Home Insurance Questions

What Is Water Backup Coverage and Do I Need It?

What Is Loss of Use Coverage?

Does Homeowners Insurance Cover Water Damage?

What Is a Home Insurance Deductible?

How Much Is Renters Insurance?

Moving? Here’s What You Need to Know

What Is a Homeowners Insurance Declarations Page?

A homeowners insurance declaration page is a summary of key details of your insurance policy. Learn what information is typically included in this document.

What Factors May Impact the Cost of Homeowners Insurance?

There are many factors that affect homeowners insurance premiums. Learn more in this article about how homeowners insurance cost is calculated.

Is Homeowners Insurance Tax Deductible?

Can Homeowners Insurance Cover Tree Removal?

Should homeowners consider life insurance?

What Do Home Inspectors Look For?

How Long Does It Take to Buy a House?

What Do You Need to Know Before Buying a House?

When Should I Get Homeowners Insurance?

Lenders typically require you to show proof of homeowners insurance before funding your loan. Read more from the professionals at Farmers Insurance.

What Are Some Questions I Should Ask When Viewing a House?

Be ready to ask questions about the age of the roof when you view a home. Learn other questions to ask during a home viewing from Farmers®.

What Steps Are There in a Home Remodel?

Which Methods Can Help Secure Home Windows?

Why Do I Need Homeowners Insurance Coverage?

What Does Personal Liability Insurance Cover?

Home Warranty vs. Home Insurance Difference

How Can I Help Prevent Pipes From Freezing?

What Is an Insurance Premium?

An insurance premium is the amount you pay an insurance provider for a policy. Find out what types of insurance premiums there are from Farmers Insurance.

How Should I Prepare to Buy My First Home?

As a first-time homebuyer, you can prepare by finding a real estate agent and understanding your finances.

What Is Renters Insurance, and What Does It Cover?

What Does an HOA Do?

What Does an Umbrella Insurance Policy Cover?

The Pros and Cons of Owning a Condominium, According to Condo Owners

When This Teacher’s School Shifted to Remote Learning, She Created a Tiny Classroom

You May Have Hundreds of Square Feet of Livable Space Hiding Away in That Dusty Attic

Fall Home Maintenance Tips : Farmers Insurance®

Fall is a great time to create a home maintenance checklist in preparation for cold weather months. Get fall home maintenance tips from Farmers Insurance.

This Couple Closed on Their First Home During the COVID-19 Pandemic

Are you planning to buy a home during the COVID-19 pandemic? Get tips from a couple that bought a house during the coronavirus lockdown.

Renovation Regrets? This Is How, Why and Where Renovations Can Go Wrong.

Their Home Sweet (First) Home Was Nothing Like They Imagined

Our Home Was Ready When Covid-19 Hit Because We Designed It to Accommodate the Unexpected

In a Flash, Lightning Can Fry Every Appliance (and More) in a Home. But Saving Homes From Lightning Strikes Isn’t Impossible.

The Contractor Bailed and Their $150,000 Addition Had to Be Torn Down. Why Do Some Renovations Go So Terribly Wrong?

She Plays Drums, and the Downstairs Neighbors Have a New Baby: How Soundproofing Helped This Family (and Others) Restore Peace and Quiet

Homeowner’s Guide to Summer Home Maintenance

Fixing, cleaning and maintaining a home while it’s warm and dry is like shopping for winter holidays in July. It pays to get it done early — before bad weather can cause emergencies.

It Wasn’t a "Natural" Disaster, but This Common Household Fixture Caused More Damage to Their Home Than a 100-Year Flood

The most common type of water damage to homes isn’t caused by hurricanes or floods. It’s caused by the dishwasher, hot water heater and other appliances or plumbing. Read real stories of epic water damage — and what homeowners, their plumbers and restoration experts say about reducing the risk of water leaks.

Blackouts Can End in a Blink. What Happens When the Lights Are Out for Days or Weeks?

A Home Addition Can Mean Extra Income, More Room for Family — Or Even a Dream Home

Confessions of an Estate Planner: Why We Delayed Naming a Guardian and Making a Will

Own a Home Built Before 1980? Your Electrical System Might Need Some Attention

When it’s Time to Remodel, Some Home Renovations Pay For Themselves. These Upgrades Might Not.

