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LEARN FROM EXPERIENCE
by Farmers
Real Stories Plan and Prep Unbelievable Claims Insurance Questions

Homeowners Insurance Questions

3 Minute Read

What Are Some Questions I Should Ask When Viewing a House?
2 Minute Read

Which Methods Can Help Secure Home Windows?
2 Minute Read

What Steps Are There in a Home Remodel?
2 Minute Read

Home Warranty vs. Home Insurance Difference
2 Minute Read

What Does Personal Liability Insurance Cover?
2 Minute Read

Why Do I Need Homeowners Insurance Coverage?
2 Minute Read

How Can I Help Prevent Pipes From Freezing?

Insulating water pipes in your home may prevent pipes from freezing. Find out additional ways to help keep pipes from bursting, from Farmers Insurance.
2 Minute Read

What Is an Insurance Premium?

An insurance premium is the amount you pay an insurance provider for a policy. Find out what types of insurance premiums there are from Farmers Insurance.
2 Minute Read

How Should I Prepare to Buy My First Home?
2 Minute Read

What Does an HOA Do?
2 Minute Read

What Does an Umbrella Insurance Policy Cover?
8 Minute Read

The Pros and Cons of Owning a Condominium, According to Condo Owners
5 Minute Read

When This Teacher’s School Shifted to Remote Learning, She Created a Tiny Classroom

7 Minute Read

You May Have Hundreds of Square Feet of Livable Space Hiding Away in That Dusty Attic

8 Minute Read

Fall Home Maintenance Tips : Farmers Insurance®

Fall is a great time to create a home maintenance checklist in preparation for cold weather months. Get fall home maintenance tips from Farmers Insurance.
6 Minute Read

This Couple Closed on Their First Home During the COVID-19 Pandemic

Are you planning to buy a home during the COVID-19 pandemic? Get tips from a couple that bought a house during the coronavirus lockdown.

8 Minute Read

Renovation Regrets? This Is How, Why and Where Renovations Can Go Wrong.
8 Minute Read

Their Home Sweet (First) Home Was Nothing Like They Imagined
10 Minute Read

Our Home Was Ready When Covid-19 Hit Because We Designed It to Accommodate the Unexpected
8 Minute Read

In a Flash, Lightning Can Fry Every Appliance (and More) in a Home. But Saving Homes From Lightning Strikes Isn’t Impossible.
9 Minute Read

The Contractor Bailed and Their $150,000 Addition Had to Be Torn Down. Why Do Some Renovations Go So Terribly Wrong?
8 Minute Read

She Plays Drums, and the Downstairs Neighbors Have a New Baby: How Soundproofing Helped This Family (and Others) Restore Peace and Quiet

6 Minute Read

Homeowner’s Guide to Summer Home Maintenance

Fixing, cleaning and maintaining a home while it’s warm and dry is like shopping for winter holidays in July. It pays to get it done early — before bad weather can cause emergencies.

7 Minute Read

It Wasn’t a "Natural" Disaster, but This Common Household Fixture Caused More Damage to Their Home Than a 100-Year Flood

The most common type of water damage to homes isn’t caused by hurricanes or floods. It’s caused by the dishwasher, hot water heater and other appliances or plumbing. Read real stories of epic water damage — and what homeowners, their plumbers and restoration experts say about reducing the risk of water leaks.
8 Minute Read

Blackouts Can End in a Blink. What Happens When the Lights Are Out for Days or Weeks?
8 Minute Read

Confessions of an Estate Planner: Why We Delayed Naming a Guardian and Making a Will
9 Minute Read

Own a Home Built Before 1980? Your Electrical System Might Need Some Attention
11 Minute Read

When it’s Time to Remodel, Some Home Renovations Pay For Themselves. These Upgrades Might Not.

8 Minute Read

Take It From a Climatologist: When You Live in the Rainy, Windy Northwest U.S., Home Maintenance Issues Are Sneaky
10 Minute Read

For Historic Home Buffs, Restoring an Old House Is Like “Rescuing a Stray Dog”
6 Minute Read

Curious Furballs Cause Epic Vacation Disaster

Before you get your recreational vehicle ready for the off season, read one agent’s unsettling-but-true story from our Hall of Claims.
10 Minute Read

What They Grabbed Before a Natural Disaster Hit

Natural disasters happen. What would you take with you during evacuation? Here are stories of real people saved & lost — & what really mattered in the aftermath.
6 Minute Read

When This Man Awoke to Strange Sounds, He Expected a Thief, Animal or Ghost
8 Minute Read

Rethink Bacon, Laundry Baskets and Other Tips from a Couple Who Downsized to 536 Square Feet
6 Minute Read

How a Dog Forced a Kitchen Remodel
10 Minute Read

A Hurricane Destroyed His Home. The Renovation Was a Bigger Disaster.
10 Minute Read

Caught in Chaos, They Made the Best of a Worst-Case Scenario
6 Minute Read

“A Smoke Alarm Saved My Life”
1 Minute Read

Would Renters Insurance Be Worth It if I Don't Own Much?

