Electronic Device Insurance
Switch and save as much as 50%1 on coverage for so many of the home electronics and devices that keep you connected in Texas.
Whether it’s the moment your laptop sails out of your hands or you suddenly remember the last time you saw your tablet (in the seat pocket of your last flight), with Farmers® Device Protection, you can get coverage in Texas beyond the standard electronics warranty for damage, loss or theft.*
What electronic devices are covered
by Farmers Device Protection?
Farmers offers three protection plans:
Bluetooth and Wi-Fi speakers
DVD/Blu-ray players
Printers/scanners
External hard drives
Gaming consoles
Handheld gaming devices
Home theater systems2
Personal computers (Windows 8 or newer, Apple OS X 10 or newer)
What electronic devices are not covered?
Products not covered by Farmers Device Protection include:
- Household appliances, such as refrigerators, microwaves or washers and dryers
- Televisions other than LED and LCD
- Professional-quality audio speakers
- Obsolete devices, such as computers running operating systems earlier than Windows 8 or OS X
Your Texas homeowners or personal property insurance coverage may cover these items if they are damaged, destroyed or stolen in an event covered by your policy. However, personal property coverage often doesn’t cover the sort of losses covered by Farmers Device Protection, such as mechanical or electrical defects, accidental damage, or lost devices. Check your policy to find out what perils are covered and whether you have actual cash value or replacement cost coverage.
What’s included in Farmers Device Protection coverage?
| Features | Mobile devices | Home devices |
| Coverage begins | Immediately upon sign up | Immediately upon sign up |
| Devices covered | Up to 4 mobile phones | Eligible home entertainment, smart home, and personal wearables/ accessories devices |
| Coverage details | Accidental Damage from Handling, Extended Warranty, Loss and Theft |
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| Repair & replace details | Nationwide same-day walk-in repairs, next-day replacements for lost or stolen phones | Flexible repair solutions: Walk-in or mail-in repairs for eligible devices and customers or even in-home repair options for TVs in most locations |
| Claims process | No pre-registration or receipts required prior to filing a claim - just submit claims online | No pre-registration or receipts required prior to filing a claim - just submit claims online |
Competitor comparison chart
| Carrier A | Carrier B | Carrier C | Farmers | |
| Device protection plans (phones + home electronics) | $74.99/mo $900/year | $84.99/mo $1,020/year | Bundle not offered Phone protection only |
$34.99/mo $420/year |
| Accidental damage on consumer electronics (coverage amount) | Up to $5,000 /year | Up to $5,000 /year | Not offered | Up to $6,000/year |
| Waiting period on consumer electronics | 30 days | 30 days | Not offered | Coverage begins Day 1 |
| Loss / theft for portable electronics | Not offered | Not offered | Not offered |  |
| Loss / theft for phones | |
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| Unlimited accidental damage on phones | |
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| Apple product repairs at Apple stores and authorized service providers | |
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How can I switch my electronics coverage plan?
You can save up to 50%1 by switching in just a few easy steps. First, purchase your Farmers Device Protection plan to ensure continuous coverage. Then, if you have a protection plan through your cell phone carrier, call the company to cancel your wireless protection plan. If you have a home device plan with another insurer or carrier, call each company to cancel any devices covered by your chosen Farmers Device Protection plan.
How to file a claim
You can file your claim online in a few simple steps. Have this information handy to complete your claim:
- Make, model and serial number (IMEI)
- Proof of purchase
- Description of damage
Claims must be reported within 60 days of the loss. Once your claim is filed and approved, we’ll notify you about how this claim will be fulfilled — by mail-in, walk-in or in-home repair, or replacement or reimbursement.
Related articles
Does Renters Insurance Typically Cover Theft?
The short answer is: Yes, renters insurance typically covers theft if personal property coverage is part of your policy. Standard in renters insurance policies, personal property coverage helps you replace your computer, bike, audio system and other belongings if they’re stolen — just as it does if they’re damaged or destroyed in a fire, leak or other calamity.
Does Anything in My Home Warrant a Separate Insurance Policy or Coverage?
While most home policies provide some coverage for your treasures, the amounts can be far below their actual value. You might want more coverage beyond the base amounts listed on your policy.
Buying Home Insurance? Make Sure Your Valuables Are Covered
Congratulations on purchasing your first home! The short answer to your question is yes, all your property can be covered under a homeowners policy. However, one of the biggest mistakes consumers can make is to assume all your valuables will be covered automatically.
* Farmers® Device Protection products are repair and replacement services. . The loss and theft insurance policy is underwritten by Universal Underwriters Insurance Company, which is not affiliated with the Farmers Insurance Group®. Likewize Agency, LLC is the licensed agent and Likewize Device Protection, LLC administers the program. In California, the Agent is Likewize Agency, LLC d/b/a Likewize Insurance Agency, LLC. The Service Contract covers Accidental Damage from Handling and Mechanical and Electrical Failure. Unless stated otherwise, the Provider of the Plan is Likewize Device Protection, LLC, 1900 W. Kirkwood Blvd., Suite 1600C, Southlake, TX 76092. The Administrator of the Plan is Likewize Device Protection, LLC 1900 Kirkwood Blvd, Suite 1600C, Southlake, TX 76092 1-866-277-6325 (TX License Number 501).
1 Savings are based on the combined monthly price of home device protection and phone protection plans offered by third parties as listed on their official websites as of January 24, 2025. Pricing comparisons were verified using rates advertised on their official websites and may vary by location.
2 Home theater systems include any of the following if purchased as a set: a receiver, sound bar, speakers, Blu-ray player, amplifier, subwoofer and tuner (collectively referred to as “home theater system in a box” or “home theater systems in a box”).
3 Smart home devices include: Smart video doorbells, smart device hubs, smart light dimmers, smart thermostats, smart smoke detectors, smart home security cameras, smart door locks and smart carbon monoxide detectors. All “smart” products must utilize one (1) of the following home networking solutions to be eligible for this plan: Enabled Wi-Fi, Zigbee, Z-Wave, Insteon or Thread Group.