Home Insurance Questions

What Is Water Backup Coverage and Do I Need It?

What Is Loss of Use Coverage?

Does Homeowners Insurance Cover Water Damage?

What Is a Home Insurance Deductible?

How Much Is Renters Insurance?

Renters insurance cost varies depending on factors such as location and deductible. Learn how Farmers® can provide renters coverage for your needs.

Moving? Here’s What You Need to Know

Here are a few things you should know if you're moving to a new home. Moving can be stressful, but getting insurance doesn’t have to be.

What Is a Homeowners Insurance Declarations Page?

What Factors May Impact the Cost of Homeowners Insurance?

Is Homeowners Insurance Tax Deductible?

Can Homeowners Insurance Cover Tree Removal?

Should homeowners consider life insurance?

What Do Home Inspectors Look For?

How Long Does It Take to Buy a House?

Most recommend looking for a house to buy about five months before you want to move — however, there are a lot of factors to consider. Learn more from Farmers.

What Do You Need to Know Before Buying a House?

Before buying a house, you need to know what your credit score is, how much home you can afford, and how much you can borrow. Learn more here.

When Should I Get Homeowners Insurance?

What Are Some Questions I Should Ask When Viewing a House?

What Steps Are There in a Home Remodel?

Which Methods Can Help Secure Home Windows?

Why Do I Need Homeowners Insurance Coverage?

What Does Personal Liability Insurance Cover?

Home Warranty vs. Home Insurance Difference

Home Insurance provides coverage for the unexpected, while warranties can provide coverage from expected breakdowns of systems. Learn more from Farmers Insurance.

How Can I Help Prevent Pipes From Freezing?

Insulating water pipes in your home may prevent pipes from freezing. Find out additional ways to help keep pipes from bursting, from Farmers Insurance.

What Is an Insurance Premium?

How Should I Prepare to Buy My First Home?

What Is Renters Insurance, and What Does It Cover?

What Does an HOA Do?

What Does an Umbrella Insurance Policy Cover?

The Pros and Cons of Owning a Condominium, According to Condo Owners

5 Minute Read

When This Teacher’s School Shifted to Remote Learning, She Created a Tiny Classroom

Remote learning has created a need for effective home classrooms. Get ideas and tips on how to set up a tiny classroom at home.

7 Minute Read

You May Have Hundreds of Square Feet of Livable Space Hiding Away in That Dusty Attic

Are you considering renovating your attic space? Learn more about the ROI of converting your attic space and what pitfalls to avoid along the way.

Fall Home Maintenance Tips : Farmers Insurance®

This Couple Closed on Their First Home During the COVID-19 Pandemic

Renovation Regrets? This Is How, Why and Where Renovations Can Go Wrong.

Their Home Sweet (First) Home Was Nothing Like They Imagined

Our Home Was Ready When Covid-19 Hit Because We Designed It to Accommodate the Unexpected

In a Flash, Lightning Can Fry Every Appliance (and More) in a Home. But Saving Homes From Lightning Strikes Isn’t Impossible.

The Contractor Bailed and Their $150,000 Addition Had to Be Torn Down. Why Do Some Renovations Go So Terribly Wrong?

Learn how to choose the right contractor and avoid home renovation project disasters. Get tips from professional home remodeling contractors.

She Plays Drums, and the Downstairs Neighbors Have a New Baby: How Soundproofing Helped This Family (and Others) Restore Peace and Quiet

Adding carpets, replacing doors and windows, fortifying walls — small and big fixes add up when turning the volume down on everyday life.

Homeowner’s Guide to Summer Home Maintenance

7 Minute Read

It Wasn’t a "Natural" Disaster, but This Common Household Fixture Caused More Damage to Their Home Than a 100-Year Flood

Blackouts Can End in a Blink. What Happens When the Lights Are Out for Days or Weeks?

A Home Addition Can Mean Extra Income, More Room for Family — Or Even a Dream Home

Confessions of an Estate Planner: Why We Delayed Naming a Guardian and Making a Will

Own a Home Built Before 1980? Your Electrical System Might Need Some Attention

11 Minute Read

When it’s Time to Remodel, Some Home Renovations Pay For Themselves. These Upgrades Might Not.

Not all home renovations add the same value when selling your house. Learn about which common home improvements return the lowest value for your investment.

Take It From a Climatologist: When You Live in the Rainy, Windy Northwest U.S., Home Maintenance Issues Are Sneaky

This season-by-season guide can help homeowners in the Pacific Northwest fend off potential damage from the ever-changing weather.

For Historic Home Buffs, Restoring an Old House Is Like “Rescuing a Stray Dog”

Curious Furballs Cause Epic Vacation Disaster

What They Grabbed Before a Natural Disaster Hit

When This Man Awoke to Strange Sounds, He Expected a Thief, Animal or Ghost

Rethink Bacon, Laundry Baskets and Other Tips from a Couple Who Downsized to 536 Square Feet

How a Dog Forced a Kitchen Remodel

A Hurricane Destroyed His Home. The Renovation Was a Bigger Disaster.

When Hurricane Sandy destroyed his family’s home in September 2012, Wamley Amoako thought it was the worst thing that could ever happen.

Caught in Chaos, They Made the Best of a Worst-Case Scenario

They faced incredible loss & destruction, but survivors & first responders in some of the worst natural catastrophes in history discovered ingenious ways to help save lives.

“A Smoke Alarm Saved My Life”

Is My RV Covered in Mexico or Canada?

How Can Insurance Help Me Prepare For a Tornado Disaster?

