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INSURANCE QUESTIONS
Your insurance question answered by experienced Farmers agents.
3 Minute Read

What is Umbrella Insurance?
4 Minute Read

What is Business Property Insurance?
2 Minute Read

Do I Want Insurance For A Boat?
1 Minute Read

Would Renters Insurance Be Worth It if I Don’t Own Much?
5 Minute Read

What is Business Income Coverage?
5 Minute Read

Is Business Insurance Required by Law?
2 Minute Read

Does My Auto Insurance Cover Rental Vehicles?

Farmers auto policies cover most types of rental vehicles with a few exceptions. Click here or talk to your Farmers agent to learn more.
2 Minute Read

How Can Insurance Help Me Prepare For a Tornado Disaster?

In addition to providing coverage in case a tornado strikes, Farmers also provides guidance on developing an emergency action plan. Learn more here.
2 Minute Read

Why Do I Need Auto and Home (or Renters) Insurance to Buy Umbrella Insurance?
1 Minute Read

Does The Distance of My Commute Affect My Auto Insurance?
2 Minute Read

Is My RV Covered in Mexico or Canada?
5 Minute Read

Will Business Insurance Cover My Company if Someone Sues Me?
3 Minute Read

Should I Get Public Liability or Employers Liability Insurance?
6 Minute Read

I Lost My Wedding Ring on the Golf Course, Do I Have Coverage?
6 Minute Read

What Exactly Is Auto Insurance and How Does It Work?

Michelle Early, a Farmers Insurance; agent in Edmond, Oklahoma, discusses the types of auto insurance coverage and how they can benefit you.
6 Minute Read

Should I Consider Renters Insurance Coverage While Living in an Apartment?

Do apartment dwellers need insurance, or does the landlord's coverage handle it? A Farmers agent has the answer.
6 Minute Read

My Golf Cart Is like My Car, Should I Insure It?
6 Minute Read

Does My Business Need Workers' Compensation Coverage?
2 Minute Read

What Happens if a Friend Wrecks My Vehicle?
1 Minute Read

Does Renters Insurance Automatically Renew Every Year?
1 Minute Read

Why Should I Pay For Full RV Coverage Even During Months I Don’t Use My RV?
2 Minute Read

Is There Anything Umbrella Insurance Doesn’t Cover?
1 Minute Read

Do I Need Insurance for a Scooter?

Liability coverage is required to operate a scooter on public streets. This covers the cost of injury to others and damage to their property. Learn more.
1 Minute Read

Does Motorcycle Insurance Cover Passengers?

A motorcycle policy can cover a passenger's medical bills in case of an accident. Learn more about motorcycle insurance here.
2 Minute Read

Who is Covered by My Business Insurance?
6 Minute Read

Help! My Car Got in the Way of a Pack of Dogs
6 Minute Read

Does Motorcycle Insurance Cover Theft?
2 Minute Read

What Exactly Is an Auto Insurance Deductible?
2 Minute Read

How Can Insurance Help Me Prepare for an Earthquake Disaster?
2 Minute Read

Does Renters Insurance Cover Theft?
2 Minute Read

How Much Does Umbrella Insurance Cost?

Umbrella insurance is a very affordable way to protect your assets. It adds additional liability coverage to your auto and home policies. Learn more.
2 Minute Read

What Happens if Someone Hits My Parked Car?

If someone hits your parked car and leaves your auto policy can help pay for damage even if that person can't be located. Click here to learn more.
2 Minute Read

Do I Need Boat Insurance in the Off Season?
2 Minute Read

What is Risk Management for a Small Business?
2 Minute Read

How Can I Improve My Business Insurance Policy?
2 Minute Read

What Types of Businesses Are Eligible for a Business Owners Policy (BOP)?
2 Minute Read

What Factors Determine the Cost of My Business Insurance?
5 Minute Read

How Do I Get Business Insurance?
6 Minute Read

Is Animal Damage Covered By My Auto Insurance

Will car insurance cover animal damage? Learn about how insurance can protect you in the event of damage caused by animals.

6 Minute Read

Why Did My Auto Rates Go up When Nothing Else Has Changed?

Why do car insurance rates tend to change or fluctuate over time? A Farmers® specialist has the answer.

6 Minute Read

When Would a Homeowner Want to Consider Vacant Home Insurance?
6 Minute Read

When a Car Damages Your House
6 Minute Read

Running a Retail Shop? Take Some Time to Browse Insurance Coverage Options
6 Minute Read

Make Sense of the Menu of Restaurant Insurance Coverage Options
6 Minute Read

What Steps I Should Take If I’m In An Accident?
6 Minute Read

Watch Your Back! Is There a Way to Insure Yourself Against the Uninsured?
6 Minute Read

What Is Gap Insurance?

Joe Angelini, a Farmers Insurance® agent in Half Moon Bay, California, explains how gap insurance can help you when you finance a vehicle.

6 Minute Read

How a Simple Piece of Paper—called a Certificate of Insurance (COI)—can Set Your Business Apart?

When you need to prove to a customer or vendor that your business is insured, a Certificate of Insurance (or COI) can help. Learn more.
6 Minute Read

What is a Business Owners Policy?
6 Minute Read

I Got a Ticket, Now What?
6 Minute Read

How Can I Make My Restaurant a Safer Place to Work?
6 Minute Read

If I Love It, Should I List It? How Do I Take a Home Inventory?
6 Minute Read

How Do I File a Car Insurance Claim?
6 Minute Read

There’s Meat in the Freezer and a Bear Outside. Will Home Insurance Cover Damage If He Breaks In?
6 Minute Read

Is It True That Auto Insurance Is More Expensive For A Red Car?

