Farmers® Business Insurance

Whether you’re shopping for commercial insurance, ready to purchase a policy or reviewing your current coverage, we’re here to help you:

  • Research business insurance options by coverage type and industry type.
  • Understand the value Farmers agents and claims representatives add to your experience.
  • Get answers to questions that are often asked by small business owners like you.

Our goal here is simple: To equip you with information so you can choose the coverage you want for your business.

Browse coverage types

Business owners have told us they like the customizable policies Farmers offers - and these are the major components in your robust menu of business insurance options.

Property
Property

Coverage for risks related to your business’s building, property, inventory or income.
Liability
Liability

Coverage for risks ranging from customer injuries to wrongful termination.
Crime
Crime

Coverage against money and securities theft committed by employees or third parties.
Auto
Auto

Coverage for vehicles you own, lease or rent for business use.
Workers’ Compensation
Workers’ Compensation

Assistance for employees if an injury or illness occurs on the job.
Umbrella
Umbrella

Additional liability coverage that supplements an underlying policy.
Loss Control
Loss Control

Services that help you increase on-the-job safety and efficiency.

Additional business insurance options to consider

You can also explore coverage options with these handy “cheat sheets” that outline industry-specific insurance options for businesses like yours.

Apartment - For owners of small apartment buildings, large apartment complexes and everything in between.

Auto Service and Repair - For owners of shops that specialize in collision repair, oil changes, transmission repair and more.

Commercial Real Estate - For those who own office buildings, retail shopping centers, industrial parks, warehouses and self-storage facilities.

Education and Non-Profit - For organizations including schools and civic groups.

Home and Building Service - For independent contractors such as plumbers, electricians, landscapers and painters.

Homeowners Association - For governing bodies that manage the common areas and other aspects of a homeowners association.

Manufacturing - For companies that manufacture products of virtually any type.

Office - For the offices of independent professionals such as doctors, lawyers and consultants.

Religious Organization - For churches, synagogues, mosques, temples and other types of religious organizations.

Restaurant and Food Truck - For owners of food trucks and quick service, casual and fine dining restaurants.

Retail Store - For those who own shops such as salons, dry cleaners, boutiques and convenience stores.

Wholesale - For businesses that provide wholesale goods and services to retail industries.

Can I purchase business property and business liability coverage in a single policy?

Q:My business is starting to take off, and I know it’s time to get insured. A friend tells me there may be a single policy to help make it easy on myself.

A: While small businesses like yours can buy insurance policies separately, many insurers to combine the common property and liability coverages into a single policy, called a Business Owners Policy or BOP. 

- Bart Baker, a Farmers Insurance® agent based in Malibu, California.

Read more about Business Owner Policies

Why Choose Farmers?

We’ve spent 90 years putting customers first — personalized attention is a hallmark of the Farmers experience.

Business knowledge with a personal touch

Work with an experienced Farmers agent to understand coverage options, to help you protect the business you have worked so hard to build.

Find a Farmers Agent

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