Take It From a Climatologist: When You Live in the Rainy, Windy Northwest U.S., Home Maintenance Issues Are Sneaky

For Historic Home Buffs, Restoring an Old House Is Like “Rescuing a Stray Dog”

Thinking about restoring an old house? An accomplished house renovator shares advice about tackling common restoration repairs on a budget.

Curious Furballs Cause Epic Vacation Disaster

Before you get your recreational vehicle ready for the off season, read one agent’s unsettling-but-true story from our Hall of Claims.

What They Grabbed Before a Natural Disaster Hit

When This Man Awoke to Strange Sounds, He Expected a Thief, Animal or Ghost

Rethink Bacon, Laundry Baskets and Other Tips from a Couple Who Downsized to 536 Square Feet

How a Dog Forced a Kitchen Remodel

A Hurricane Destroyed His Home. The Renovation Was a Bigger Disaster.

Caught in Chaos, They Made the Best of a Worst-Case Scenario

“A Smoke Alarm Saved My Life”

The piercing sound of a smoke alarm saved this homeowner's life.

Is My RV Covered in Mexico or Canada?

Your RV is covered anywhere in Canada, but there are some restrictions on coverage in Mexico. Learn about your options if you're planning an upcoming trip.

How Can Insurance Help Me Prepare For a Tornado Disaster?

Would Renters Insurance Be Worth It if I Don't Own Much?

Refusing to Abandon Their Homes, Homeowners Rebuild With Flood Risk in Mind

He Popped the Question, Then Dropped Her Engagement Ring in a River

From Scorpions to Monsoons to — Yes — Snow, Home Maintenance in Arizona Requires Ingenuity

Rescue Stories from the Houston Flooding: “We’d Bang on Roofs and Listen for People Inside”

You Have to Think like a Bad Guy to Protect Your Home

Security pros say you can help make your home more secure by thinking like the bad guys.

They Had Minutes to Pack and Flee Before the Flood

These homeowners escaped epic flooding, but floodwaters destroyed their homes. Here, they talk about how they escaped, what they did beforehand, and what they’re doing to prepare for the next flood.

I Lost My Wedding Ring on the Golf Course, Do I Have Coverage?

It's One of the Smartest Ways to Add Square Footage (and Value) to Your Home

Should I Consider Renters Insurance Coverage While Living in an Apartment?

“We Prepared for Two Inches of Water, Not Five Feet.”

Why Should I Pay For Full RV Coverage Even During Months I Don’t Use My RV?

They Wanted a Bigger Living Room. They Got an Indoor Waterpark

Your Home Isn't Selling? It Could Be the Mailbox's Fault

We asked real estate experts about how to best prepare your house for sale. Get their tips and techniques at Farmers Insurance.

How Can Insurance Help Me Prepare for an Earthquake Disaster?

Farmers can help prepare you for an earthquake disaster. Learn more about earthquake insurance eligibility and how to prepare.

It Sounded Like Artillery Shells Hitting the Roof

I Can Still Hear the Sound of the Fire

Moving? Take a Few Packing Tips From These Serial Movers

It Was a Run-for-your-life Evacuation

When Your Teenager Tells You, “I've Got This”

This Mom’s Trouble Sounded like a Million Trains Coming

Living with the Parents Again, but under Your Roof

When Cathy Gallub's mother died in 2012, it didn't take long to realize her 92-year-old father could no longer live on his own.

High Winds Can Cause More Havoc Than You Think. Is Your House Ready?

Experts offer steps to protect your home from potential damage caused by tornadoes, hailstorms and other strong-wind disasters.

Evacuating Natural Disasters with Children

Your Roof Can't Wear a Puffy Coat in Cold Weather. Here's How You Can Keep It Cozy.

When Would a Homeowner Want to Consider Vacant Home Insurance?

When a Car Damages Your House

If I Love It, Should I List It? How Do I Take a Home Inventory?

How Do I File a Car Insurance Claim?

There’s Meat in the Freezer and a Bear Outside. Will Home Insurance Cover Damage If He Breaks In?