Marcus Troup, a Farmers Insurance® agent in Springfield, Missouri, explains what matters about your vehicle — and what doesn’t.

6 Minute Read

Buying Home Insurance? Make Sure Your Valuables Are Covered

Not all home insurance policies are the same. Understand how limitations and exclusions work, to make sure your assets are protected under your homeowners policy.
6 Minute Read

Talk About A Bump In The Road – My Car Was Hit By A Drone
6 Minute Read

My Golf Clubs Were Taken from My Car. Do I Have Coverage?
6 Minute Read

What's the Difference Between Comprehensive and Collision Coverage?
6 Minute Read

What Does Motorcycle Insurance Cover?
6 Minute Read

Why Work with an Agent When I Can Buy Cheap Car Insurance Online?
6 Minute Read

If a Tree Falls on My Home, What Do I Do?
6 Minute Read

How Long Does It Take To Get An Auto Insurance Quote?

As a Farmers Insurance® agent in Springfield, Missouri, Marcus Troup provides auto insurance quotes to drivers every day. Read more.
6 Minute Read

Reasons to Buy Renters Insurance

A renters insurance policy provides coverage at a reasonable cost, and may help provide coverage for gaps in personal property and liability protection.
8 Minute Read

What Should I Know Before Buying Life Insurance?
6 Minute Read

Does My Credit Score Affect My Auto Insurance Premiums?
6 Minute Read

Can I Use Life Insurance to Help Provide Financial Support My Special Needs Child?
6 Minute Read

A Swing. A Slice. A Golf Ball Far (like, Really Far) Ob. Do I Have Coverage for a Shattered Windshield?
6 Minute Read

Pet Starts a Home Fire
6 Minute Read

Is Damage from Water in My Basement Covered by Homeowners Insurance?
6 Minute Read

Why Did The Cost To Cover My Home Go Up This Year?

Inflation’s impact on the cost to rebuild your home may push your premium higher. Learn more about the estimated costs to rebuild and the importance of carrying the coverage you want.
6 Minute Read

What Is Umbrella Insurance and Why Should I Consider It?

Umbrella coverage provides an extra layer of liability limits for covered losses. A Farmers® agent explains how umbrella coverage works.

6 Minute Read

Can I Change My Auto Coverage Whenever I Want?
4 Minute Read

How Do I File a Business Insurance Claim?
4 Minute Read

How Can Insurance Help Me Prepare for a Flood Disaster?
3 Minute Read

Does My Auto Insurance Cover Anyone Who Drives My Car?
3 Minute Read

What Impacts the Price of My Auto Insurance?
4 Minute Read

What Is a Business Umbrella Policy?
2 Minute Read

How Much Renters Insurance Should I Consider Having?

When buying renters insurance, you should consider enough coverage to replace all your personal belongings. Learn more here.
2 Minute Read

Do I Want Motorcycle Insurance?

Motorcycle insurance is required by law in nearly all states. There are several types of coverages. Learn more here.
2 Minute Read

Does RV Insurance Cover Attachments and Accessories?
2 Minute Read

How Can I Save Money on My Home Insurance?
2 Minute Read

Does Anything in My Home Warrant a Separate Insurance Policy or Coverage?
2 Minute Read

How Much Does Condo Insurance Cost?
2 Minute Read

How Do I File a Home Insurance Claim?
2 Minute Read

How Is the Replacement Cost of My Home Determined?
2 Minute Read

Is My Home Covered if It’s Damaged in a Natural Disaster?

Home Insurance policies do not cover natural disasters like Floods or Earthquakes, these types of disasters are covered on their own types of policies. Learn more.
2 Minute Read

What Does Homeowners “Replacement Cost” Mean?

Replacement cost is the total cost to rebuild your home from scratch should a disaster occur. Learn more about replacement cost here.
2 Minute Read

Does Home Insurance Cover My Foundation?
2 Minute Read

Is Home Insurance Required If I Own a Home?
3 Minute Read

What Does Condo Insurance Cover?
3 Minute Read

What is the Difference between Dwelling Coverage and Home Insurance?
2 Minute Read

Does Home Insurance Cover Termites?
2 Minute Read

How Much Homeowners Liability Coverage Should I Consider?
3 Minute Read

How Do I Calculate the Replacement Cost of Belongings in My Home?

Calculating the value of your belongings can be difficult. Farmers tips on the best approach to calculating this value will save you time and stress.
2 Minute Read

Is Property in My Car Covered for Theft by My Home Insurance Policy?

If personal items were stolen from your car, your auto insurance won't cover the loss. Learn how Farmers home insurance can protect your personal items.
4 Minute Read

What Are Some Things I Should Consider When Buying Home Insurance?
3 Minute Read

How Much Condo Insurance Do I Need?
2 Minute Read

Does Home Insurance Cover Plumbing?
2 Minute Read

Does Home Insurance Cover Property That My Child Takes to a Dorm?
2 Minute Read

Why Should I Consider Getting Insurance for My New Business Immediately?
5 Minute Read

Is My Home Business Covered by Home Policy?