Vacation Home Insurance

Learn more about what it means to be a Farmers customer by starting your quote today.

Maybe you have a cabin in the mountains, a lake house or a beach cottage. Whether your vacation home is used as a weekend getaway or a seasonal retreat, it’s a special place you want to protect. And a Farmers® agent can talk to you about a variety of coverage options.

Customize Your Seasonal Home Insurance Coverage

You can choose customizable coverage for your seasonal or vacation home even if you don’t insure your primary residence with Farmers. These are some of the risks you can help manage:

Ice damages your porch

Risk:

Freezing rain hits your mountain cabin during a January storm. When the ice builds up, your porch’s awning collapses.

Coverage:

Comprehensive property insurance coverage can help with damage caused by the weight of ice and snow.

Your guest is injured

Risk:

Your fishing buddy slips and falls on the steps to your front porch. The doctor says nothing is broken—but he’ll need to stay off his ankle for a few days.

Coverage:

Liability coverage for your vacation home can help with medical bills and time off work if you’re legally responsible for an injury.

Lightning destroys your media center

Risk :

Lightning strikes close to your second home at the lake — destroying a television and audio system.

Coverage:

Replacement cost on personal property can help by replacing your damaged entertainment equipment with brand new components.

Maximize value with multiline discounts

You can get the most value from Farmers coverage with discounts when you buy multiple policies — be sure your specialty homeowners insurance quote includes quotes for auto coverage.

Farmers works to build strong customer relationships

Farmers has spent 90 years putting customers first. Are you shopping for vacation rental insurance or second home insurance coverage, or do you have a question about your policy? Maybe you’re ready for a specialty home insurance quote. Whatever insurance you want, Farmers agents are ready to deliver personalized service and support.

You’ll experience a similar level of care from our knowledgeable claims representatives, who will provide assistance as quickly as possible.

To learn more about what Farmers can do for you, call an agent today.

Why choose Farmers?
We’ve spent 90 years putting customers first — personalized attention is a hallmark of the Farmers experience.

The value of a Farmers agent

Are you shopping for coverage? Ready to get a home insurance quote? Maybe you have a question about a policy or need to file a claim. Our agents are ready to provide service and support for all your insurance needs.

The value of a Farmers agent

You’ll experience a similar level of care from our knowledgeable claims representatives, who work to assist you as quickly as possible. In the unfortunate event of a large-scale disaster, Farmers may even dispatch a Catastrophe Response Team in a Mobile Claims Center bus to process claims on-site in real time.

The experience of Farmers insights

You’ll probably have a few questions as you research home insurance coverage. If you’re not yet ready to speak with an agent, we might still have the answers you’re looking for. Explore helpful information here.

Learn From Experience

Expand your knowledge base with articles relevant to you.

Homeowner’s Guide to Summer Home Maintenance

Fixing, cleaning and maintaining a home while it’s warm and dry is like shopping for winter holidays in July. It pays to get it done early — before bad weather can cause emergencies.

Curious Furballs Cause Epic Vacation Disaster

Brought to you by Farmers Insurance® Before you get your recreational vehicle ready for the off season, read one agent's unsettling-but-true story from our Hall of Claims

Genius Ideas for Disaster-proofing Heirlooms and Mementos in Your Home

Professional conservators and curators offer ideas to help you protect your family's treasures when faced with even the worst calamities.

Talk to a Farmers® agent about Vacation Home Insurance so you can choose the coverage you want.

Find an agent

Specialty Home insurance issued by an insurer in the Foremost Insurance Group, 5600 Beech Tree Lane, Caledonia, MI 49316. Contact a Farmers agent for more information.

This brief summary is not a policy document. Please read the actual policy documents for your state for important details on coverages, exclusions, limits, conditions and terms. If there is any conflict between this summary and the policy documents, the policy documents will control. Not all products and discounts are available in every state.

T Advertisement produced on behalf of the following specific insurers and seeking to obtain business for insurance underwritten by Farmers Insurance Exchange, Fire Insurance Exchange, Truck Insurance Exchange, Mid-Century Insurance Company, Civic Property and Casualty Company, Exact Property and Casualty Company, Neighborhood Spirit Property and Casualty Company, Farmers Insurance Company of Washington (Bellevue, WA) or affiliates. In TX: insurance is underwritten by Farmers Insurance Exchange, Fire Insurance Exchange, Truck Insurance Exchange, Mid-Century Insurance Company, Farmers Texas County Mutual Insurance Company, Mid-Century Insurance Company of Texas or Texas Farmers Insurance Company. In NY: insurance is underwritten by Farmers Insurance Exchange, Truck Insurance Exchange, Mid-Century Insurance Company or Farmers New Century Insurance Company. Home office, Los Angeles, CA.

Each of following insurers who transact business in California are domiciled in California and have their principal place of business in Los Angeles, CA: Farmers Insurance Exchange (#R 201), Fire Insurance Exchange (#1267-4), Truck Insurance Exchange (#1199-9), Mid-Century Insurance Company (#1428-2), Civic Property and Casualty Company (#4241-6), Exact Property and Casualty Company (#4240-8), Neighborhood Spirit Property and Casualty Company (#4242-4).

Life insurance issued by Farmers New World Life Insurance Company, a Washington domestic company: 3120 139^th Ave. SE, Ste. 300 Bellevue, WA 98005 (CA#: 0378-0). Farmers New World Life is not licensed and does not solicit or sell in the state of New York.

Securities offered through Farmers Financial Solutions, LLC, (In NY: Farmers Financial Solutions and Insurance Agency), 31051 Agoura Road, Westlake Village, CA 91361. Member Financial Industry Regulatory Authority & Securities Investor Protection Corporation

Each insurer has sole financial responsibility for its own insurance. List of all insurers at farmers.com. Not all insurers are authorized in all states. Not all products, coverages, features and discounts are available in every state and may vary by state. Restrictions, exclusions, limits, and conditions apply. See agent for details.