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LEARN FROM EXPERIENCE
by Farmers
Real Stories Plan and Prep Unbelievable Claims Insurance Questions

INSURANCE QUESTIONS

Your insurance question answered by experienced Farmers agents.
2 Minute Read

Should my estate plan include an advance directive?
2 Minute Read

Should homeowners consider life insurance?
6 Minute Read

How can life insurance help when markets are volatile?
2 Minute Read

How Long Does It Take to Buy a House?
2 Minute Read

What Do Home Inspectors Look For?
6 Minute Read

What Is Uninsured Motorist Coverage?
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What Do You Need to Know Before Buying a House?

Before buying a house, you need to know what your credit score is, how much home you can afford, and how much you can borrow. Learn more here.

2 Minute Read

When Should I Get Homeowners Insurance?

Lenders typically require you to show proof of homeowners insurance before funding your loan. Read more from the professionals at Farmers Insurance.
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What to Do After a Car Accident
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What Should I Do With a Flat Tire?
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What Are Some Questions I Should Ask When Viewing a House?
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What Steps Are There in a Home Remodel?
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What Steps Can Help Prevent Flat Tires?
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Which Methods Can Help Secure Home Windows?
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Does Home Insurance Cover Water Damage?

A homeowners insurance policy may cover water damage if the cause was sudden, like a burst pipe. Learn more about what a home policy may cover from the professionals at Farmers.
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Why Did My Car Insurance Premium Go Up When Nothing Else Has Changed?

Car insurance rates tend to fluctuate over time. Learn more about trends that can impact your car insurance premium.
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How Much Life Insurance Do I Need?
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Home Warranty vs. Home Insurance Difference
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Why Do I Need Homeowners Insurance Coverage?
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What Does Personal Liability Insurance Cover?
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How Can I Help Prevent Pipes From Freezing?
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What Is Full Car Insurance Coverage?
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What Is an Insurance Premium?

An insurance premium is the amount you pay an insurance provider for a policy. Find out what types of insurance premiums there are from Farmers Insurance.
2 Minute Read

How Should I Prepare to Buy My First Home?

As a first-time homebuyer, you can prepare by finding a real estate agent and understanding your finances.

4 Minute Read

Which Is Better, Term or Whole Life Insurance?
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What Does an Umbrella Insurance Policy Cover?
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What Does an HOA Do?
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What Does Business Liability Insurance Cover?
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Do I Need Rental Car Insurance?
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Do I Need Business Auto Insurance?
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What is a Business Insurance Policy?

A Farmers business insurance policy can help protect your business against legal claims and property damage. Learn what this could mean for you and your business.
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What Are Living Benefits on a Life Insurance Policy?

There’s more to some life insurance policies than a death benefit. Contact a Farmers agent to learn about life insurance.
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Where Should I Buy Life Insurance?
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What Is a Life Insurance Beneficiary?
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What Are Life Insurance Policy Riders?
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What Factors Drive Life Insurance Calculations?
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I Accidently Hit the Gas Pedal and Crashed During An Impromptu Air Drum Solo. Can A Wannabee Rockstar Get Some Coverage?
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What is Umbrella Insurance?
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What is Business Property Insurance?

A business property insurance policy covers your building and its contents. Learn how you can customize your business property policy to meet your needs.
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Do I Want Insurance For A Boat?

Some states and marinas require liability coverage on boats. Learn what type of coverage you might need.
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Would Renters Insurance Be Worth It if I Don't Own Much?
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What is Business Income Coverage?
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Is Business Insurance Required by Law?
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Does My Auto Insurance Cover Rental Vehicles?
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How Can Insurance Help Me Prepare For a Tornado Disaster?
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Why Do I Need Auto and Home (or Renters) Insurance to Buy Umbrella Insurance?
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Does The Distance of My Commute Affect My Auto Insurance?

Farmers no longer considers the length of your commute when pricing your policy unless you’re in California. Click here or contact your Farmers agent today.
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Is My RV Covered in Mexico or Canada?

