Home Insurance Questions

What Perils Are Covered by Homeowners Insurance?

What Is the Definition of Perils in Insurance?

Does Home Insurance Cover Roof Leaks?

How to Insulate Electrical Outlets

How to Bundle Insurance Policies

Does Auto Insurance Cover Theft?

How to Drain a Water Heater: A Step-by-Step Guide

Find out how to drain a water heater — and why you may want to — with our guide covering tools, prep, step-by-step instructions and tips.

How to Start a Fire in the Fireplace

Start a fire safely in the fireplace with our guide covering materials, preparation and safety tips.

Insuring Homes with Swimming Pools: What to Know

What Is Water Backup Coverage and Do I Need It?

What Is Loss of Use Coverage?

Does Homeowners Insurance Cover Water Damage?

What Is a Home Insurance Deductible?

How Much Is Renters Insurance?

Moving? Here’s What You Need to Know

Here are a few things you should know if you're moving to a new home. Moving can be stressful, but getting insurance doesn’t have to be.

What Is a Homeowners Insurance Declarations Page?

A homeowners insurance declaration page is a summary of key details of your insurance policy. Learn what information is typically included in this document.

What Factors May Impact the Cost of Homeowners Insurance?

Is Homeowners Insurance Tax Deductible?

Can Homeowners Insurance Cover Tree Removal?

Should homeowners consider life insurance?

What Do Home Inspectors Look For?

How Long Does It Take to Buy a House?

What Do You Need to Know Before Buying a House?

Before buying a house, you need to know what your credit score is, how much home you can afford, and how much you can borrow. Learn more here.

When Should I Get Homeowners Insurance?

Lenders typically require you to show proof of homeowners insurance before funding your loan. Read more from the professionals at Farmers Insurance.

What Are Some Questions I Should Ask When Viewing a House?

What Steps Are There in a Home Remodel?

Which Methods Can Help Secure Home Windows?

Why Do I Need Homeowners Insurance Coverage?

What Does Personal Liability Insurance Cover?

Home Warranty vs. Home Insurance Difference

How Can I Help Prevent Pipes From Freezing?

Insulating water pipes in your home may prevent pipes from freezing. Find out additional ways to help keep pipes from bursting, from Farmers Insurance.

What Is an Insurance Premium?

An insurance premium is the amount you pay an insurance provider for a policy. Find out what types of insurance premiums there are from Farmers Insurance.

How Should I Prepare to Buy My First Home?

What Is Renters Insurance, and What Does It Cover?

What Does an HOA Do?

What Does an Umbrella Insurance Policy Cover?

The Pros and Cons of Owning a Condominium, According to Condo Owners

When This Teacher’s School Shifted to Remote Learning, She Created a Tiny Classroom

You May Have Hundreds of Square Feet of Livable Space Hiding Away in That Dusty Attic

Are you considering renovating your attic space? Learn more about the ROI of converting your attic space and what pitfalls to avoid along the way.

Fall Home Maintenance Tips : Farmers Insurance®

Fall is a great time to create a home maintenance checklist in preparation for cold weather months. Get fall home maintenance tips from Farmers Insurance.

This Couple Closed on Their First Home During the COVID-19 Pandemic

Renovation Regrets? This Is How, Why and Where Renovations Can Go Wrong.

Their Home Sweet (First) Home Was Nothing Like They Imagined

Our Home Was Ready When Covid-19 Hit Because We Designed It to Accommodate the Unexpected

In a Flash, Lightning Can Fry Every Appliance (and More) in a Home. But Saving Homes From Lightning Strikes Isn’t Impossible.

The Contractor Bailed and Their $150,000 Addition Had to Be Torn Down. Why Do Some Renovations Go So Terribly Wrong?

She Plays Drums, and the Downstairs Neighbors Have a New Baby: How Soundproofing Helped This Family (and Others) Restore Peace and Quiet

Adding carpets, replacing doors and windows, fortifying walls — small and big fixes add up when turning the volume down on everyday life.

Homeowner’s Guide to Summer Home Maintenance

Fixing, cleaning and maintaining a home while it’s warm and dry is like shopping for winter holidays in July. It pays to get it done early — before bad weather can cause emergencies.

