INSURANCE QUESTIONS

What Is Uneven Tire Wear?

What Is a Broker Fee and Who Pays It?

Do Renters Need Renters Insurance?

Who Pays Closing Costs?

What Causes a Tire Blowout?

Will a Smoke Detector Detect Carbon Monoxide?

What Is Hazard Insurance for Homeowners?

Learn what hazard insurance coverage is, what it can cover, what it doesn’t and how it can help you pay for damage from disasters like a fire or heavy snow.

What Is Earnest Money?

Understand earnest money: its role in real estate, how much to offer and when it might or might not be refundable.

What is Umbrella Insurance?

How to Lower Utility Bills

What Is the Right of First Refusal Clause?

How Does Inflation Affect Insurance Rates?

What Does Homeowners Insurance Cover?

How Do Rent-to-Own Homes Work?

Sump Pump Maintenance: A Homeowners Guide

Learn key techniques to maintain your sump pump, help keep your system functioning smoothly and help minimize the chances of expensive repairs.

How to Insure Jewelry: Coverage Options & Steps

Learn how to insure jewelry, how jewelry coverage works under home insurance and what steps may help protect valuable items like engagement rings or heirlooms.

Landlord Insurance vs Homeowners Insurance: What’s the Difference?

How to Shop for Homeowners Insurance: A Step-by-Step Guide

Does Breaking a Lease Hurt Your Credit Score?

What Is a Co-Signer?

Do You Need Insurance on a Trailer?

Does Car Insurance Cover My Windshield?

Can Homeowners Insurance Cover HVAC

Home insurance may help cover HVAC damage if it’s caused by a covered event, like fire or wind. Learn when heating and cooling systems may not be covered.

Does Homeowners Insurance Cover Theft?

Find out if homeowners insurance covers theft of your belongings from your home, car and when you’re away from home. Learn about replacement coverage vs. actual cash value coverage with Farmers Insurance.

What Is Included in Closing Costs?

Mortgage Insurance vs. Homeowners Insurance

High-Risk Homeowners Insurance Explained

Building vs. Buying a Home: Key Considerations

Is It True That Auto Insurance Is More Expensive For A Red Car?

Does Car Insurance Cover Hail Damage?

What Perils Are Covered by Homeowners Insurance?

Learn more about named vs. open perils, what perils may be covered by homeowners insurance, including common risks like fire, theft and wind, and what may not be covered.

How Do Auto Accidents Affect Your Insurance?

Find out how long an accident stays on your insurance. Explore its impact on your premiums and accident forgiveness options.

What Is the Definition of Perils in Insurance?

Key Questions to Ask When Renting an Apartment

Does Home Insurance Cover Roof Leaks?

Does Renters Insurance Cover Basement Flooding?

Does Renters Insurance Cover Appliances?

How to Insulate Electrical Outlets

Does Each Roommate Need Renters Insurance?

Wondering if each roommate needs renters insurance? Learn how coverage works, why separate policies might be a good idea and how Farmers can help you protect your belongings.

How to Bundle Insurance Policies

Discover the benefits of bundling home and auto insurance for convenience and savings with Farmers.

How Much Is Commercial Auto Insurance for Businesses

Does Renters Insurance Cover Fire Damage?

Does Auto Insurance Cover Theft?

How to Drain a Water Heater: A Step-by-Step Guide

Does Renters Insurance Cover Mold? Key Insights

Renters Insurance vs. Homeowners Insurance Insights

How to Start a Fire in the Fireplace

Start a fire safely in the fireplace with our guide covering materials, preparation and safety tips.

At What Age Does Auto Insurance Decrease?

Learn at what age car insurance rates go down and explore how age affects your insurance rates and why.

What Is Personal Injury Protection (PIP) Insurance?

What Are Comprehensive Workplace Benefits?

Insuring Homes with Swimming Pools: What to Know

How to Switch Car Insurance

What Is Medical Payments Coverage?

Renters Insurance Coverage for Hurricane Damage

Does Renters Insurance Cover Power Outages?

Find out if renters insurance covers power outages and what losses you can claim for damage like spoiled food and fried electronics.

