What’s in your garage? You might be practical when you choose cars — a versatile hatchback or minivan is just the thing. Perhaps you prefer the rugged image of an SUV, or like to reward yourself with a convertible or luxury sedan. Maybe you're a car collector and also have a classic muscle car or vintage sports car for weekend cruising.
Whatever you drive, you know you need insurance for your car and assets. And Farmers has coverage options that enable you to get the auto insurance policy you want.
Call 1-800-665-5108 for a quote
Here are some of the risks a driver may face:
You cause an accident
You cause a minor collision when glare from the setting sun blinds you in rush hour traffic. Damage is relatively minimal, but the other driver says her neck is in pain.
Liability insurance coverage pays for bodily injury and property damage to another that results from covered losses you cause.
You accidentally damage your own car
You’re on your way to a ski weekend when you lose traction on an icy road — the impact when you slide into a guardrail damages your SUV’s front fender.
Collision coverage can help repair your vehicle if it’s damaged — or compensate you for its value if it’s a total loss.
A hailstorm dents your car
A sudden hailstorm cracks your car’s windshield and leaves dozens of dents on the hood, roof and trunk of your vehicle.
Comprehensive coverage can help when your car is damaged by something other than a collision.
An uninsured driver hits you
You suffer minor injuries when another driver runs a red light and clips your car’s rear fender. On top of it all, the driver doesn’t have auto insurance.
Uninsured motorist coverage covers the costs of your bodily injuries — up to your policy limit – when they are caused by an at-fault driver without any auto insurance. Underinsured motorist coverage picks up the costs of your injuries when an at-fault driver has some insurance, but not enough to cover all of your damages.
Your son is injured in a single-car wreck
Your son and a passenger are both injured when his subcompact hits a tree.
Medical payments coverage can help with medical expenses if they’re caused by a covered accident — regardless of fault.
You can’t work during physical therapy
You miss several days of work while receiving physical therapy for injuries sustained in a car accident.
Personal Injury Protection (PIP), where available, can help with medical and rehabilitation expenses, as well as lost wages.
Other insurance options to consider
Find out if you can get more value and convenience from Farmers when you purchase multiple policies. Be sure to ask your Farmers® agent for a quote that includes insurance coverage for risks like these — you might even qualify for multiline discounts.
There’s a fire in your kitchen
You stop a small kitchen fire before it spreads to the rest of the house — but there’s damage in your kitchen and a side room.
Coverage: Homeowners insurance provides coverage for damage to your home caused by a fire.
Your auto limit isn’t high enough
You cause an auto accident, and your auto policy’s liability limits aren’t high enough to cover the damages suffered by the injured parties.
A Farmers personal umbrella policy provides an additional layer of liability limits to protect your assets when a covered loss exceeds the liability limits of your underlying home or auto policy.
Your retail store is hit by a storm
Your retail store is battered by a major storm — so severely that it will need a new roof.
Business property insurance can help provide coverage when a covered loss damages structures you own.
View car insurance coverage in your state
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Why choose Farmers?
We’ve spent 90 years putting customers first — personalized attention is a hallmark of the Farmers experience.
The value of a Farmers agent
Are you shopping for coverage? Ready to get an auto insurance quote? Maybe you have a question about a policy or need to file a claim. Be sure to let a Farmers agent deliver personalized service and support.
The ease of a Farmers claim
You’ll experience a similar level of care from our knowledgeable claims representatives, who will provide assistance as quickly as possible.
In the unfortunate event of a large-scale disaster, Farmers may even dispatch a Catastrophe Response Team in a Mobile Claims Center bus to process claims on-site in real time.
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*Based on average nationwide annual savings of new customers surveyed, excluding HI, SC & Farmers GroupSelectsm, from 7/1/21 to 7/1/22 who switched their Auto insurance policy to a Farmers® branded policy, responded to the survey, and realized savings. Potential savings vary by customer and may vary by state and product.