It Wasn’t a "Natural" Disaster, but This Common Household Fixture Caused More Damage to Their Home Than a 100-Year Flood

Blackouts Can End in a Blink. What Happens When the Lights Are Out for Days or Weeks?

A Home Addition Can Mean Extra Income, More Room for Family — Or Even a Dream Home

Confessions of an Estate Planner: Why We Delayed Naming a Guardian and Making a Will

Own a Home Built Before 1980? Your Electrical System Might Need Some Attention

When it’s Time to Remodel, Some Home Renovations Pay For Themselves. These Upgrades Might Not.

Take It From a Climatologist: When You Live in the Rainy, Windy Northwest U.S., Home Maintenance Issues Are Sneaky

This season-by-season guide can help homeowners in the Pacific Northwest fend off potential damage from the ever-changing weather.

For Historic Home Buffs, Restoring an Old House Is Like “Rescuing a Stray Dog”

Thinking about restoring an old house? An accomplished house renovator shares advice about tackling common restoration repairs on a budget.

Curious Furballs Cause Epic Vacation Disaster

What They Grabbed Before a Natural Disaster Hit

When This Man Awoke to Strange Sounds, He Expected a Thief, Animal or Ghost

Rethink Bacon, Laundry Baskets and Other Tips from a Couple Who Downsized to 536 Square Feet

How a Dog Forced a Kitchen Remodel

A Hurricane Destroyed His Home. The Renovation Was a Bigger Disaster.

Caught in Chaos, They Made the Best of a Worst-Case Scenario

They faced incredible loss & destruction, but survivors & first responders in some of the worst natural catastrophes in history discovered ingenious ways to help save lives.

“A Smoke Alarm Saved My Life”

The piercing sound of a smoke alarm saved this homeowner's life.

Is My RV Covered in Mexico or Canada?

How Can Insurance Help Me Prepare For a Tornado Disaster?

Would Renters Insurance Be Worth It if I Don't Own Much?

Refusing to Abandon Their Homes, Homeowners Rebuild With Flood Risk in Mind

He Popped the Question, Then Dropped Her Engagement Ring in a River

From Scorpions to Monsoons to — Yes — Snow, Home Maintenance in Arizona Requires Ingenuity

Rescue Stories from the Houston Flooding: “We’d Bang on Roofs and Listen for People Inside”

Team Rubicon volunteer Breaux Burns talks about the rescue and disaster recovery mission after Hurricane Harvey and the Houston flooding.

You Have to Think like a Bad Guy to Protect Your Home

Security pros say you can help make your home more secure by thinking like the bad guys.

They Had Minutes to Pack and Flee Before the Flood

I Lost My Wedding Ring on the Golf Course, Do I Have Coverage?

It's One of the Smartest Ways to Add Square Footage (and Value) to Your Home

Should I Consider Renters Insurance Coverage While Living in an Apartment?

“We Prepared for Two Inches of Water, Not Five Feet.”

Why Should I Pay For Full RV Coverage Even During Months I Don’t Use My RV?

They Wanted a Bigger Living Room. They Got an Indoor Waterpark

From Indoor Waterfalls To Mosquito Larvae, Learn From One Contractor's Remodel Horror Stories.

Your Home Isn't Selling? It Could Be the Mailbox's Fault

We asked real estate experts about how to best prepare your house for sale. Get their tips and techniques at Farmers Insurance.

How Can Insurance Help Me Prepare for an Earthquake Disaster?

How Much Does Umbrella Insurance Cost?

It Sounded Like Artillery Shells Hitting the Roof

I Can Still Hear the Sound of the Fire

Moving? Take a Few Packing Tips From These Serial Movers

It Was a Run-for-your-life Evacuation

When Your Teenager Tells You, “I've Got This”

Her family's Central Texas home was considered outside of the danger zone, then back-to-back disasters changed everything.

This Mom’s Trouble Sounded like a Million Trains Coming

Even if your home is considered outside the danger zone you could still be at risk Learn about the importance of flood insurance before disaster strikes.

Living with the Parents Again, but under Your Roof

High Winds Can Cause More Havoc Than You Think. Is Your House Ready?

Evacuating Natural Disasters with Children

Your Roof Can't Wear a Puffy Coat in Cold Weather. Here's How You Can Keep It Cozy.