Can My Landlord Require Renters Insurance?

Find out if a landlord can require renters insurance, and potential benefits for renters and landlords.

Does Renters Insurance Cover Water Damage?

What Happens If You Break a Renter’s Lease?

What Are Affinity Benefits Programs?

Does My Credit Score Affect My Auto Insurance Premiums?

What is a Pet Insurance Waiting Period?

What Is Whole Life Insurance?

What Is Comprehensive Insurance and What Does It Cover?

Find out what comprehensive car insurance is, what it typically covers and why it's an important part of your auto insurance policy.

What Is Permanent Life Insurance?

What is Personal Property Coverage?

What Is Water Backup Coverage and Do I Need It?

What Is Loss of Use Coverage?

Does Homeowners Insurance Cover Water Damage?

What Is a Home Insurance Deductible?

How Much Is Renters Insurance?

What Is Gap Insurance and How Does It Work?

What does gap insurance cover and how does it work? Farmers explains how gap insurance can help in the case of a total loss.

What Is a Homeowners Insurance Declarations Page?

A homeowners insurance declaration page is a summary of key details of your insurance policy. Learn what information is typically included in this document.

What Factors May Impact the Cost of Homeowners Insurance?

Is Homeowners Insurance Tax Deductible?

Can Homeowners Insurance Cover Tree Removal?

Is Renters Insurance Required?

Does Renters Insurance Cover Hotel Stays?

Does Renters Insurance Cover Storage Units?

Does Renters Insurance Cover Pet Damage?

Renters insurance can cover some kinds of pet damage but not others. Learn more about renters insurance coverage for pet damage — and its limitations.

Does Renters Insurance Cover Car Theft?

Renters insurance can cover your things if they’re stolen in a car break-in. Learn more about how renters insurance can cover car theft, and the limits on renters insurance coverage for car break-ins.

Should my estate plan include an advance directive?

Should homeowners consider life insurance?

How can life insurance help when markets are volatile?

What Do Home Inspectors Look For?

How Long Does It Take to Buy a House?

What Is Uninsured Motorist Coverage?

What Do You Need to Know Before Buying a House?

Before buying a house, you need to know what your credit score is, how much home you can afford, and how much you can borrow. Learn more here.

When Should I Get Homeowners Insurance?

Lenders typically require you to show proof of homeowners insurance before funding your loan. Read more from the professionals at Farmers Insurance.

What to Do After a Traffic Accident

What Should I Do With a Flat Tire?

What Are Some Questions I Should Ask When Viewing a House?

What Steps Are There in a Home Remodel?

What Steps Can Help Prevent Flat Tires?

Which Methods Can Help Secure Home Windows?

Why Did My Car Insurance Premium Go Up When Nothing Else Has Changed?

Car insurance rates tend to fluctuate over time. Learn more about trends that can impact your car insurance premium.

Why Do I Need Homeowners Insurance Coverage?

Often lenders require home buyers to get homeowners insurance coverage. Find out more about why some homeowners buy insurance, from Farmers Insurance.

What Does Personal Liability Insurance Cover?

How Much Life Insurance Do I Need?

Home Warranty vs. Home Insurance Difference

How Can I Help Prevent Pipes From Freezing?

What Is Full Car Insurance Coverage?

What Is an Insurance Premium?

How Should I Prepare to Buy My First Home?

As a first-time homebuyer, you can prepare by finding a real estate agent and understanding your finances.

Which Is Better, Term or Whole Life Insurance?

Which is better, term or whole life insurance?

What Is Renters Insurance, and What Does It Cover?

What Are Life Insurance Policy Riders?

What Factors Drive Life Insurance Calculations?

Where Should I Buy Life Insurance?

What Are Living Benefits on a Life Insurance Policy?

What Is a Life Insurance Beneficiary?

Do I Need Business Auto Insurance?

Business vehicle insurance could be necessary based on business needs. Learn what personal auto insurance covers and when business vehicle insurance is needed.

What is a Business Insurance Policy?

A Farmers business insurance policy can help protect your business against legal claims and property damage. Learn what this could mean for you and your business.

Do I Need Rental Car Insurance?

What Does Business Liability Insurance Cover?

