Q: I love a good deal as much as the next person, and try to be smart about everything we buy, whether it’s furniture or school clothes. Is there anything I can do to save on home insurance without reducing my coverage?
Curtis Corrado, a Farmers Insurance® agent in Centennial, Colorado, gives some pointers on making your home coverage more affordable.
A: One of the most cost-efficient things you can do is combine all your policies with the same insurer. In addition to home insurance, Farmers® offers auto, life, business, recreational vehicle, boat, RV and umbrella coverage. Combining coverage with Farmers entitles you to particular discounts. The more policies you have with Farmers, the more you may be able to save.
Next, look at the deductibles on your home policy — that’s the amount you pay out of pocket when you have a claim. Farmers offers a wide range of deductibles for customers to choose from. Some homeowners would rather pay a higher premium to get a low deductible in case something happens. Others want the opposite — higher deductibles in return for lower premiums.
Finally, you could receive additional home insurance discounts for your home’s security system or fire alarm. Your agent will help you understand the discounts available to you, and how much can you can potentially save.
Includes personal service from a Farmers agent.
The information contained in this page is provided for general informational purposes only. The information is provided by Farmers® and while we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to this article or the information, products, services or related graphics, if any, contained in this article for any purpose. The information is not meant as professional or expert advice, and any reliance you place on such information is therefore strictly at your own risk.
Talk to an agent about home insurance policy today.