1 Minute Read

Would Renters Insurance Be Worth It if I Don't Own Much?

Refusing to Abandon Their Homes, Homeowners Rebuild With Flood Risk in Mind

He Popped the Question, Then Dropped Her Engagement Ring in a River

From Scorpions to Monsoons to — Yes — Snow, Home Maintenance in Arizona Requires Ingenuity

From scorpions to monsoons, home maintenance in Arizona requires ingenuity. Here’s how to protect your home from desert weather and wildlife.

Rescue Stories from the Houston Flooding: “We’d Bang on Roofs and Listen for People Inside”

Team Rubicon volunteer Breaux Burns talks about the rescue and disaster recovery mission after Hurricane Harvey and the Houston flooding.

You Have to Think like a Bad Guy to Protect Your Home

They Had Minutes to Pack and Flee Before the Flood

I Lost My Wedding Ring on the Golf Course, Do I Have Coverage?

11 Minute Read

It's One of the Smartest Ways to Add Square Footage (and Value) to Your Home

Should I Consider Renters Insurance Coverage While Living in an Apartment?

“We Prepared for Two Inches of Water, Not Five Feet.”

1 Minute Read

Why Should I Pay For Full RV Coverage Even During Months I Don’t Use My RV?

For the off-season, Farmers Insurance offers storage-only RV insurance. This only covers your RV for fire, theft, vandalism, and acts of nature. Learn more.

They Wanted a Bigger Living Room. They Got an Indoor Waterpark

From Indoor Waterfalls To Mosquito Larvae, Learn From One Contractor's Remodel Horror Stories.

Your Home Isn't Selling? It Could Be the Mailbox's Fault

How Can Insurance Help Me Prepare for an Earthquake Disaster?

How Much Does Umbrella Insurance Cost?

It Sounded Like Artillery Shells Hitting the Roof

I Can Still Hear the Sound of the Fire

Moving? Take a Few Packing Tips From These Serial Movers

It Was a Run-for-your-life Evacuation

Wildfires can be devastating to commercial property. Here, a wildfire survivor and firefighter share recommendations to help prepare your business and reduce the risk of destruction.

When Your Teenager Tells You, “I've Got This”

Her family's Central Texas home was considered outside of the danger zone, then back-to-back disasters changed everything.

This Mom’s Trouble Sounded like a Million Trains Coming

Living with the Parents Again, but under Your Roof

High Winds Can Cause More Havoc Than You Think. Is Your House Ready?

Evacuating Natural Disasters with Children

Your Roof Can't Wear a Puffy Coat in Cold Weather. Here's How You Can Keep It Cozy.

When Would a Homeowner Want to Consider Vacant Home Insurance?

When a Car Damages Your House

What happens when a driver causes damage to your home? A Farmers Insurance® agent has the answer.

If I Love It, Should I List It? How Do I Take a Home Inventory?

Whether you write it down, take pictures or shoot video, a home inventory can be a useful way to keep a record of what’s valuable to you.

How Do I File a Car Insurance Claim?

There’s Meat in the Freezer and a Bear Outside. Will Home Insurance Cover Damage If He Breaks In?

Buying Home Insurance? Make Sure Your Valuables Are Covered

If a Tree Falls on My Home, What Do I Do?

Reasons to Buy Renters Insurance

Is Damage from Water in My Basement Covered by Homeowners Insurance?

Pet Starts a Home Fire

Should you disown the family dog for starting a fire in the kitchen? A Farmers Insurance agent explains how home insurance can help you forgive a furry friend.

Why Did My Homeowners Insurance Go Up?

Multiple factors, from inflation to construction costs, can cause your homeowners insurance to go up. Learn more about what can impact home insurance rates.

What Is Umbrella Insurance and Why Should I Consider It?

Dog Showers, Catios (AKA Cat Patios) and More Home Renovations for the Truly Pet-Obsessed

DIY or Pay a Pro? Navigate the Top Five Most Searched Home Improvement Jobs

Is Your Home Ready For Solar Power?

4 Minute Read

How Can Insurance Help Me Prepare for a Flood Disaster?

This Guy Helped to Repair and Rebuild a Crucial Part of 22,000 Homes After Hurricane Katrina

How Much Renters Insurance Do I Need?

When buying renters insurance, you should consider enough coverage to replace all your personal belongings. Learn more here.

How Can I Save Money on My Home Insurance?

Combining all your insurance policies with the same insurer is the quickest way to save money on home insurance. Click here to learn more.

Does Anything in My Home Warrant a Separate Insurance Policy or Coverage?

11 Minute Read

Before You Redo Your Closet, Read This

How Do I File a Home Insurance Claim?

How Much Does Condo Insurance Cost?

What Does Homeowners “Replacement Cost” Mean?

Is My Home Covered if It’s Damaged in a Natural Disaster?

How Is the Replacement Cost of My Home Determined?

Homeowners replacement cost refers to the total cost to rebuild your exact house from scratch. Learn what factors Farmers considers to determine your cost.

Kitchen Remodeling Ideas for Foodies

Culinary pros and interior designers on how they’d customize a home cook’s dream kitchen.

What Does Condo Insurance Cover?

Is Home Insurance Required If I Own a Home?

What is the Difference between Dwelling Coverage and Home Insurance?

Does Home Insurance Cover My Foundation?

Is Property in My Car Covered for Theft by My Home Insurance Policy?

How Do I Calculate the Replacement Cost of Belongings in My Home?

How Much Homeowners Liability Coverage Should I Consider?

The amount of homeowners liability coverage you need should match your net worth. Learn how Farmers can help you determine how much coverage you need.