What Does an HOA Do?

What Does an Umbrella Insurance Policy Cover?

I Accidently Hit the Gas Pedal and Crashed During An Impromptu Air Drum Solo. Can A Wannabee Rockstar Get Some Coverage?

What is Business Property Insurance?

Why Do I Need Auto and Home (or Renters) Insurance to Buy Umbrella Insurance?

Learn why you need auto and home (or renters) coverage in order to get umbrella insurance coverage.

Is My RV Covered in Mexico or Canada?

Your RV is covered anywhere in Canada, but there are some restrictions on coverage in Mexico. Learn about your options if you're planning an upcoming trip.

How Can Insurance Help Me Prepare For a Tornado Disaster?

Would Renters Insurance Be Worth It if I Don't Own Much?

Is Business Insurance Required by Law?

Do I Want Insurance For A Boat?

Does My Auto Insurance Cover Rental Vehicles?

What is Business Income Coverage?

Does The Distance of My Commute Affect My Auto Insurance?

Farmers no longer considers the length of your commute when pricing your policy unless you’re in California. Click here or contact your Farmers agent today.

Should I Get Public Liability or Employers Liability Insurance?

Depending on your business, you may need public liability insurance. If you have employees, employers liability coverage is required by law. Learn more.

Will Business Insurance Cover My Company if Someone Sues Me?

I Lost My Wedding Ring on the Golf Course, Do I Have Coverage?

What Exactly Is Auto Insurance and How Does It Work?

Should I Consider Renters Insurance Coverage While Living in an Apartment?

My Golf Cart Is like My Car, Should I Insure It?

Does My Business Need Workers' Compensation Coverage?

What Happens if a Friend Wrecks My Vehicle?

Many auto policies cover you and any person using your insured vehicle with your permission with certain limitations. Talk to your Farmers agent today.

Why Should I Pay For Full RV Coverage Even During Months I Don’t Use My RV?

For the off-season, Farmers Insurance offers storage-only RV insurance. This only covers your RV for fire, theft, vandalism, and acts of nature. Learn more.

Does Renters Insurance Automatically Renew Every Year?

Who is Covered by My Business Insurance?

Is There Anything Umbrella Insurance Doesn’t Cover?

Does Motorcycle Insurance Cover Passengers?

Do I Need Insurance for a Scooter?

Does Motorcycle Insurance Cover Theft?

Help! My Car Got in the Way of a Pack of Dogs

There are many ways in which an animal can damage your car. Find out how your auto policy can provide coverage

What Happens if Someone Hits My Parked Car?

If someone hits your parked car and leaves your auto policy can help pay for damage even if that person can't be located. Click here to learn more.

How Can Insurance Help Me Prepare for an Earthquake Disaster?

How Much Does Umbrella Insurance Cost?

Does Renters Insurance Cover Theft?

Do I Need Boat Insurance in the Off Season?

What Exactly Is an Auto Insurance Deductible?

What is Risk Management for a Small Business?

How Can I Improve My Business Insurance Policy?

When your company grows or changes your business insurance should grow with you. Learn how to improve or upgrade your business insurance.

What Factors Determine the Cost of My Business Insurance?

Business insurance premiums are determined by industry, location and the value of your business property. Contact Farmers to find the right policy for you.

What Types of Businesses Are Eligible for a Business Owners Policy (BOP)?

How Do I Get Business Insurance?

Is Animal Damage Covered By My Auto Insurance

When Would a Homeowner Want to Consider Vacant Home Insurance?

When a Car Damages Your House

Running a Retail Shop? Take Some Time to Browse Insurance Coverage Options

What Kind of Insurance Do You Need For a Restaurant?

What type of insurance does your restaurant need? Learn more about insurance for restaurant owners at Farmers Insurance.

What Steps I Should Take If I’m In An Accident?

Michelle Early is a Farmers Insurance® agent in Edmond, Oklahoma. She offers these tips for handling an accident.

How a Simple Piece of Paper—called a Certificate of Insurance (COI)—can Set Your Business Apart?

What is a Business Owners Policy?

I Got a Ticket, Now What?

