Q: I have a touring motorcycle with a rear passenger seat. If I have someone riding with me, is that person covered by my policy?
Farmers Insurance® agent David Stansfield of Fort Collins, Colorado, discusses how guest riders can be covered by your policy.
A: I’m glad you asked this because many riders wonder the same thing. Yes, your policy can cover a passenger’s medical bills, but this coverage doesn’t come standard. Look for it on your policy before taking anyone for a ride. If you don’t see it, call your agent and have it added to your policy. Note that your passenger must be wearing a helmet to be covered.
A passenger in a side car can also be covered, so long as the side car is listed on your policy as an attachment.
Talk to an agent about motorcycle insurance policy today.
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