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LEARN FROM EXPERIENCE
by Farmers
Real Stories Plan and Prep Unbelievable Claims Insurance Questions

Homeowners Insurance Questions

2 Minute Read

Home Warranty vs. Home Insurance Difference
2 Minute Read

What Does Personal Liability Insurance Cover?
2 Minute Read

Why Do I Need Homeowners Insurance Coverage?
2 Minute Read

How Can I Help Prevent Pipes From Freezing?
2 Minute Read

What Is an Insurance Premium?
2 Minute Read

How Should I Prepare to Buy My First Home?
2 Minute Read

What Does an HOA Do?

HOAs typically govern residential communities and collect dues to cover community costs. Learn what exactly they do, and what this means for your own policy.

2 Minute Read

What Does an Umbrella Insurance Policy Cover?

A $1 million umbrella policy covers you when you are liable for injuries or property damage. Contact a Farmers agent to learn about personal umbrella insurance.
8 Minute Read

The Pros and Cons of Owning a Condominium, According to Condo Owners
5 Minute Read

When This Teacher’s School Shifted to Remote Learning, She Created a Tiny Classroom

7 Minute Read

You May Have Hundreds of Square Feet of Livable Space Hiding Away in That Dusty Attic

8 Minute Read

Fall Home Maintenance Tips : Farmers Insurance®
6 Minute Read

This Couple Closed on Their First Home During the COVID-19 Pandemic
8 Minute Read

Renovation Regrets? This Is How, Why and Where Renovations Can Go Wrong.
8 Minute Read

Their Home Sweet (First) Home Was Nothing Like They Imagined

Always expect the unexpected when buying your first home. Read the story of these first time home buyers and learn some useful tips to help you out.
10 Minute Read

Our Home Was Ready When Covid-19 Hit Because We Designed It to Accommodate the Unexpected

Read the incredible real story of an aging-in-place designer who created a home that allows family members of all ages to visit and live comfortably.
8 Minute Read

In a Flash, Lightning Can Fry Every Appliance (and More) in a Home. But Saving Homes From Lightning Strikes Isn’t Impossible.
9 Minute Read

The Contractor Bailed and Their $150,000 Addition Had to Be Torn Down. Why Do Some Renovations Go So Terribly Wrong?
8 Minute Read

She Plays Drums, and the Downstairs Neighbors Have a New Baby: How Soundproofing Helped This Family (and Others) Restore Peace and Quiet

6 Minute Read

Homeowner’s Guide to Summer Home Maintenance
7 Minute Read

It Wasn’t a "Natural" Disaster, but This Common Household Fixture Caused More Damage to Their Home Than a 100-Year Flood
8 Minute Read

Blackouts Can End in a Blink. What Happens When the Lights Are Out for Days or Weeks?
8 Minute Read

Confessions of an Estate Planner: Why We Delayed Naming a Guardian and Making a Will

Kim Decker’s job is to help others make the tough decisions about what will happen to their children, their assets and their own care. She also knows firsthand how hard those conversations are.
9 Minute Read

Own a Home Built Before 1980? Your Electrical System Might Need Some Attention

Old homes may have electrical system problems that require extra attention. Learn about potential electrical system issues and possible solutions.
11 Minute Read

When it’s Time to Remodel, Some Home Renovations Pay For Themselves. These Upgrades Might Not.

8 Minute Read

Take It From a Climatologist: When You Live in the Rainy, Windy Northwest U.S., Home Maintenance Issues Are Sneaky
10 Minute Read

For Historic Home Buffs, Restoring an Old House Is Like “Rescuing a Stray Dog”
6 Minute Read

Curious Furballs Cause Epic Vacation Disaster
10 Minute Read

What They Grabbed Before a Natural Disaster Hit
6 Minute Read

When This Man Awoke to Strange Sounds, He Expected a Thief, Animal or Ghost
8 Minute Read

Rethink Bacon, Laundry Baskets and Other Tips from a Couple Who Downsized to 536 Square Feet

Tired of mowing the lawn & scrubbing bathrooms every weekend, Claudia & Garrett Pennington downsized from a 1,500-square-foot house to give the tiny house a try.
6 Minute Read

How a Dog Forced a Kitchen Remodel

Ever heard of a “cup half full” kind of dog? A Farmers agent shares a funny yet cautionary tale from the Hall of Claims.
10 Minute Read

A Hurricane Destroyed His Home. The Renovation Was a Bigger Disaster.
10 Minute Read

