Business Insurance for Your Industry

Let our industry experience help you better understand your business insurance coverage options.

Explore insurance options for your industry

Find Out About Typical Insurance Coverage for Your Industry

You've achieved your dream of owning a business. But as you know, the boundless opportunities of business ownership come with plenty of challenges, including many that are specific to the industry you’re in. Your commercial insurance coverage should be specific for your business, too.

Learn more about Farmers® business insurance for your industry:


Tenant mishaps, visitor accidents, fire or storm damage—building owners and landlords have a lot to consider before handing over the keys. Explore our coverage for Apartment Building Owners, including property, liability, crime and loss of rents.

Auto Service and Repair

Whether their specialty is body work, oil changes, or transmissions, auto shops can face risks beyond injury and equipment damage. Learn about coverage for Auto Service and Repair businesses, including business liability, commercial auto, workers’ compensation, business property and business crime.

Commercial Real Estate

Our Commercial Real Estate product has customized business insurance options for Retail Shopping Centers, Office Buildings, Industrial Parks, Warehouses and Self-Storage Facilities. Policies can be designed to provide coverage for property, liability, crime, business income and other industry specific needs.

Education and Non-Profit

Even organizations with the best intentions face risks of liability, property damage, employee injury and crime. We offer specialized coverage for Education and Non-Profit businesses such as Museums, Schools, Civic Groups and more.

Home and Building Service

Whether it's a single person with a truck and tools, or a crew with sophisticated equipment, Contractors, Plumbers, Electricians, Landscapers and other Home and Building Service providers need coverage options so they can  protect their business and their assets.

Homeowners Associations

Our business insurance for Condominium Homeowners Associations and Planned Urban Developments is designed for the challenges that association directors and property managers may encounter. Key coverages include directors and officers liability and association fees.


For property owners and the property of their guests. View coverage options for Hotel, Motel and Bed and Breakfast Hospitality business owners.


Farmers provides coverage for many types of Manufacturing businesses. Our specialized business property and business liability insurance for manufacturers provides options so you can select the coverage you want for your business, from product recalls and customer injury, to equipment failure and employee accidents.

Professional Service

For professionals who have built a small business based on skill and talent. Select the insurance you want and the options you desire for your Medical, Veterinary or other Business Professional Services business.

Religious Organizations

Explore coverage options, such as Business Property, Business Liability and Pastoral Professional Liability insurance, for Religious Organizations.


From full service fine dining to quick service food trucks, restaurants face common issues. Learn about Farmers Restaurant Owners insurance, which includes coverage for business auto, business property, business liability and liquor liability for Restaurants.

Retail Store

Inventory loss, crime, property damage, customer or employee injury are some of the issues retailers face.  Farmers offers coverage for many types of Retail Stores including Beauty Shops, Dry Cleaners, Boutiques, Florists and more.



Learn about specialized insurance coverage for Wholesale Businesses, including business liability, business property, business auto, transportation and cargo insurance and more.

Commercial coverage for your business and service to grow with your business

There is no such thing as one-size-fits-all business insurance coverage. That’s where a friendly, knowledgeable Farmers agent can help. Whatever your industry, your Farmers agent will work closely with you to discuss custom insurance solution options so you can select coverage for the specific needs of your business.

As your business grows, your Farmers agent is there to discuss coverage options so you can select the coverage you want as your business changes and grows.

Contact a Farmers agent in your area today for a business insurance quote.

This brief summary is for illustrative purposes only and is not a policy document.  Please read the actual policy documents for your state for important details on coverages, exclusions, limits, conditions and terms.  If there is a conflict between this summary and the policy documents, the policy documents will control.  Not all products, coverages, options and discounts are available in every state.