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LEARN FROM EXPERIENCE
by Farmers
Real Stories Plan and Prep Unbelievable Claims Insurance Questions

INSURANCE QUESTIONS

Your insurance question answered by experienced Farmers agents.
3 Minute Read

What Are Some Questions I Should Ask When Viewing a House?
2 Minute Read

What Steps Are There in a Home Remodel?
2 Minute Read

What Steps Can Help Prevent Flat Tires?
2 Minute Read

Which Methods Can Help Secure Home Windows?
2 Minute Read

Why Did My Car Insurance Premium Go Up When Nothing Else Has Changed?
2 Minute Read

How Much Life Insurance Do I Need?
2 Minute Read

Home Warranty vs. Home Insurance Difference

Home Insurance provides coverage for the unexpected, while warranties can provide coverage from expected breakdowns of systems. Learn more from Farmers Insurance.
2 Minute Read

Why Do I Need Homeowners Insurance Coverage?

Often lenders require home buyers to get homeowners insurance coverage. Find out more about why some homeowners buy insurance, from Farmers Insurance.
2 Minute Read

What Does Personal Liability Insurance Cover?
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How Can I Help Prevent Pipes From Freezing?
2 Minute Read

What Is Full Car Insurance Coverage?
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What Is an Insurance Premium?
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How Should I Prepare to Buy My First Home?
4 Minute Read

Which Is Better, Term or Whole Life Insurance?
2 Minute Read

What Does an Umbrella Insurance Policy Cover?

A $1 million umbrella policy covers you when you are liable for injuries or property damage. Contact a Farmers agent to learn about personal umbrella insurance.
2 Minute Read

What Does an HOA Do?

HOAs typically govern residential communities and collect dues to cover community costs. Learn what exactly they do, and what this means for your own policy.

2 Minute Read

What Does Business Liability Insurance Cover?
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Do I Need Rental Car Insurance?
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Do I Need Business Auto Insurance?
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What is a Business Insurance Policy?
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What Are Living Benefits on a Life Insurance Policy?
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Where Should I Buy Life Insurance?
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What Is a Life Insurance Beneficiary?

A life insurance beneficiary is someone who receives the death benefit when you pass. Learn more about your life insurance beneficiary options from Farmers.
2 Minute Read

What Are Life Insurance Policy Riders?

A rider is optional coverage, a feature you can add to your life insurance policy. Learn more here and ask an agent for more details.
2 Minute Read

What Factors Drive Life Insurance Calculations?
3 Minute Read

I Accidently Hit the Gas Pedal and Crashed During An Impromptu Air Drum Solo. Can A Wannabee Rockstar Get Some Coverage?
3 Minute Read

What is Umbrella Insurance?
4 Minute Read

What is Business Property Insurance?
2 Minute Read

Do I Want Insurance For A Boat?
1 Minute Read

Would Renters Insurance Be Worth It if I Don't Own Much?
5 Minute Read

What is Business Income Coverage?

Business income coverage from Farmers Insurance is designed to keep you in business after a loss or disaster. Learn how this coverage protects your income.
5 Minute Read

Is Business Insurance Required by Law?

Some types of coverage are required for business while others are optional. Farmers offers a wide selection of coverages for your business. Learn more.
2 Minute Read

Does My Auto Insurance Cover Rental Vehicles?
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How Can Insurance Help Me Prepare For a Tornado Disaster?
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Why Do I Need Auto and Home (or Renters) Insurance to Buy Umbrella Insurance?
1 Minute Read

Does The Distance of My Commute Affect My Auto Insurance?
2 Minute Read

Is My RV Covered in Mexico or Canada?
5 Minute Read

Will Business Insurance Cover My Company if Someone Sues Me?
3 Minute Read

Should I Get Public Liability or Employers Liability Insurance?

Depending on your business, you may need public liability insurance. If you have employees, employers liability coverage is required by law. Learn more.
6 Minute Read

I Lost My Wedding Ring on the Golf Course, Do I Have Coverage?

When a wedding ring gets lost, is there a chance you have insurance to provide coverage? A Farmers® agent explains how lost rings and valuables might be covered – and what you can do before a loss occurs.

