Question I’ve come across the term “rider” when reading about life insurance. I’m not sure what a rider does, or whether I need one. What should I know about riders before deciding on a policy?
Francisco Flores, a Farmers Insurance® agent in Yuma, Arizona, explains how life insurance riders can help you protect your family financially.
Answer A rider is generally an optional coverage that you can add to a standard life insurance policy. It’s an added contract form that “rides along” and becomes a part of your policy contract. Riders allow you to customize your policy so that it works the way you want. It’s important to be aware of these options when deciding on coverage.
Here are some of the types of life insurance riders we offer:
This is only a high-level view of riders. Terms and conditions apply to each one, and the availability of riders depends on the type of life insurance policy you choose, so be sure to ask your agent for more details.
It only takes a few
minutes to discover
which type of life
insurance you may
want to consider.
The information contained in this page is provided for general informational purposes only. The information is provided by Farmers® and while we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to this article or the information, products, services or related graphics, if any, contained in this article for any purpose. The information is not meant as professional or expert advice, and any reliance you place on such information is therefore strictly at your own risk.