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LEARN FROM EXPERIENCE
by Farmers
Real Stories Plan and Prep Unbelievable Claims Insurance Questions

Homeowners Insurance Questions

2 Minute Read

When Should I Get Homeowners Insurance?
3 Minute Read

What Are Some Questions I Should Ask When Viewing a House?
2 Minute Read

Does Home Insurance Cover Water Damage?
2 Minute Read

What Steps Are There in a Home Remodel?
2 Minute Read

Which Methods Can Help Secure Home Windows?
2 Minute Read

What Does Personal Liability Insurance Cover?
2 Minute Read

Why Do I Need Homeowners Insurance Coverage?

Often lenders require home buyers to get homeowners insurance coverage. Find out more about why some homeowners buy insurance, from Farmers Insurance.
2 Minute Read

Home Warranty vs. Home Insurance Difference

Home Insurance provides coverage for the unexpected, while warranties can provide coverage from expected breakdowns of systems. Learn more from Farmers Insurance.
2 Minute Read

How Can I Help Prevent Pipes From Freezing?
2 Minute Read

What Is an Insurance Premium?
2 Minute Read

How Should I Prepare to Buy My First Home?
2 Minute Read

What Does an Umbrella Insurance Policy Cover?
2 Minute Read

What Does an HOA Do?
8 Minute Read

The Pros and Cons of Owning a Condominium, According to Condo Owners
5 Minute Read

When This Teacher’s School Shifted to Remote Learning, She Created a Tiny Classroom

Remote learning has created a need for effective home classrooms. Get ideas and tips on how to set up a tiny classroom at home.

7 Minute Read

You May Have Hundreds of Square Feet of Livable Space Hiding Away in That Dusty Attic

Are you considering renovating your attic space? Learn more about the ROI of converting your attic space and what pitfalls to avoid along the way.
8 Minute Read

Fall Home Maintenance Tips : Farmers Insurance®
6 Minute Read

This Couple Closed on Their First Home During the COVID-19 Pandemic
8 Minute Read

Renovation Regrets? This Is How, Why and Where Renovations Can Go Wrong.
8 Minute Read

Their Home Sweet (First) Home Was Nothing Like They Imagined
10 Minute Read

Our Home Was Ready When Covid-19 Hit Because We Designed It to Accommodate the Unexpected
8 Minute Read

In a Flash, Lightning Can Fry Every Appliance (and More) in a Home. But Saving Homes From Lightning Strikes Isn’t Impossible.
9 Minute Read

The Contractor Bailed and Their $150,000 Addition Had to Be Torn Down. Why Do Some Renovations Go So Terribly Wrong?

Learn how to choose the right contractor and avoid home renovation project disasters. Get tips from professional home remodeling contractors.
8 Minute Read

She Plays Drums, and the Downstairs Neighbors Have a New Baby: How Soundproofing Helped This Family (and Others) Restore Peace and Quiet

Adding carpets, replacing doors and windows, fortifying walls — small and big fixes add up when turning the volume down on everyday life.
6 Minute Read

Homeowner’s Guide to Summer Home Maintenance
7 Minute Read

It Wasn’t a "Natural" Disaster, but This Common Household Fixture Caused More Damage to Their Home Than a 100-Year Flood
8 Minute Read

Blackouts Can End in a Blink. What Happens When the Lights Are Out for Days or Weeks?
9 Minute Read

A Home Addition Can Mean Extra Income, More Room for Family — Or Even a Dream Home
8 Minute Read

Confessions of an Estate Planner: Why We Delayed Naming a Guardian and Making a Will
9 Minute Read

Own a Home Built Before 1980? Your Electrical System Might Need Some Attention
11 Minute Read

When it’s Time to Remodel, Some Home Renovations Pay For Themselves. These Upgrades Might Not.

Not all home renovations add the same value when selling your house. Learn about which common home improvements return the lowest value for your investment.
8 Minute Read

Take It From a Climatologist: When You Live in the Rainy, Windy Northwest U.S., Home Maintenance Issues Are Sneaky

This season-by-season guide can help homeowners in the Pacific Northwest fend off potential damage from the ever-changing weather.
10 Minute Read

For Historic Home Buffs, Restoring an Old House Is Like “Rescuing a Stray Dog”
6 Minute Read

Curious Furballs Cause Epic Vacation Disaster
10 Minute Read

What They Grabbed Before a Natural Disaster Hit
6 Minute Read

When This Man Awoke to Strange Sounds, He Expected a Thief, Animal or Ghost
8 Minute Read

Rethink Bacon, Laundry Baskets and Other Tips from a Couple Who Downsized to 536 Square Feet
6 Minute Read

How a Dog Forced a Kitchen Remodel
10 Minute Read

A Hurricane Destroyed His Home. The Renovation Was a Bigger Disaster.

