Property Insurance

Find out why property owners choose Farmers Insurance.

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Your home is where memories are made — and it’s also a major investment. It’s the haven you’ve created to live your life in safety and comfort and do what you love most. Cozy dinner parties for two? Tinkering on a classic car? Raising a family? Farmers® Insurance is there to help you protect what matters most, wherever you call home.

Types of Property Insurance

home insurance

Homeowners Insurance
Home, property, and liability coverage for single-family homes, duplexes, even up to
4-family homes in some states.

condo insurance

Condo Insurance
Coverage for your personal property, and for parts of your condominium unit that are the responsibility of the unit owner instead of the association.

mobile home insurance

Mobile & Manufactured Insurance
Coverage for the unique risks and features of mobile and manufactured homes.

earthquake insurance

Earthquake Insurance
overage for damage caused by an earthquake, including structural repairs, and temporary housing.

flood icon

Flood Insurance
National Flood Insurance Program coverage for homes damaged by a flood.

vacant home insurance

Second Home Insurance
Coverage for seasonal homes and secondary homes, which may face different risks when they're unoccupied. 

Special coverage for common risks in homes vacant for 30 to 60 days or more. 

speciality home icon

Specialty Home Insurance
Coverage for landlord/rental properties, vacant homes, and older homes, among other special circumstances. 

Home Insurance Coverage by State

Home Insurance Coverage by State
Homeowners insurance coverage requirements and discounts in each state.

Farmers Home Insurance Discounts & Savings
Learn more about discounts on home insurance.

Learn From Experience

Helping homeowners plan and prepare so you can protect what matters most.

When Would a Homeowner Want to Consider Vacant Home Insurance?

Generally, your home is considered vacant if it’s left empty for 30 to 60 days or more. Most typical homeowner policies won’t provide full coverage for the property once it’s been vacated.

How Can Insurance Help Me Prepare for a Flood Disaster?

Depending on the coverages you select, flood insurance can provide coverage for the cost to repair your home and replace its contents if there’s a flood.

What Does Condo Insurance Cover?

Condo insurance covers your personal property located inside the unit such as furniture, electronics and clothing.