Home Insurance Questions

What Is a Home Insurance Deductible?

How Much Is Renters Insurance?

Moving? Here’s What You Need to Know

What Is a Homeowners Insurance Declarations Page?

What Factors May Impact the Cost of Homeowners Insurance?

Is Homeowners Insurance Tax Deductible?

Can Homeowners Insurance Cover Tree Removal?

How much does insurance pay for tree removal? Find out if trees are covered by home insurance and how it can help with expenses in this informative article.

Should homeowners consider life insurance?

New and existing homeowners may benefit from having life insurance, but what policy might be best depends on individual circumstances.

What Do Home Inspectors Look For?

How Long Does It Take to Buy a House?

What Do You Need to Know Before Buying a House?

When Should I Get Homeowners Insurance?

What Are Some Questions I Should Ask When Viewing a House?

Does Home Insurance Cover Water Damage?

What Steps Are There in a Home Remodel?

Steps to remodeling a home: make a plan, set a budget and stick to it. Learn more from Farmers Insurance.

Which Methods Can Help Secure Home Windows?

Installing window locks and alarms can help secure windows in your home. Read more about how to secure windows from Farmers®.

Why Do I Need Homeowners Insurance Coverage?

What Does Personal Liability Insurance Cover?

Home Warranty vs. Home Insurance Difference

How Can I Help Prevent Pipes From Freezing?

What Is an Insurance Premium?

How Should I Prepare to Buy My First Home?

What Is Renters Insurance, and What Does It Cover?

Need to keep your belongings safe? Learn about renters insurance coverage to protect against theft and get a renters insurance quote with Farmers® today.

What Does an HOA Do?

HOAs typically govern residential communities and collect dues to cover community costs. Learn what exactly they do, and what this means for your own policy.

What Does an Umbrella Insurance Policy Cover?

The Pros and Cons of Owning a Condominium, According to Condo Owners

When This Teacher’s School Shifted to Remote Learning, She Created a Tiny Classroom

You May Have Hundreds of Square Feet of Livable Space Hiding Away in That Dusty Attic

Fall Home Maintenance Tips : Farmers Insurance®

This Couple Closed on Their First Home During the COVID-19 Pandemic

Renovation Regrets? This Is How, Why and Where Renovations Can Go Wrong.

Sometimes renovating your house can turn into a nightmare. Learn how to plan a perfect remodel and avoid future headaches.

Their Home Sweet (First) Home Was Nothing Like They Imagined

Always expect the unexpected when buying your first home. Read the story of these first time home buyers and learn some useful tips to help you out.

Our Home Was Ready When Covid-19 Hit Because We Designed It to Accommodate the Unexpected

In a Flash, Lightning Can Fry Every Appliance (and More) in a Home. But Saving Homes From Lightning Strikes Isn’t Impossible.

The Contractor Bailed and Their $150,000 Addition Had to Be Torn Down. Why Do Some Renovations Go So Terribly Wrong?

She Plays Drums, and the Downstairs Neighbors Have a New Baby: How Soundproofing Helped This Family (and Others) Restore Peace and Quiet

Homeowner’s Guide to Summer Home Maintenance

It Wasn’t a "Natural" Disaster, but This Common Household Fixture Caused More Damage to Their Home Than a 100-Year Flood

Blackouts Can End in a Blink. What Happens When the Lights Are Out for Days or Weeks?

What should you do during a power outage? Get information and specific tips on how to survive a blackout from Farmers Insurance.

A Home Addition Can Mean Extra Income, More Room for Family — Or Even a Dream Home

A modern take on the granny flat, the ADU, or Accessory Dwelling Unit, is going viral. Building one can be arduous and expensive, but these homeowners say they’re glad they did it.

Confessions of an Estate Planner: Why We Delayed Naming a Guardian and Making a Will

Own a Home Built Before 1980? Your Electrical System Might Need Some Attention

When it’s Time to Remodel, Some Home Renovations Pay For Themselves. These Upgrades Might Not.