6 Minute Read

What Exactly Is Auto Insurance and How Does It Work?
6 Minute Read

Should I Consider Renters Insurance Coverage While Living in an Apartment?
6 Minute Read

My Golf Cart Is like My Car, Should I Insure It?
6 Minute Read

Does My Business Need Workers' Compensation Coverage?
2 Minute Read

What Happens if a Friend Wrecks My Vehicle?
1 Minute Read

Does Renters Insurance Automatically Renew Every Year?
1 Minute Read

Why Should I Pay For Full RV Coverage Even During Months I Don’t Use My RV?

For the off-season, Farmers Insurance offers storage-only RV insurance. This only covers your RV for fire, theft, vandalism, and acts of nature. Learn more.
2 Minute Read

Is There Anything Umbrella Insurance Doesn’t Cover?

Umbrella insurance doesn't cover damage to your own home, car, or possessions. It covers the cost of injury to others or damage to their property. Learn more.
1 Minute Read

Do I Need Insurance for a Scooter?
1 Minute Read

Does Motorcycle Insurance Cover Passengers?
2 Minute Read

Who is Covered by My Business Insurance?
6 Minute Read

Help! My Car Got in the Way of a Pack of Dogs
6 Minute Read

Does Motorcycle Insurance Cover Theft?
2 Minute Read

What Exactly Is an Auto Insurance Deductible?
2 Minute Read

How Can Insurance Help Me Prepare for an Earthquake Disaster?

Farmers can help prepare you for an earthquake disaster. Learn more about earthquake insurance eligibility and how to prepare.
2 Minute Read

Does Renters Insurance Cover Theft?

Renters insurance can cover theft of your personal property, but you may need special coverage for high-value items. Learn about your coverage options.
2 Minute Read

How Much Does Umbrella Insurance Cost?
2 Minute Read

What Happens if Someone Hits My Parked Car?
2 Minute Read

Do I Need Boat Insurance in the Off Season?
2 Minute Read

What is Risk Management for a Small Business?
2 Minute Read

How Can I Improve My Business Insurance Policy?
2 Minute Read

What Types of Businesses Are Eligible for a Business Owners Policy (BOP)?
2 Minute Read

What Factors Determine the Cost of My Business Insurance?

Business insurance premiums are determined by industry, location and the value of your business property. Contact Farmers to find the right policy for you.
5 Minute Read

How Do I Get Business Insurance?

Applying for business insurance is a simple and straightforward process. Learn what you need to know before applying. Read more.
6 Minute Read

Is Animal Damage Covered By My Auto Insurance
6 Minute Read

When Would a Homeowner Want to Consider Vacant Home Insurance?
6 Minute Read

When a Car Damages Your House
6 Minute Read

Running a Retail Shop? Take Some Time to Browse Insurance Coverage Options
6 Minute Read

What Kind of Insurance Do You Need For a Restaurant?
6 Minute Read

What Steps I Should Take If I’m In An Accident?
6 Minute Read

Watch Your Back! Is There a Way to Insure Yourself Against the Uninsured?

Help protect yourself from the 1 in 7 US drivers who are uninsured. Learn about uninsured motorist liability coverage, what it includes, and whether you should consider it.
6 Minute Read

What Is Gap Insurance?

Joe Angelini, a Farmers Insurance® agent in Half Moon Bay, California, explains how gap insurance can help you when you finance a vehicle.

6 Minute Read

How a Simple Piece of Paper—called a Certificate of Insurance (COI)—can Set Your Business Apart?
6 Minute Read

What is a Business Owners Policy?
6 Minute Read

I Got a Ticket, Now What?
6 Minute Read

How Can I Make My Restaurant a Safer Place to Work?
6 Minute Read

If I Love It, Should I List It? How Do I Take a Home Inventory?
6 Minute Read

How Do I File a Car Insurance Claim?
6 Minute Read

There’s Meat in the Freezer and a Bear Outside. Will Home Insurance Cover Damage If He Breaks In?

When an uninvited bear shows up for a steak dinner and makes a real mess of things, your homeowner’s insurance may cover the damage. Learn more today with Farmers.
6 Minute Read

Is It True That Auto Insurance Is More Expensive For A Red Car?

Marcus Troup, a Farmers Insurance® agent in Springfield, Missouri, explains what matters about your vehicle — and what doesn’t.

6 Minute Read

Buying Home Insurance? Make Sure Your Valuables Are Covered
6 Minute Read

Talk About A Bump In The Road – My Car Was Hit By A Drone
6 Minute Read

My Golf Clubs Were Taken from My Car. Do I Have Coverage?
6 Minute Read

What's the Difference Between Comprehensive and Collision Coverage?
6 Minute Read

What Does Motorcycle Insurance Cover?
6 Minute Read

Why Work with an Agent When I Can Buy Cheap Car Insurance Online?
6 Minute Read

If a Tree Falls on My Home, What Do I Do?