Your RV is covered anywhere in Canada, but there are some restrictions on coverage in Mexico. Learn about your options if you're planning an upcoming trip.
5 Minute Read

Will Business Insurance Cover My Company if Someone Sues Me?
3 Minute Read

Should I Get Public Liability or Employers Liability Insurance?
6 Minute Read

I Lost My Wedding Ring on the Golf Course, Do I Have Coverage?
6 Minute Read

What Exactly Is Auto Insurance and How Does It Work?
6 Minute Read

Should I Consider Renters Insurance Coverage While Living in an Apartment?
6 Minute Read

My Golf Cart Is like My Car, Should I Insure It?
6 Minute Read

Does My Business Need Workers' Compensation Coverage?

Do you need workers compensation insurance? Get tips on workers comp insurance for businesses from the experts at Farmers Insurance.

2 Minute Read

What Happens if a Friend Wrecks My Vehicle?

Many auto policies cover you and any person using your insured vehicle with your permission with certain limitations. Talk to your Farmers agent today.
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Does Renters Insurance Automatically Renew Every Year?
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Why Should I Pay For Full RV Coverage Even During Months I Don’t Use My RV?
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Is There Anything Umbrella Insurance Doesn’t Cover?
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Do I Need Insurance for a Scooter?
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Does Motorcycle Insurance Cover Passengers?
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Who is Covered by My Business Insurance?
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Help! My Car Got in the Way of a Pack of Dogs

There are many ways in which an animal can damage your car. Find out how your auto policy can provide coverage
6 Minute Read

Does Motorcycle Insurance Cover Theft?

Comprehensive coverage is optional on motorcycle policies, but helps replace your bike if it's stolen. Learn more about Farmers' motorcycle policies.
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What Exactly Is an Auto Insurance Deductible?
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How Can Insurance Help Me Prepare for an Earthquake Disaster?
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Does Renters Insurance Cover Theft?
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How Much Does Umbrella Insurance Cost?
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What Happens if Someone Hits My Parked Car?
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Do I Need Boat Insurance in the Off Season?
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What is Risk Management for a Small Business?

Risk management is the practice of reducing the likelihood of loss to your business. Learn how to identify your specific risks and how to control them.
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How Can I Improve My Business Insurance Policy?

When your company grows or changes your business insurance should grow with you. Learn how to improve or upgrade your business insurance.
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What Types of Businesses Are Eligible for a Business Owners Policy (BOP)?
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What Factors Determine the Cost of My Business Insurance?
5 Minute Read

How Do I Get Business Insurance?
6 Minute Read

Is Animal Damage Covered By My Auto Insurance
6 Minute Read

When Would a Homeowner Want to Consider Vacant Home Insurance?
6 Minute Read

When a Car Damages Your House
6 Minute Read

Running a Retail Shop? Take Some Time to Browse Insurance Coverage Options

What type of retail shop insurance do you need? Get information on retail store insurance from the experts at Farmers Insurance.

6 Minute Read

What Kind of Insurance Do You Need For a Restaurant?

What type of insurance does your restaurant need? Learn more about insurance for restaurant owners at Farmers Insurance.
6 Minute Read

What Steps I Should Take If I’m In An Accident?
6 Minute Read

What Is Gap Insurance?
6 Minute Read

How a Simple Piece of Paper—called a Certificate of Insurance (COI)—can Set Your Business Apart?
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What is a Business Owners Policy?
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I Got a Ticket, Now What?
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How Can I Make My Restaurant a Safer Place to Work?
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If I Love It, Should I List It? How Do I Take a Home Inventory?

Whether you write it down, take pictures or shoot video, a home inventory can be a useful way to keep a record of what’s valuable to you.
6 Minute Read

How Do I File a Car Insurance Claim?

Information to know and to have on hand to help you file an auto insurance claim quickly and easily.
6 Minute Read

There’s Meat in the Freezer and a Bear Outside. Will Home Insurance Cover Damage If He Breaks In?
6 Minute Read

Is It True That Auto Insurance Is More Expensive For A Red Car?
6 Minute Read

Buying Home Insurance? Make Sure Your Valuables Are Covered
6 Minute Read

Talk About A Bump In The Road – My Car Was Hit By A Drone
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My Golf Clubs Were Taken from My Car. Do I Have Coverage?
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What's the Difference Between Comprehensive and Collision Coverage?
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What Does Motorcycle Insurance Cover?

