Homeowners Insurance Questions
What Steps Are There in a Home Remodel?
Steps to remodeling a home: make a plan, set a budget and stick to it. Learn more from Farmers Insurance.
Which Methods Can Help Secure Home Windows?
Installing window locks and alarms can help secure windows in your home. Read more about how to secure windows from Farmers®.
What Does an Umbrella Insurance Policy Cover?
A $1 million umbrella policy covers you when you are liable for injuries or property damage. Contact a Farmers agent to learn about personal umbrella insurance.
What Does an HOA Do?
HOAs typically govern residential communities and collect dues to cover community costs. Learn what exactly they do, and what this means for your own policy.
Their Home Sweet (First) Home Was Nothing Like They Imagined
Always expect the unexpected when buying your first home. Read the story of these first time home buyers and learn some useful tips to help you out.
Our Home Was Ready When Covid-19 Hit Because We Designed It to Accommodate the Unexpected
Read the incredible real story of an aging-in-place designer who created a home that allows family members of all ages to visit and live comfortably.
In a Flash, Lightning Can Fry Every Appliance (and More) in a Home. But Saving Homes From Lightning Strikes Isn’t Impossible.
The Contractor Bailed and Their $150,000 Addition Had to Be Torn Down. Why Do Some Renovations Go So Terribly Wrong?
She Plays Drums, and the Downstairs Neighbors Have a New Baby: How Soundproofing Helped This Family (and Others) Restore Peace and Quiet
It Wasn’t a "Natural" Disaster, but This Common Household Fixture Caused More Damage to Their Home Than a 100-Year Flood
A Home Addition Can Mean Extra Income, More Room for Family — Or Even a Dream Home
A modern take on the granny flat, the ADU, or Accessory Dwelling Unit, is going viral. Building one can be arduous and expensive, but these homeowners say they’re glad they did it.
Confessions of an Estate Planner: Why We Delayed Naming a Guardian and Making a Will
Kim Decker’s job is to help others make the tough decisions about what will happen to their children, their assets and their own care. She also knows firsthand how hard those conversations are.
When it’s Time to Remodel, Some Home Renovations Pay For Themselves. These Upgrades Might Not.
Take It From a Climatologist: When You Live in the Rainy, Windy Northwest U.S., Home Maintenance Issues Are Sneaky
When This Man Awoke to Strange Sounds, He Expected a Thief, Animal or Ghost
What he found instead was much more surprising. A Farmers representative shares a favorite story from the Hall of Claims.
Rethink Bacon, Laundry Baskets and Other Tips from a Couple Who Downsized to 536 Square Feet
Tired of mowing the lawn & scrubbing bathrooms every weekend, Claudia & Garrett Pennington downsized from a 1,500-square-foot house to give the tiny house a try.
How Can Insurance Help Me Prepare For a Tornado Disaster?
In addition to providing coverage in case a tornado strikes, Farmers also provides guidance on developing an emergency action plan. Learn more here.
Refusing to Abandon Their Homes, Homeowners Rebuild With Flood Risk in Mind
After major flooding from hurricanes and rain destroyed their homes, these homeowners dis-covered ways to rebuild and retrofit to help reduce the risk of future flood damage.
From Scorpions to Monsoons to — Yes — Snow, Home Maintenance in Arizona Requires Ingenuity
Rescue Stories from the Houston Flooding: “We’d Bang on Roofs and Listen for People Inside”
It's One of the Smartest Ways to Add Square Footage (and Value) to Your Home
It can also be one of the most dangerous additions. Building a deck expands outdoor living space, but before adding or upgrading, find out what these seasoned builders recommend to help make decks safer and more durable.
Should I Consider Renters Insurance Coverage While Living in an Apartment?
Do apartment dwellers need insurance, or does the landlord's coverage handle it? A Farmers agent has the answer.
It Sounded Like Artillery Shells Hitting the Roof
This Colorado car dealership lost its entire inventory in the Hailstorm of the Century. Learn more about hail-damage prevention and storm precautions to take if you live in a hail-prone region.
I Can Still Hear the Sound of the Fire
Read Gatlinburg resident Dakota Codgill’s account of his family’s narrow escape of The 2016 Great Smoky Mountain wildfires
Evacuating Natural Disasters with Children
When disasters strike, parents face unique challenges when evacuating with children. Find out how these families evacuated, and how they're preparing for the next emergency.
Una Mascota Originó Un Incendio En La Casa
¿Deberías desheredar al perro de la familia por causar un incendio en la cocina? Un agente de Farmers Insurance® explica cómo el seguro de casa puede ayudarte a que perdones a tu mascota.
There’s Meat in the Freezer and a Bear Outside. Will Home Insurance Cover Damage If He Breaks In?
Buying Home Insurance? Make Sure Your Valuables Are Covered
Not all home insurance policies are the same. Understand how limitations and exclusions work, to make sure your assets are protected under your homeowners policy.
If a Tree Falls on My Home, What Do I Do?
What if a tree falls on your house or other property? A Farmers® agent explains some potential next steps.
Dog Showers, Catios (AKA Cat Patios) and More Home Renovations for the Truly Pet-Obsessed
DIY or Pay a Pro? Navigate the Top Five Most Searched Home Improvement Jobs
Should you roll up your sleeves or pull out a checkbook? A featured contractor on HGTV’s “House Hunters Renovation” weighs in.
Is Your Home Ready For Solar Power?
Follow this outline of some of the qualifications, potential tax breaks & possible financing to decide whether solar panels might be a good fit.
This Guy Helped to Repair and Rebuild a Crucial Part of 22,000 Homes After Hurricane Katrina
How Much Does Condo Insurance Cost?
The value of your personal property affects the cost of your condo insurance. Learn what factors Farmers takes into consideration when building your quote.
Is My Home Covered if It’s Damaged in a Natural Disaster?
Home Insurance policies do not cover natural disasters like Floods or Earthquakes, these types of disasters are covered on their own types of policies. Learn more.
Does Home Insurance Cover My Foundation?
Foundation repair coverage depends on the source of the damage. In most cases, home insurance can cover sudden perils out of your control. Learn more.
What is the Difference between Dwelling Coverage and Home Insurance?
Dwelling coverage is one part of your overall home insurance policy and only covers your home's structure. Learn more about what dwelling coverage protects.
Does Home Insurance Cover Plumbing?
Most home insurance policies don't cover plumbing problems, but they usually cover sudden, accidental events, like bursting from frozen pipes. Learn more.
How Much Condo Insurance Do I Need?
Condo insurance coverage is almost like a package of different types of coverage types. Learn how to determine what coverages you need for your condo.
Why You May Want to Rethink That Oversized Tub (and Other Bathroom Remodeling Considerations)
Should you roll up your sleeves or pull out a checkbook? A featured contractor on HGTV's "House Hunters Renovation" weighs in.
4 Simple DIY Projects That Could Reduce Your next Energy Bill by Nearly 30 Percent
The author of Green Building & Remodeling for Dummies shares some simple but significant energy saving tips for homeowners.