What if a tree falls on your house or other property? A Farmers® agent explains some potential next steps.
6 Minute Read

How Long Does It Take To Get An Auto Insurance Quote?

As a Farmers Insurance® agent in Springfield, Missouri, Marcus Troup provides auto insurance quotes to drivers every day. Read more.
6 Minute Read

Reasons to Buy Renters Insurance
8 Minute Read

What Should I Know Before Buying Life Insurance?
6 Minute Read

Does My Credit Score Affect My Auto Insurance Premiums?
6 Minute Read

Can I Use Life Insurance to Help Provide Financial Support My Special Needs Child?
6 Minute Read

A Swing. A Slice. A Golf Ball Far (like, Really Far) Ob. Do I Have Coverage for a Shattered Windshield?
6 Minute Read

Pet Starts a Home Fire
6 Minute Read

Is Damage from Water in My Basement Covered by Homeowners Insurance?

Does homeowners insurance cover a flooded basement? Get thoughts from a Farmers® agent.
6 Minute Read

Why Did My Homeowners Insurance Go Up?

Multiple factors, from inflation to construction costs, can cause your homeowners insurance to go up. Learn more about what can impact home insurance rates.

6 Minute Read

What Is Umbrella Insurance and Why Should I Consider It?
6 Minute Read

Can I Change My Auto Coverage Whenever I Want?
4 Minute Read

How Do I File a Business Insurance Claim?
4 Minute Read

How Can Insurance Help Me Prepare for a Flood Disaster?
3 Minute Read

Does My Auto Insurance Cover Anyone Who Drives My Car?
3 Minute Read

What Impacts the Price of My Auto Insurance?
4 Minute Read

What Is a Business Umbrella Policy?

A business umbrella policy gives your business an extra layer of liability coverage. Learn more.
2 Minute Read

How Much Renters Insurance Do I Need?

When buying renters insurance, you should consider enough coverage to replace all your personal belongings. Learn more here.
2 Minute Read

Do I Want Motorcycle Insurance?
2 Minute Read

Does RV Insurance Cover Attachments and Accessories?
2 Minute Read

How Can I Save Money on My Home Insurance?
2 Minute Read

Does Anything in My Home Warrant a Separate Insurance Policy or Coverage?
2 Minute Read

How Much Does Condo Insurance Cost?
2 Minute Read

How Do I File a Home Insurance Claim?
2 Minute Read

How Is the Replacement Cost of My Home Determined?

Homeowners replacement cost refers to the total cost to rebuild your exact house from scratch. Learn what factors Farmers considers to determine your cost.
2 Minute Read

Is My Home Covered if It’s Damaged in a Natural Disaster?

Home Insurance policies do not cover natural disasters like Floods or Earthquakes, these types of disasters are covered on their own types of policies. Learn more.
2 Minute Read

What Does Homeowners “Replacement Cost” Mean?
2 Minute Read

Does Home Insurance Cover My Foundation?
2 Minute Read

Is Home Insurance Required If I Own a Home?
3 Minute Read

What Does Condo Insurance Cover?
3 Minute Read

What is the Difference between Dwelling Coverage and Home Insurance?
2 Minute Read

Does Home Insurance Cover Termites?
2 Minute Read

How Much Homeowners Liability Coverage Should I Consider?

The amount of homeowners liability coverage you need should match your net worth. Learn how Farmers can help you determine how much coverage you need.
3 Minute Read

How Do I Calculate the Replacement Cost of Belongings in My Home?

Calculating the value of your belongings can be difficult. Farmers tips on the best approach to calculating this value will save you time and stress.
2 Minute Read

Is Property in My Car Covered for Theft by My Home Insurance Policy?
4 Minute Read

What Are Some Things I Should Consider When Buying Home Insurance?
3 Minute Read

How Much Condo Insurance Do I Need?
2 Minute Read

Does Home Insurance Cover Plumbing?
2 Minute Read

Does Home Insurance Cover Property That My Child Takes to a Dorm?
2 Minute Read

Why Should I Consider Getting Insurance for My New Business Immediately?
5 Minute Read

Is My Home Business Covered by Home Policy?

Your home insurance can cover most home-based businesses, but you may need additional coverage depending on your work. Make sure you're properly covered.