When an uninvited bear shows up for a steak dinner and makes a real mess of things, your homeowner’s insurance may cover the damage. Learn more today with Farmers.

Buying Home Insurance? Make Sure Your Valuables Are Covered

Not all home insurance policies are the same. Understand how limitations and exclusions work, to make sure your assets are protected under your homeowners policy.

If a Tree Falls on My Home, What Do I Do?

Reasons to Buy Renters Insurance

Is Damage from Water in My Basement Covered by Homeowners Insurance?

Pet Starts a Home Fire

Why Did My Homeowners Insurance Go Up?

What Is Umbrella Insurance and Why Should I Consider It?

Dog Showers, Catios (AKA Cat Patios) and More Home Renovations for the Truly Pet-Obsessed

Architects, veterinarians and pet hotel designers share home improvement tips that can make life even sweeter for four-legged family members.

DIY or Pay a Pro? Navigate the Top Five Most Searched Home Improvement Jobs

Should you roll up your sleeves or pull out a checkbook? A featured contractor on HGTV’s “House Hunters Renovation” weighs in.

Is Your Home Ready For Solar Power?

How Can Insurance Help Me Prepare for a Flood Disaster?

This Guy Helped to Repair and Rebuild a Crucial Part of 22,000 Homes After Hurricane Katrina

How Much Renters Insurance Do I Need?

How Can I Save Money on My Home Insurance?

Does Anything in My Home Warrant a Separate Insurance Policy or Coverage?

Before You Redo Your Closet, Read This

Can’t find anything to wear? It could be the closet’s fault. Find out how remodeling and organizing a closet can solve wardrobe problems (and save money).

How Do I File a Home Insurance Claim?

Filing a home insurance claim is quick and easy. You can file anytime by phone or online. Learn more on how Farmers home insurance claim process works.

How Much Does Condo Insurance Cost?

What Does Homeowners “Replacement Cost” Mean?

Is My Home Covered if It’s Damaged in a Natural Disaster?

How Is the Replacement Cost of My Home Determined?

Kitchen Remodeling Ideas for Foodies

What Does Condo Insurance Cover?

Is Home Insurance Required If I Own a Home?

While it's not required by law, lenders will require you to have insurance until your loan is paid. It's also a great idea to keep for damages or injuries. Learn why.

What is the Difference between Dwelling Coverage and Home Insurance?

Dwelling coverage is one part of your overall home insurance policy and only covers your home's structure. Learn more about what dwelling coverage protects.

Does Home Insurance Cover My Foundation?

Is Property in My Car Covered for Theft by My Home Insurance Policy?

How Do I Calculate the Replacement Cost of Belongings in My Home?

How Much Homeowners Liability Coverage Should I Consider?

Does Home Insurance Cover Termites?

Genius Ideas for Disaster-proofing Heirlooms and Mementos in Your Home

What Are Some Things I Should Consider When Buying Home Insurance?

Start by thinking about what you stand to lose in a fire, tornado or some other catastrophic event. Your house, and personal property should be covered. Learn more.

How Much Condo Insurance Should I Consider?

Condo insurance coverage is almost like a package of different types of coverage types. Learn how to determine what coverages you need for your condo.

Does Home Insurance Cover Plumbing?

Does Home Insurance Cover Property That My Child Takes to a Dorm?

A Home Fire Story: “the Cat Was Swaddled in a Firefighter's Jacket Getting Oxygen”

The Perils of Browsing Kitchen Remodels on Pinterest

At 2 A.M., I Woke Up to See the Bedroom Walls Bowing In

The Backyard Disasters That Cause More than $118 Million in Damage Each Year

Nine Steps to Help Get Hurricane Ready

You may think you know what do in a disaster, but are you prepared? Here are nine manageable steps to help you get ready before the next extreme storm.

Why You May Want to Rethink That Oversized Tub (and Other Bathroom Remodeling Considerations)

Should you roll up your sleeves or pull out a checkbook? A featured contractor on HGTV's "House Hunters Renovation" weighs in.

4 Simple DIY Projects That Could Reduce Your next Energy Bill by Nearly 30 Percent

The Essential Survival Guide for Blizzards

Is My Home Business Covered by Home Policy?

Moving