Caught in Chaos, They Made the Best of a Worst-Case Scenario
6 Minute Read

“A Smoke Alarm Saved My Life”
1 Minute Read

Would Renters Insurance Be Worth It if I Don't Own Much?
2 Minute Read

Is My RV Covered in Mexico or Canada?
2 Minute Read

How Can Insurance Help Me Prepare For a Tornado Disaster?
8 Minute Read

Refusing to Abandon Their Homes, Homeowners Rebuild With Flood Risk in Mind

After major flooding from hurricanes and rain destroyed their homes, these homeowners dis-covered ways to rebuild and retrofit to help reduce the risk of future flood damage.
6 Minute Read

He Popped the Question, Then Dropped Her Engagement Ring in a River

Meet the man who finds and reunites lost rings, jewelry and other valuable keepsakes with their very grateful owners using metal detectors.
8 Minute Read

From Scorpions to Monsoons to — Yes — Snow, Home Maintenance in Arizona Requires Ingenuity
6 Minute Read

Rescue Stories from the Houston Flooding: “We’d Bang on Roofs and Listen for People Inside”
10 Minute Read

You Have to Think like a Bad Guy to Protect Your Home
9 Minute Read

They Had Minutes to Pack and Flee Before the Flood
6 Minute Read

I Lost My Wedding Ring on the Golf Course, Do I Have Coverage?
11 Minute Read

It's One of the Smartest Ways to Add Square Footage (and Value) to Your Home
6 Minute Read

Should I Consider Renters Insurance Coverage While Living in an Apartment?

Do apartment dwellers need insurance, or does the landlord's coverage handle it? A Farmers agent has the answer.
6 Minute Read

“We Prepared for Two Inches of Water, Not Five Feet.”

Linda Marcus and her husband Jesse thought they were prepared but a flood but a sudden storm changed their lives forever. Read more.
1 Minute Read

Why Should I Pay For Full RV Coverage Even During Months I Don’t Use My RV?
6 Minute Read

They Wanted a Bigger Living Room. They Got an Indoor Waterpark
8 Minute Read

Your Home Isn't Selling? It Could Be the Mailbox's Fault
2 Minute Read

Does Renters Insurance Cover Theft?
2 Minute Read

How Can Insurance Help Me Prepare for an Earthquake Disaster?
8 Minute Read

It Sounded Like Artillery Shells Hitting the Roof
6 Minute Read

I Can Still Hear the Sound of the Fire

Read Gatlinburg resident Dakota Codgill’s account of his family’s narrow escape of The 2016 Great Smoky Mountain wildfires
8 Minute Read

Moving? Take a Few Packing Tips From These Serial Movers

When you've moved 85 times, you're officially a packing expert. Here, super movers share how they saved thousands on fees, and a near-perfect box labeling technique. (You'll thank us when you unpack.)
6 Minute Read

It Was a Run-for-your-life Evacuation
6 Minute Read

When Your Teenager Tells You, “I've Got This”
6 Minute Read

This Mom’s Trouble Sounded like a Million Trains Coming
8 Minute Read

Living with the Parents Again, but under Your Roof
6 Minute Read

High Winds Can Cause More Havoc Than You Think. Is Your House Ready?
10 Minute Read

Evacuating Natural Disasters with Children
6 Minute Read

Una Mascota Originó Un Incendio En La Casa

¿Deberías desheredar al perro de la familia por causar un incendio en la cocina? Un agente de Farmers Insurance® explica cómo el seguro de casa puede ayudarte a que perdones a tu mascota.
6 Minute Read

When Would a Homeowner Want to Consider Vacant Home Insurance?

Vacant home insurance provides coverage if your home is empty for a month or more. A Farmers® agent explains why.
6 Minute Read

When a Car Damages Your House
6 Minute Read

If I Love It, Should I List It? How Do I Take a Home Inventory?
6 Minute Read

How Do I File a Car Insurance Claim?
6 Minute Read

There’s Meat in the Freezer and a Bear Outside. Will Home Insurance Cover Damage If He Breaks In?
6 Minute Read

Buying Home Insurance? Make Sure Your Valuables Are Covered
6 Minute Read

If a Tree Falls on My Home, What Do I Do?
6 Minute Read

Reasons to Buy Renters Insurance

A renters insurance policy provides coverage at a reasonable cost, and may help provide coverage for gaps in personal property and liability protection.
6 Minute Read

Is Damage from Water in My Basement Covered by Homeowners Insurance?