Take It From a Climatologist: When You Live in the Rainy, Windy Northwest U.S., Home Maintenance Issues Are Sneaky

For Historic Home Buffs, Restoring an Old House Is Like “Rescuing a Stray Dog”

Curious Furballs Cause Epic Vacation Disaster

What They Grabbed Before a Natural Disaster Hit

Natural disasters happen. What would you take with you during evacuation? Here are stories of real people saved & lost — & what really mattered in the aftermath.

When This Man Awoke to Strange Sounds, He Expected a Thief, Animal or Ghost

What he found instead was much more surprising. A Farmers representative shares a favorite story from the Hall of Claims.

Rethink Bacon, Laundry Baskets and Other Tips from a Couple Who Downsized to 536 Square Feet

How a Dog Forced a Kitchen Remodel

A Hurricane Destroyed His Home. The Renovation Was a Bigger Disaster.

Caught in Chaos, They Made the Best of a Worst-Case Scenario

“A Smoke Alarm Saved My Life”

Is My RV Covered in Mexico or Canada?

How Can Insurance Help Me Prepare For a Tornado Disaster?

In addition to providing coverage in case a tornado strikes, Farmers also provides guidance on developing an emergency action plan. Learn more here.

Would Renters Insurance Be Worth It if I Don't Own Much?

Renters insurance can still help protect your assets even if you are just starting out on your own. Learn more about the benefits of renter insurance here.

Refusing to Abandon Their Homes, Homeowners Rebuild With Flood Risk in Mind

He Popped the Question, Then Dropped Her Engagement Ring in a River

From Scorpions to Monsoons to — Yes — Snow, Home Maintenance in Arizona Requires Ingenuity

Rescue Stories from the Houston Flooding: “We’d Bang on Roofs and Listen for People Inside”

You Have to Think like a Bad Guy to Protect Your Home

They Had Minutes to Pack and Flee Before the Flood

I Lost My Wedding Ring on the Golf Course, Do I Have Coverage?

When a wedding ring gets lost, is there a chance you have insurance to provide coverage? A Farmers® agent explains how lost rings and valuables might be covered – and what you can do before a loss occurs.

It's One of the Smartest Ways to Add Square Footage (and Value) to Your Home

It can also be one of the most dangerous additions. Building a deck expands outdoor living space, but before adding or upgrading, find out what these seasoned builders recommend to help make decks safer and more durable.

Should I Consider Renters Insurance Coverage While Living in an Apartment?

“We Prepared for Two Inches of Water, Not Five Feet.”

Why Should I Pay For Full RV Coverage Even During Months I Don’t Use My RV?

They Wanted a Bigger Living Room. They Got an Indoor Waterpark

Your Home Isn't Selling? It Could Be the Mailbox's Fault

How Can Insurance Help Me Prepare for an Earthquake Disaster?

It Sounded Like Artillery Shells Hitting the Roof

This Colorado car dealership lost its entire inventory in the Hailstorm of the Century. Learn more about hail-damage prevention and storm precautions to take if you live in a hail-prone region.

I Can Still Hear the Sound of the Fire

Read Gatlinburg resident Dakota Codgill’s account of his family’s narrow escape of The 2016 Great Smoky Mountain wildfires

Moving? Take a Few Packing Tips From These Serial Movers

It Was a Run-for-your-life Evacuation

When Your Teenager Tells You, “I've Got This”

This Mom’s Trouble Sounded like a Million Trains Coming

Living with the Parents Again, but under Your Roof

High Winds Can Cause More Havoc Than You Think. Is Your House Ready?

Evacuating Natural Disasters with Children

When disasters strike, parents face unique challenges when evacuating with children. Find out how these families evacuated, and how they're preparing for the next emergency.

Your Roof Can't Wear a Puffy Coat in Cold Weather. Here's How You Can Keep It Cozy.

Ice dams can cause major damage to your home and roof during the winter months. Learn ways to help keep them from forming.

When Would a Homeowner Want to Consider Vacant Home Insurance?

When a Car Damages Your House

If I Love It, Should I List It? How Do I Take a Home Inventory?

How Do I File a Car Insurance Claim?

