Classic & Collector Car Insurance

Does your love of cars border on obsession? Perhaps you own a piece of automotive history — a perfectly preserved 1930s dual-cowl phaeton or 1960s roadster. Maybe you spend weekends cruising the boulevard in your classic custom or hot rod. Or your taste might run to exotic sport cars.

Whatever your automotive passion, you can protect your collectible vehicle — and your investment in it. Be sure to talk to a Farmers® agent as you choose the coverage you want for a car that isn’t easily replaced.
 

Here are some situations you may encounter — and how we can help:

 

You Want to Enjoy the Car Show

Scenario:

Your freshly restored muscle car is a favorite at the classic car show — but does your coverage allow you to leave it unattended while you see the other vintage cars on display?

Solution:

A “no attendance” clause in your policy can help if your car is damaged while you’re not with it.


You Want to Take Your Car Abroad

Scenario:

You want to participate in a European classic car rally, but your Brass Era touring car is only covered in the United States.

Solution:

With a collectible auto policy, you can make special coverage arrangements for your vehicle during an overseas tour.


You Need Rare Replacement Parts

Scenario:

A standard auto policy may not pay for the cost of replacing your classic car’s rare parts in the event of a loss.

Solution:

Your policy can help by specifying original replacement parts — when possible — to restore a damaged car to its most original condition.


You Experience a Total Loss

Scenario:

You want to receive your car’s current market value if it’s determined to be a total loss in a covered accident.

Solution:

Guaranteed Value/Agreed Value can help by giving you the full insured amount for a car (less deductible) if it’s a total loss. 


Additional optional coverage to consider

Your Farmers agent can also tell you about optional coverage designed for customers like you:

  • Towing and Roadside Assistance: Taking a collectible out on the road comes with the added risk of a minor breakdown that can leave you stranded. Towing and Roadside Assistance can help with 24/7 service.
  • Spare Parts Coverage: Help keep your classic or modified cars running smoothly. With this coverage, you can get up to $750 in spare parts, at no additional cost.
  • Full Windshield and Safety Glass Coverage: Got a crack or a chip? This coverage can help by fixing or replacing damaged glass without any deductible.

Get a multi-vehicle discount

Few automotive collectors can stop at just one car — and you can get a multi-vehicle discount when you insure more than one classic, custom or exotic.

We work to build strong customer relationships

We’ve spent years putting customers first. Are you shopping for coverage, or do you have a question about your policy? Maybe you’re ready to get a collectible auto insurance quote. Be sure to let a Farmers agent deliver personalized service and support.

You’ll experience a similar level of care from knowledgeable claims representatives, who will provide assistance as quickly as possible.

To learn more about coverage options so you can protect your specialty auto, call a Farmers agent today.

Talk to a Farmers® agent about insurance for your car.

Learn about all the options and potential discounts so you can choose the coverage you want.

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Distracted driving is the cause of nine deaths and more than 1,000 injuries every day in the U.S.

It's as quick as a glance at a cellphone screen to see who's calling or the instinct to reach and answer a ringing phone. 

Read the story: Distracted on the Road? It’s Like Driving the Length of a Football Field…Blindfolded