Does homeowners insurance cover a flooded basement? Get thoughts from a Farmers® agent.
6 Minute Read

Pet Starts a Home Fire
6 Minute Read

Why Did My Homeowners Insurance Go Up?
6 Minute Read

What Is Umbrella Insurance and Why Should I Consider It?
8 Minute Read

Dog Showers, Catios (AKA Cat Patios) and More Home Renovations for the Truly Pet-Obsessed
6 Minute Read

DIY or Pay a Pro? Navigate the Top Five Most Searched Home Improvement Jobs
6 Minute Read

Is Your Home Ready For Solar Power?
4 Minute Read

How Can Insurance Help Me Prepare for a Flood Disaster?

Flood insurance can provide coverage in the case of flooding but Farmers can also help you prepare for a disaster as well. Learn more here.
6 Minute Read

This Guy Helped to Repair and Rebuild a Crucial Part of 22,000 Homes After Hurricane Katrina

Useful tips and information from a pro who has helped to repair and rebuild more than 22,000 roofs since Hurricane Katrina.
2 Minute Read

How Much Renters Insurance Do I Need?
2 Minute Read

How Can I Save Money on My Home Insurance?
2 Minute Read

Does Anything in My Home Warrant a Separate Insurance Policy or Coverage?
11 Minute Read

Before You Redo Your Closet, Read This
2 Minute Read

Is My Home Covered if It’s Damaged in a Natural Disaster?
2 Minute Read

What Does Homeowners “Replacement Cost” Mean?
2 Minute Read

How Is the Replacement Cost of My Home Determined?

Homeowners replacement cost refers to the total cost to rebuild your exact house from scratch. Learn what factors Farmers considers to determine your cost.
2 Minute Read

How Much Does Condo Insurance Cost?

The value of your personal property affects the cost of your condo insurance. Learn what factors Farmers takes into consideration when building your quote.
2 Minute Read

How Do I File a Home Insurance Claim?
10 Minute Read

Kitchen Remodeling Ideas for Foodies
2 Minute Read

Does Home Insurance Cover My Foundation?
3 Minute Read

What is the Difference between Dwelling Coverage and Home Insurance?
2 Minute Read

Is Home Insurance Required If I Own a Home?
3 Minute Read

What Does Condo Insurance Cover?
2 Minute Read

Does Home Insurance Cover Termites?

No one invites bugs into their home, but they can be avoided with proper care. Unfortunately, pest damage is not covered by home insurance. Learn more.
2 Minute Read

Is Property in My Car Covered for Theft by My Home Insurance Policy?

If personal items were stolen from your car, your auto insurance won't cover the loss. Learn how Farmers home insurance can protect your personal items.
3 Minute Read

How Do I Calculate the Replacement Cost of Belongings in My Home?
2 Minute Read

How Much Homeowners Liability Coverage Should I Consider?
8 Minute Read

Genius Ideas for Disaster-proofing Heirlooms and Mementos in Your Home
4 Minute Read

What Are Some Things I Should Consider When Buying Home Insurance?
3 Minute Read

How Much Condo Insurance Do I Need?
2 Minute Read

Does Home Insurance Cover Property That My Child Takes to a Dorm?
2 Minute Read

Does Home Insurance Cover Plumbing?

Most home insurance policies don't cover plumbing problems, but they usually cover sudden, accidental events, like bursting from frozen pipes. Learn more.
8 Minute Read

A Home Fire Story: “the Cat Was Swaddled in a Firefighter's Jacket Getting Oxygen”

Fire damage destroyed her family's home. Read her story, plus expert tips to help you go beyond the basics of fire prevention.
6 Minute Read

The Perils of Browsing Kitchen Remodels on Pinterest
8 Minute Read

At 2 A.M., I Woke Up to See the Bedroom Walls Bowing In
6 Minute Read

The Backyard Disasters That Cause More than $118 Million in Damage Each Year
8 Minute Read

Nine Steps to Hurricane Ready
6 Minute Read

Why You May Want to Rethink That Oversized Tub (and Other Bathroom Remodeling Considerations)
10 Minute Read

4 Simple DIY Projects That Could Reduce Your next Energy Bill by Nearly 30 Percent
8 Minute Read

The Essential Survival Guide for Blizzards

Nine simple steps to help you prepare for a major winter snowstorm
5 Minute Read

Is My Home Business Covered by Home Policy?

Your home insurance can cover most home-based businesses, but you may need additional coverage depending on your work. Make sure you're properly covered.