Renters insurance can still help protect your assets even if you are just starting out on your own. Learn more about the benefits of renter insurance here.
2 Minute Read

Is My RV Covered in Mexico or Canada?

Your RV is covered anywhere in Canada, but there are some restrictions on coverage in Mexico. Learn about your options if you're planning an upcoming trip.
2 Minute Read

How Can Insurance Help Me Prepare For a Tornado Disaster?
8 Minute Read

Refusing to Abandon Their Homes, Homeowners Rebuild With Flood Risk in Mind
6 Minute Read

He Popped the Question, Then Dropped Her Engagement Ring in a River
8 Minute Read

From Scorpions to Monsoons to — Yes — Snow, Home Maintenance in Arizona Requires Ingenuity
6 Minute Read

Rescue Stories from the Houston Flooding: “We’d Bang on Roofs and Listen for People Inside”
10 Minute Read

You Have to Think like a Bad Guy to Protect Your Home
9 Minute Read

They Had Minutes to Pack and Flee Before the Flood

These homeowners escaped epic flooding, but floodwaters destroyed their homes. Here, they talk about how they escaped, what they did beforehand, and what they’re doing to prepare for the next flood.
6 Minute Read

I Lost My Wedding Ring on the Golf Course, Do I Have Coverage?

When a wedding ring gets lost, is there a chance you have insurance to provide coverage? A Farmers® agent explains how lost rings and valuables might be covered – and what you can do before a loss occurs.

11 Minute Read

It's One of the Smartest Ways to Add Square Footage (and Value) to Your Home
6 Minute Read

Should I Consider Renters Insurance Coverage While Living in an Apartment?
6 Minute Read

“We Prepared for Two Inches of Water, Not Five Feet.”
1 Minute Read

Why Should I Pay For Full RV Coverage Even During Months I Don’t Use My RV?
6 Minute Read

They Wanted a Bigger Living Room. They Got an Indoor Waterpark
8 Minute Read

Your Home Isn't Selling? It Could Be the Mailbox's Fault
2 Minute Read

Does Renters Insurance Cover Theft?

Renters insurance can cover theft of your personal property, but you may need special coverage for high-value items. Learn about your coverage options.
2 Minute Read

How Can Insurance Help Me Prepare for an Earthquake Disaster?

Farmers can help prepare you for an earthquake disaster. Learn more about earthquake insurance eligibility and how to prepare.
8 Minute Read

It Sounded Like Artillery Shells Hitting the Roof
6 Minute Read

I Can Still Hear the Sound of the Fire
8 Minute Read

Moving? Take a Few Packing Tips From These Serial Movers
6 Minute Read

It Was a Run-for-your-life Evacuation
6 Minute Read

When Your Teenager Tells You, “I've Got This”
6 Minute Read

This Mom’s Trouble Sounded like a Million Trains Coming
8 Minute Read

Living with the Parents Again, but under Your Roof

When Cathy Gallub's mother died in 2012, it didn't take long to realize her 92-year-old father could no longer live on his own.
6 Minute Read

High Winds Can Cause More Havoc Than You Think. Is Your House Ready?

Experts offer steps to protect your home from potential damage caused by tornadoes, hailstorms and other strong-wind disasters.
10 Minute Read

Evacuating Natural Disasters with Children
6 Minute Read

Una Mascota Originó Un Incendio En La Casa
6 Minute Read

When Would a Homeowner Want to Consider Vacant Home Insurance?
6 Minute Read

When a Car Damages Your House
6 Minute Read

If I Love It, Should I List It? How Do I Take a Home Inventory?
6 Minute Read

How Do I File a Car Insurance Claim?
6 Minute Read

There’s Meat in the Freezer and a Bear Outside. Will Home Insurance Cover Damage If He Breaks In?

