Nick Weiser, a Farmers Insurance® agent in Oxnard, California, explains how policy renewals work.
A: Although renters policies have a one-year term, there is no need to reapply every year. Your insurer will offer to renew your policy and continue to cover you if you pay the renewal premium. You will receive new policy documents every year outlining the terms of offered renewal coverage.
That said, I meet with most customers at renewal time to review their coverage and update it as needed. I also make sure they are taking advantage of any discounts available to them.
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