How Can Insurance Help Me Prepare for an Earthquake Disaster?

How Can Insurance Help Me Prepare for an Earthquake Disaster?

How Can Insurance Help Me Prepare for an Earthquake Disaster?

Here’s how you can help prepare for an earthquake:

  • Your insurer may include earthquake safety information with your policy. 
  • You can learn how to prepare your home and develop an emergency action plan.
  • Ask your insurer for DIY kits for securing objects in your house.
  • Your agent can explain insurance options and eligibility based on where you live.


Question We’ve just moved to an area where earthquakes are a real possibility. In addition to having the right coverage for our home, I want my family to be prepared and protected as much as possible. What help can you offer?


Francisco Flores is a Farmers Insurance® agent in Yuma, Arizona. He explains how Farmers® tries to help keep you informed about earthquake safety and insurance..

Answer Keep in mind that earthquakes aren’t covered by your regular home insurance policy. In some states, you need a separate endorsement that’s designed especially for this hazard. Your local Farmers agent can help you understand your options and eligibility when it comes to earthquake insurance.

When my Farmers customers here in Arizona add an earthquake endorsement to their home policy, I give them receive a packet of safety information with their documents, which includes tips on how to prepare your home, where to take shelter and what to do in the aftermath. I can also provide DIY kits for securing objects inside your house.

The time to plan is now, before the unexpected strikes.

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