What's included in a motorcycle insurance policy? From standard to specialized coverage, a Farmers agent explains the options.
6 Minute Read

Why Work with an Agent When I Can Buy Cheap Car Insurance Online?

What is the true cost of cheap car insurance? Learn about the potential disadvantages of buying cheap car insurance.

6 Minute Read

If a Tree Falls on My Home, What Do I Do?
6 Minute Read

How Long Does It Take To Get An Auto Insurance Quote?
6 Minute Read

Reasons to Buy Renters Insurance
8 Minute Read

What Should I Know Before Buying Life Insurance?
6 Minute Read

Does My Credit Score Affect My Auto Insurance Premiums?
6 Minute Read

Can I Use Life Insurance to Help Provide Financial Support My Special Needs Child?
6 Minute Read

A Swing. A Slice. A Golf Ball Far (like, Really Far) Ob. Do I Have Coverage for a Shattered Windshield?

Does car insurance provide coverage when a golf ball hits your window? A Farmers' agent shares a thing or two about glass damage.
6 Minute Read

Pet Starts a Home Fire

Should you disown the family dog for starting a fire in the kitchen? A Farmers Insurance agent explains how home insurance can help you forgive a furry friend.
6 Minute Read

Is Damage from Water in My Basement Covered by Homeowners Insurance?
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Why Did My Homeowners Insurance Go Up?
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What Is Umbrella Insurance and Why Should I Consider It?
6 Minute Read

Can I Change My Auto Coverage Whenever I Want?
4 Minute Read

How Do I File a Business Insurance Claim?
4 Minute Read

How Can Insurance Help Me Prepare for a Flood Disaster?
3 Minute Read

Does My Auto Insurance Cover Anyone Who Drives My Car?

Unsure whether or not your auto insurance coverage extends to someone who borrows your car or drives your car occasionally? Find your answers here.
3 Minute Read

What Impacts the Price of My Auto Insurance?

Multiple factors are taken into account when your auto policy is priced out. Learn more about these factors and how to get discounts on your coverage.
4 Minute Read

What Is a Business Umbrella Policy?
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How Much Renters Insurance Do I Need?
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Do I Want Motorcycle Insurance?
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Does RV Insurance Cover Attachments and Accessories?
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How Can I Save Money on My Home Insurance?
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Does Anything in My Home Warrant a Separate Insurance Policy or Coverage?
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How Much Does Condo Insurance Cost?

The value of your personal property affects the cost of your condo insurance. Learn what factors Farmers takes into consideration when building your quote.
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How Do I File a Home Insurance Claim?

Filing a home insurance claim is quick and easy. You can file anytime by phone or online. Learn more on how Farmers home insurance claim process works.
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How Is the Replacement Cost of My Home Determined?
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Is My Home Covered if It’s Damaged in a Natural Disaster?
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What Does Homeowners “Replacement Cost” Mean?
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Does Home Insurance Cover My Foundation?
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Is Home Insurance Required If I Own a Home?
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What Does Condo Insurance Cover?
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What is the Difference between Dwelling Coverage and Home Insurance?

Dwelling coverage is one part of your overall home insurance policy and only covers your home's structure. Learn more about what dwelling coverage protects.
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Does Home Insurance Cover Termites?

No one invites bugs into their home, but they can be avoided with proper care. Unfortunately, pest damage is not covered by home insurance. Learn more.
2 Minute Read

How Much Homeowners Liability Coverage Should I Consider?
3 Minute Read

How Do I Calculate the Replacement Cost of Belongings in My Home?
2 Minute Read

Is Property in My Car Covered for Theft by My Home Insurance Policy?
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What Are Some Things I Should Consider When Buying Home Insurance?
3 Minute Read

How Much Condo Insurance Do I Need?
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Does Home Insurance Cover Plumbing?
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Does Home Insurance Cover Property That My Child Takes to a Dorm?

Farmers Home Insurance policies automatically come with a certain percent off-premises coverage with each plan. Check to see if all valuables are covered.
2 Minute Read

Why Should I Consider Getting Insurance for My New Business Immediately?

You can be exposed to risk as soon as you start your business. No matter how new your company is you might want to consider business insurance. Learn why.
5 Minute Read

Is My Home Business Covered by Home Policy?