When an uninvited bear shows up for a steak dinner and makes a real mess of things, your homeowner’s insurance may cover the damage. Learn more today with Farmers.
6 Minute Read

Buying Home Insurance? Make Sure Your Valuables Are Covered

Not all home insurance policies are the same. Understand how limitations and exclusions work, to make sure your assets are protected under your homeowners policy.
6 Minute Read

If a Tree Falls on My Home, What Do I Do?
6 Minute Read

Reasons to Buy Renters Insurance
6 Minute Read

Is Damage from Water in My Basement Covered by Homeowners Insurance?
6 Minute Read

Pet Starts a Home Fire
6 Minute Read

Why Did My Homeowners Insurance Go Up?
6 Minute Read

What Is Umbrella Insurance and Why Should I Consider It?
8 Minute Read

Dog Showers, Catios (AKA Cat Patios) and More Home Renovations for the Truly Pet-Obsessed

Architects, veterinarians and pet hotel designers share home improvement tips that can make life even sweeter for four-legged family members.
6 Minute Read

DIY or Pay a Pro? Navigate the Top Five Most Searched Home Improvement Jobs

Should you roll up your sleeves or pull out a checkbook? A featured contractor on HGTV’s “House Hunters Renovation” weighs in.
6 Minute Read

Is Your Home Ready For Solar Power?
4 Minute Read

How Can Insurance Help Me Prepare for a Flood Disaster?
6 Minute Read

This Guy Helped to Repair and Rebuild a Crucial Part of 22,000 Homes After Hurricane Katrina
2 Minute Read

How Much Renters Insurance Do I Need?
2 Minute Read

How Can I Save Money on My Home Insurance?
2 Minute Read

Does Anything in My Home Warrant a Separate Insurance Policy or Coverage?
11 Minute Read

Before You Redo Your Closet, Read This

Can’t find anything to wear? It could be the closet’s fault. Find out how remodeling and organizing a closet can solve wardrobe problems (and save money).

2 Minute Read

Is My Home Covered if It’s Damaged in a Natural Disaster?

Home Insurance policies do not cover natural disasters like Floods or Earthquakes, these types of disasters are covered on their own types of policies. Learn more.
2 Minute Read

What Does Homeowners “Replacement Cost” Mean?
2 Minute Read

How Is the Replacement Cost of My Home Determined?
2 Minute Read

How Much Does Condo Insurance Cost?
2 Minute Read

How Do I File a Home Insurance Claim?
10 Minute Read

Kitchen Remodeling Ideas for Foodies
2 Minute Read

Does Home Insurance Cover My Foundation?
3 Minute Read

What is the Difference between Dwelling Coverage and Home Insurance?

Dwelling coverage is one part of your overall home insurance policy and only covers your home's structure. Learn more about what dwelling coverage protects.
2 Minute Read

Is Home Insurance Required If I Own a Home?

While it's not required by law, lenders will require you to have insurance until your loan is paid. It's also a great idea to keep for damages or injuries. Learn why.
3 Minute Read

What Does Condo Insurance Cover?
2 Minute Read

Does Home Insurance Cover Termites?
2 Minute Read

Is Property in My Car Covered for Theft by My Home Insurance Policy?
3 Minute Read

How Do I Calculate the Replacement Cost of Belongings in My Home?
2 Minute Read

How Much Homeowners Liability Coverage Should I Consider?
8 Minute Read

Genius Ideas for Disaster-proofing Heirlooms and Mementos in Your Home
4 Minute Read

What Are Some Things I Should Consider When Buying Home Insurance?

Start by thinking about what you stand to lose in a fire, tornado or some other catastrophic event. Your house, and personal property should be covered. Learn more.
3 Minute Read

How Much Condo Insurance Do I Need?

Condo insurance coverage is almost like a package of different types of coverage types. Learn how to determine what coverages you need for your condo.
2 Minute Read

Does Home Insurance Cover Property That My Child Takes to a Dorm?
2 Minute Read

Does Home Insurance Cover Plumbing?
8 Minute Read

A Home Fire Story: “the Cat Was Swaddled in a Firefighter's Jacket Getting Oxygen”
6 Minute Read

The Perils of Browsing Kitchen Remodels on Pinterest
8 Minute Read

At 2 A.M., I Woke Up to See the Bedroom Walls Bowing In
6 Minute Read

The Backyard Disasters That Cause More than $118 Million in Damage Each Year
8 Minute Read

Nine Steps to Hurricane Ready

You may think you know what do in a disaster, but are you prepared? Here are nine manageable steps to help you get ready before the next extreme storm.
6 Minute Read

Why You May Want to Rethink That Oversized Tub (and Other Bathroom Remodeling Considerations)

Should you roll up your sleeves or pull out a checkbook? A featured contractor on HGTV's "House Hunters Renovation" weighs in.
10 Minute Read

4 Simple DIY Projects That Could Reduce Your next Energy Bill by Nearly 30 Percent
8 Minute Read

The Essential Survival Guide for Blizzards
5 Minute Read

Is My Home Business Covered by Home Policy?