When Hurricane Sandy destroyed his family’s home in September 2012, Wamley Amoako thought it was the worst thing that could ever happen.

10 Minute Read

Caught in Chaos, They Made the Best of a Worst-Case Scenario

They faced incredible loss & destruction, but survivors & first responders in some of the worst natural catastrophes in history discovered ingenious ways to help save lives.
6 Minute Read

“A Smoke Alarm Saved My Life”
2 Minute Read

Is My RV Covered in Mexico or Canada?
1 Minute Read

Would Renters Insurance Be Worth It if I Don't Own Much?
2 Minute Read

How Can Insurance Help Me Prepare For a Tornado Disaster?
8 Minute Read

Refusing to Abandon Their Homes, Homeowners Rebuild With Flood Risk in Mind
6 Minute Read

He Popped the Question, Then Dropped Her Engagement Ring in a River
8 Minute Read

From Scorpions to Monsoons to — Yes — Snow, Home Maintenance in Arizona Requires Ingenuity

From scorpions to monsoons, home maintenance in Arizona requires ingenuity. Here’s how to protect your home from desert weather and wildlife.
6 Minute Read

Rescue Stories from the Houston Flooding: “We’d Bang on Roofs and Listen for People Inside”

Team Rubicon volunteer Breaux Burns talks about the rescue and disaster recovery mission after Hurricane Harvey and the Houston flooding.
10 Minute Read

You Have to Think like a Bad Guy to Protect Your Home
9 Minute Read

They Had Minutes to Pack and Flee Before the Flood
6 Minute Read

I Lost My Wedding Ring on the Golf Course, Do I Have Coverage?
11 Minute Read

It's One of the Smartest Ways to Add Square Footage (and Value) to Your Home
6 Minute Read

Should I Consider Renters Insurance Coverage While Living in an Apartment?
6 Minute Read

“We Prepared for Two Inches of Water, Not Five Feet.”
1 Minute Read

Why Should I Pay For Full RV Coverage Even During Months I Don’t Use My RV?

For the off-season, Farmers Insurance offers storage-only RV insurance. This only covers your RV for fire, theft, vandalism, and acts of nature. Learn more.
6 Minute Read

They Wanted a Bigger Living Room. They Got an Indoor Waterpark

From Indoor Waterfalls To Mosquito Larvae, Learn From One Contractor's Remodel Horror Stories.
8 Minute Read

Your Home Isn't Selling? It Could Be the Mailbox's Fault
2 Minute Read

How Can Insurance Help Me Prepare for an Earthquake Disaster?
2 Minute Read

Does Renters Insurance Cover Theft?
8 Minute Read

It Sounded Like Artillery Shells Hitting the Roof
6 Minute Read

I Can Still Hear the Sound of the Fire
8 Minute Read

Moving? Take a Few Packing Tips From These Serial Movers
6 Minute Read

It Was a Run-for-your-life Evacuation

Wildfires can be devastating to commercial property. Here, a wildfire survivor and firefighter share recommendations to help prepare your business and reduce the risk of destruction.
6 Minute Read

When Your Teenager Tells You, “I've Got This”

Her family's Central Texas home was considered outside of the danger zone, then back-to-back disasters changed everything.
6 Minute Read

This Mom’s Trouble Sounded like a Million Trains Coming
8 Minute Read

Living with the Parents Again, but under Your Roof
6 Minute Read

High Winds Can Cause More Havoc Than You Think. Is Your House Ready?
10 Minute Read

Evacuating Natural Disasters with Children
6 Minute Read

Una Mascota Originó Un Incendio En La Casa
6 Minute Read

Your Roof Can't Wear a Puffy Coat in Cold Weather. Here's How You Can Keep It Cozy.
6 Minute Read

When Would a Homeowner Want to Consider Vacant Home Insurance?

Vacant home insurance provides coverage if your home is empty for a month or more. A Farmers® agent explains why.
6 Minute Read

When a Car Damages Your House

What happens when a driver causes damage to your home? A Farmers Insurance® agent has the answer.
6 Minute Read

If I Love It, Should I List It? How Do I Take a Home Inventory?
6 Minute Read

How Do I File a Car Insurance Claim?
6 Minute Read

There’s Meat in the Freezer and a Bear Outside. Will Home Insurance Cover Damage If He Breaks In?
6 Minute Read

Buying Home Insurance? Make Sure Your Valuables Are Covered
6 Minute Read

If a Tree Falls on My Home, What Do I Do?
6 Minute Read

Reasons to Buy Renters Insurance
6 Minute Read

Is Damage from Water in My Basement Covered by Homeowners Insurance?