There’s Meat in the Freezer and a Bear Outside. Will Home Insurance Cover Damage If He Breaks In?

Buying Home Insurance? Make Sure Your Valuables Are Covered

If a Tree Falls on My Home, What Do I Do?

What if a tree falls on your house or other property? A Farmers® agent explains some potential next steps.

Reasons to Buy Renters Insurance

A renters insurance policy provides coverage at a reasonable cost, and may help provide coverage for gaps in personal property and liability protection.

Is Damage from Water in My Basement Covered by Homeowners Insurance?

Pet Starts a Home Fire

Why Did My Homeowners Insurance Go Up?

What Is Umbrella Insurance and Why Should I Consider It?

Dog Showers, Catios (AKA Cat Patios) and More Home Renovations for the Truly Pet-Obsessed

DIY or Pay a Pro? Navigate the Top Five Most Searched Home Improvement Jobs

Is Your Home Ready For Solar Power?

Follow this outline of some of the qualifications, potential tax breaks & possible financing to decide whether solar panels might be a good fit.

How Can Insurance Help Me Prepare for a Flood Disaster?

Flood insurance can provide coverage in the case of flooding but Farmers can also help you prepare for a disaster as well. Learn more here.

This Guy Helped to Repair and Rebuild a Crucial Part of 22,000 Homes After Hurricane Katrina

How Much Renters Insurance Do I Need?

How Can I Save Money on My Home Insurance?

Does Anything in My Home Warrant a Separate Insurance Policy or Coverage?

Before You Redo Your Closet, Read This

How Do I File a Home Insurance Claim?

How Much Does Condo Insurance Cost?

The value of your personal property affects the cost of your condo insurance. Learn what factors Farmers takes into consideration when building your quote.

What Does Homeowners “Replacement Cost” Mean?

Replacement cost is the total cost to rebuild your home from scratch should a disaster occur. Learn more about replacement cost here.

Is My Home Covered if It’s Damaged in a Natural Disaster?

How Is the Replacement Cost of My Home Determined?

Kitchen Remodeling Ideas for Foodies

What Does Condo Insurance Cover?

Is Home Insurance Required If I Own a Home?

What is the Difference between Dwelling Coverage and Home Insurance?

Does Home Insurance Cover My Foundation?

Foundation repair coverage depends on the source of the damage. In most cases, home insurance can cover sudden perils out of your control. Learn more.

Is Property in My Car Covered for Theft by My Home Insurance Policy?

If personal items were stolen from your car, your auto insurance won't cover the loss. Learn how Farmers home insurance can protect your personal items.

How Do I Calculate the Replacement Cost of Belongings in My Home?

How Much Homeowners Liability Coverage Should I Consider?

Does Home Insurance Cover Termites?

Genius Ideas for Disaster-proofing Heirlooms and Mementos in Your Home

What Are Some Things I Should Consider When Buying Home Insurance?

How Much Condo Insurance Should I Consider?

Does Home Insurance Cover Plumbing?

Most home insurance policies don't cover plumbing problems, but they usually cover sudden, accidental events, like bursting from frozen pipes. Learn more.

Does Home Insurance Cover Property That My Child Takes to a Dorm?

Farmers Home Insurance policies automatically come with a certain percent off-premises coverage with each plan. Check to see if all valuables are covered.

A Home Fire Story: “the Cat Was Swaddled in a Firefighter's Jacket Getting Oxygen”

The Perils of Browsing Kitchen Remodels on Pinterest

At 2 A.M., I Woke Up to See the Bedroom Walls Bowing In

The Backyard Disasters That Cause More than $118 Million in Damage Each Year

Nine Steps to Help Get Hurricane Ready

Why You May Want to Rethink That Oversized Tub (and Other Bathroom Remodeling Considerations)

4 Simple DIY Projects That Could Reduce Your next Energy Bill by Nearly 30 Percent

The author of Green Building & Remodeling for Dummies shares some simple but significant energy saving tips for homeowners.

The Essential Survival Guide for Blizzards

Nine simple steps to help you prepare for a major winter snowstorm

Is My Home Business Covered by Home Policy?

Moving