How Can I Make My Restaurant a Safer Place to Work?

If I Love It, Should I List It? How Do I Take a Home Inventory?

How Do I File a Car Insurance Claim?

There’s Meat in the Freezer and a Bear Outside. Will Home Insurance Cover Damage If He Breaks In?

When an uninvited bear shows up for a steak dinner and makes a real mess of things, your homeowner’s insurance may cover the damage. Learn more today with Farmers.

Buying Home Insurance? Make Sure Your Valuables Are Covered

Not all home insurance policies are the same. Understand how limitations and exclusions work, to make sure your assets are protected under your homeowners policy.

Talk About A Bump In The Road – My Car Was Hit By A Drone

My Golf Clubs Were Taken from My Car. Do I Have Coverage?

What's the Difference Between Comprehensive and Collision Coverage?

What Does Motorcycle Insurance Cover?

Why Work with an Agent When I Can Buy Cheap Car Insurance Online?

If a Tree Falls on My Home, What Do I Do?

How Long Does it Take to Get Car Insurance?

Learn more about how long it takes to get Auto Insurance. Farmers explains the car insurance quote process and how long it might take to insure your car.

Reasons to Buy Renters Insurance

A renters insurance policy provides coverage at a reasonable cost, and may help provide coverage for gaps in personal property and liability protection.

What Should I Know Before Buying Life Insurance?

Can I Use Life Insurance to Help Provide Financial Support My Special Needs Child?

Do I Have Coverage for a Shattered Windshield?

Is Damage from Water in My Basement Covered by Homeowners Insurance?

Pet Starts a Home Fire

Why Did My Homeowners Insurance Go Up?

What Is Umbrella Insurance and Why Should I Consider It?

Umbrella coverage provides an extra layer of liability limits for covered losses. A Farmers® agent explains how umbrella coverage works.

Can I Change My Auto Coverage Whenever I Want?

Farmers Insurance® agent Marcus Troup of Springfield, Missouri, explains how easy it is to update your policy.

What Impacts the Price of My Auto Insurance?

How Can Insurance Help Me Prepare for a Flood Disaster?

How Do I File a Business Insurance Claim?

Does My Auto Insurance Cover Anyone Who Drives My Car?

What Is a Business Umbrella Policy?

How Much Renters Insurance Do I Need?

Does RV Insurance Cover Attachments and Accessories?

Your RV policy can cover equipment that you attach or install, like awnings, cargo carriers, and electronics. Learn what an RV policy from Farmers protects.

Do I Want Motorcycle Insurance?

Motorcycle insurance is required by law in nearly all states. There are several types of coverages. Learn more here.

How Can I Save Money on My Home Insurance?

Does Anything in My Home Warrant a Separate Insurance Policy or Coverage?

How Do I File a Home Insurance Claim?

How Much Does Condo Insurance Cost?

What Does Homeowners “Replacement Cost” Mean?

Is My Home Covered if It’s Damaged in a Natural Disaster?

How Is the Replacement Cost of My Home Determined?

Homeowners replacement cost refers to the total cost to rebuild your exact house from scratch. Learn what factors Farmers considers to determine your cost.

What Does Condo Insurance Cover?

Condo insurance covers your personal property located inside the unit as well as installed items. Learn more about condo coverage here.

Is Home Insurance Required If I Own a Home?

What is the Difference between Dwelling Coverage and Home Insurance?

Does Home Insurance Cover My Foundation?

How Do I Calculate the Replacement Cost of Belongings in My Home?

How Much Homeowners Liability Coverage Should I Consider?

Does Home Insurance Cover Termites?

What Are Some Things I Should Consider When Buying Home Insurance?

Start by thinking about what you stand to lose in a fire, tornado or some other catastrophic event. Your house, and personal property should be covered. Learn more.

How Much Condo Insurance Do I Need?

Condo insurance coverage is almost like a package of different types of coverage types. Learn how to determine what coverages you need for your condo.

Does Home Insurance Cover Plumbing?

Does Home Insurance Cover Property That My Child Takes to a Dorm?

Why Should I Consider Getting Insurance for My New Business Immediately?

Is My Home Business Covered by Home Policy?