Does homeowners insurance cover a flooded basement? Get thoughts from a Farmers® agent.
6 Minute Read

Pet Starts a Home Fire

Should you disown the family dog for starting a fire in the kitchen? A Farmers Insurance agent explains how home insurance can help you forgive a furry friend.
6 Minute Read

Why Did My Homeowners Insurance Go Up?
6 Minute Read

What Is Umbrella Insurance and Why Should I Consider It?
8 Minute Read

Dog Showers, Catios (AKA Cat Patios) and More Home Renovations for the Truly Pet-Obsessed
6 Minute Read

DIY or Pay a Pro? Navigate the Top Five Most Searched Home Improvement Jobs
6 Minute Read

Is Your Home Ready For Solar Power?
4 Minute Read

How Can Insurance Help Me Prepare for a Flood Disaster?
6 Minute Read

This Guy Helped to Repair and Rebuild a Crucial Part of 22,000 Homes After Hurricane Katrina

Useful tips and information from a pro who has helped to repair and rebuild more than 22,000 roofs since Hurricane Katrina.
2 Minute Read

How Much Renters Insurance Do I Need?

When buying renters insurance, you should consider enough coverage to replace all your personal belongings. Learn more here.
2 Minute Read

How Can I Save Money on My Home Insurance?
2 Minute Read

Does Anything in My Home Warrant a Separate Insurance Policy or Coverage?
11 Minute Read

Before You Redo Your Closet, Read This
2 Minute Read

How Much Does Condo Insurance Cost?
2 Minute Read

Is My Home Covered if It’s Damaged in a Natural Disaster?
2 Minute Read

What Does Homeowners “Replacement Cost” Mean?
2 Minute Read

How Is the Replacement Cost of My Home Determined?

Homeowners replacement cost refers to the total cost to rebuild your exact house from scratch. Learn what factors Farmers considers to determine your cost.
2 Minute Read

How Do I File a Home Insurance Claim?

Filing a home insurance claim is quick and easy. You can file anytime by phone or online. Learn more on how Farmers home insurance claim process works.
10 Minute Read

Kitchen Remodeling Ideas for Foodies
3 Minute Read

What Does Condo Insurance Cover?
2 Minute Read

Is Home Insurance Required If I Own a Home?
2 Minute Read

Does Home Insurance Cover My Foundation?
3 Minute Read

What is the Difference between Dwelling Coverage and Home Insurance?
2 Minute Read

Is Property in My Car Covered for Theft by My Home Insurance Policy?
3 Minute Read

How Do I Calculate the Replacement Cost of Belongings in My Home?

Calculating the value of your belongings can be difficult. Farmers tips on the best approach to calculating this value will save you time and stress.
2 Minute Read

How Much Homeowners Liability Coverage Should I Consider?

The amount of homeowners liability coverage you need should match your net worth. Learn how Farmers can help you determine how much coverage you need.
2 Minute Read

Does Home Insurance Cover Termites?
8 Minute Read

Genius Ideas for Disaster-proofing Heirlooms and Mementos in Your Home
4 Minute Read

What Are Some Things I Should Consider When Buying Home Insurance?
2 Minute Read

Does Home Insurance Cover Plumbing?
3 Minute Read

How Much Condo Insurance Do I Need?
2 Minute Read

Does Home Insurance Cover Property That My Child Takes to a Dorm?
8 Minute Read

A Home Fire Story: “the Cat Was Swaddled in a Firefighter's Jacket Getting Oxygen”

Fire damage destroyed her family's home. Read her story, plus expert tips to help you go beyond the basics of fire prevention.
6 Minute Read

The Perils of Browsing Kitchen Remodels on Pinterest

Read how one homeowner ditched "picture perfect" for a more realistic plan.
8 Minute Read

At 2 A.M., I Woke Up to See the Bedroom Walls Bowing In
6 Minute Read

The Backyard Disasters That Cause More than $118 Million in Damage Each Year
8 Minute Read

Nine Steps to Hurricane Ready
6 Minute Read

Why You May Want to Rethink That Oversized Tub (and Other Bathroom Remodeling Considerations)
10 Minute Read

4 Simple DIY Projects That Could Reduce Your next Energy Bill by Nearly 30 Percent
8 Minute Read

The Essential Survival Guide for Blizzards
5 Minute Read

Is My Home Business Covered by Home Policy?

Your home insurance can cover most home-based businesses, but you may need additional coverage depending on your work. Make sure you're properly covered.