They Wanted a Bigger Living Room — They Got an Indoor Water Park
Brought to you by Farmers Insurance®Considering an addition on your home? Read the story of one contractor's home renovation project turned water feature (P.S. it happened in his own house)
So, you've probably seen the one about the dogs who turned their owner's living room into an indoor pool — one of our most famous Hall of Claims stories. Fact is, water damage is a common problem for homeowners, whether its caused by cracked pipes, an overflowing bathtub or a pack of mischievous pups. We've seen it all — including this story, from a contractor whose living room turned into a pool after a downpour during a major renovation.
More than 17 years have passed since homeowner Dan Bawden completed a two-story addition to his rancher in suburban Houston, but he can recall details of the project as if it happened yesterday. His favorite least-favorite memory? The unplanned indoor water feature caused by a sudden rainstorm that flooded his home.
"We had plastic tarp for walls, so the slightest rumble of thunder made my wife and I jumpy," Bawden says. "We heard thunder one day while we were in church, so we grabbed the kids and raced home to find a wet, soaking mess in what had been our den."
Other highlights of the major renovation included mosquitoes breeding in the house, his children scaling scaffolding, and weeks of grilled cheese family dinners eaten on lawn chairs in the driveway.
Bawden's remodeling horror story is particularly telling, given his career — he's the CEO of Legal Eagle Contractors, a company that specializes in major remodels. While his six-month project was well planned, he says nothing prepared him for the day-to-day reality of the massive build-out. “This project taught me so much about what our clients go through,” he says. He offers these critical takeaways for any homeowner planning a significant home addition.
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Renovation Tip #1
"Start construction during a two-month window of good camping weather — because that's what your home will feel like."
"You're most vulnerable and exposed during the first two months of an addition project," says Bawden. This is the demolition stage, when all mechanical systems (electric, plumbing, air conditioning) are disassembled and moved and interrupted for weeks. Your new surroundings are exposed framework with no drywall, no roofing and plastic tarps for walls.
Renovation Tip #2
"Answer one question when considering a major addition: How long do we plan to live in this house?"
"If it's less than five years, I tell homeowners it's not a wise investment. It takes about 10 years for other houses in the neighborhood to catch up in value."
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Renovation Tip #3
"Reserve 15 percent of your total budget — and bury it in a coffee can 20 feet deep in your backyard."
This reserve is not for heated towel bars or new decor; it covers the unexpected, which you need to expect.
Example? The $1,000 to $2,000 you'll spend repairing damaged landscaping post-construction. Or another common overage: an engineer's last-minute review of a change to plans or materials. Because additions can fundamentally change the structure of your house, this expert eye can assess where and how much new weight will sit on the existing slab foundation and other structural pressure points, says Bawden. Cut this corner and you could spend another $4,000 to $8,000 on repairs when unplanned weight causes beams to sag and your drywall to crack, he says, "or more, if the roof or structure falls in."
Renovation Tip #4
"Build out instead of up."
A ground-floor addition can cost significantly less per square foot compared with a second-story addition because it doesn't require the invasive removal or relocation of major mechanical and structural elements, says Bawden. Where he works in Houston, he says, a ground addition ranges from $140 to $180 per square foot, but a second-story addition is $180 to $250 per square foot.
Renovation Tip #5
"Earmark a set percentage of your budget for furniture and decor."
For a 600-square-foot $100,000 addition, Bawden recommends adding 8 to 10 percent of the total for furnishing the new space. For every additional $100,000, that rate goes down 1 to 2 percent.
Renovation Tip #6
"Do you know the ballpark cost and value a renovation can add (or subtract) from your home? It might change your plan or budget."
Whether it's a two-story addition, a master suite or an extra bathroom, the cost of adding square footage to your home can add value to your home.
Here's what you can expect to pay for the four most common home additions, plus the estimated return on investment (ROI) based on resale value, according to Remodeling magazine's 2017 Cost vs. Value Report:
Average Cost: $176,108
ROI: 71.1 percent
Family Room Addition
Average Cost: $89,566
ROI: 69.3 percent
Master Suite Addition
Average Cost: $119,533
ROI: 64.1 percent
Average Cost: $43,232
ROI: 53.9 percent
Note: Return on investment (ROI) is based on the total cost of the home improvement project recouped at the resale of a home. Example: A $176,108 two-story addition could add an average of $125,222 (+71.1 percent) to the value of your home at resale.
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