When Would a Homeowner Want to Consider Vacant Home Insurance?

When a Car Damages Your House

If I Love It, Should I List It? How Do I Take a Home Inventory?

Whether you write it down, take pictures or shoot video, a home inventory can be a useful way to keep a record of what’s valuable to you.

How Do I File a Car Insurance Claim?

Information to know and to have on hand to help you file an auto insurance claim quickly and easily.

There’s Meat in the Freezer and a Bear Outside. Will Home Insurance Cover Damage If He Breaks In?

Buying Home Insurance? Make Sure Your Valuables Are Covered

If a Tree Falls on My Home, What Do I Do?

Reasons to Buy Renters Insurance

Is Damage from Water in My Basement Covered by Homeowners Insurance?

Pet Starts a Home Fire

Why Did My Homeowners Insurance Go Up?

Multiple factors, from inflation to construction costs, can cause your homeowners insurance to go up. Learn more about what can impact home insurance rates.

What Is Umbrella Insurance and Why Should I Consider It?

Umbrella coverage provides an extra layer of liability limits for covered losses. A Farmers® agent explains how umbrella coverage works.

Dog Showers, Catios (AKA Cat Patios) and More Home Renovations for the Truly Pet-Obsessed

DIY or Pay a Pro? Navigate the Top Five Most Searched Home Improvement Jobs

Is Your Home Ready For Solar Power?

How Can Insurance Help Me Prepare for a Flood Disaster?

This Guy Helped to Repair and Rebuild a Crucial Part of 22,000 Homes After Hurricane Katrina

How Much Renters Insurance Do I Need?

How Can I Save Money on My Home Insurance?

Combining all your insurance policies with the same insurer is the quickest way to save money on home insurance. Click here to learn more.

Does Anything in My Home Warrant a Separate Insurance Policy or Coverage?

Some items in your home do require additional coverage & you can add this coverage by adding scheduled floaters to your existing policy. Learn more here.

Before You Redo Your Closet, Read This

How Do I File a Home Insurance Claim?

How Much Does Condo Insurance Cost?

What Does Homeowners “Replacement Cost” Mean?

Is My Home Covered if It’s Damaged in a Natural Disaster?

How Is the Replacement Cost of My Home Determined?

Kitchen Remodeling Ideas for Foodies

Culinary pros and interior designers on how they’d customize a home cook’s dream kitchen.

What Does Condo Insurance Cover?

Condo insurance covers your personal property located inside the unit as well as installed items. Learn more about condo coverage here.

Is Home Insurance Required If I Own a Home?

What is the Difference between Dwelling Coverage and Home Insurance?

Does Home Insurance Cover My Foundation?

How Do I Calculate the Replacement Cost of Belongings in My Home?

How Much Homeowners Liability Coverage Should I Consider?

Does Home Insurance Cover Termites?

Genius Ideas for Disaster-proofing Heirlooms and Mementos in Your Home

Professional conservators and curators offer ideas to help you protect your family's treasures when faced with even the worst calamities.

What Are Some Things I Should Consider When Buying Home Insurance?

Start by thinking about what you stand to lose in a fire, tornado or some other catastrophic event. Your house, and personal property should be covered. Learn more.

How Much Condo Insurance Should I Consider?

Does Home Insurance Cover Plumbing?

Does Home Insurance Cover Property That My Child Takes to a Dorm?

A Home Fire Story: “the Cat Was Swaddled in a Firefighter's Jacket Getting Oxygen”

The Perils of Browsing Kitchen Remodels on Pinterest

At 2 A.M., I Woke Up to See the Bedroom Walls Bowing In

The Backyard Disasters That Cause More than $118 Million in Damage Each Year

Grill disaster stories and tips to consider to help make your backyard barbeque safer, from award-winning barbecue pros who have seen it all.

Nine Steps to Help Get Hurricane Ready

You may think you know what do in a disaster, but are you prepared? Here are nine manageable steps to help you get ready before the next extreme storm.

Why You May Want to Rethink That Oversized Tub (and Other Bathroom Remodeling Considerations)

4 Simple DIY Projects That Could Reduce Your next Energy Bill by Nearly 30 Percent

The Essential Survival Guide for Blizzards

Is My Home Business Covered by Home Policy?

Moving