Business Insurance for Office Spaces

Whether you’re a professional like a doctor, a dentist, a chiropractor or an architect, one thing is true: Your business depends on your ability to keep your office running without interruption. And that’s why Farmers® offers insurance for your professional office.

Farmers agents are small business owners, too, and understand how an unexpected event can hurt your practice’s ability to function. They serve as a knowledgeable resource when you’re choosing the coverage you want — and can give support if you need to file a claim. 

Here are just some options you can include in a customized Farmers policy to help minimize disruptions:
 

Risk:
An employee forgets to turn off an old coffeemaker, starting a fire in your back office.

Coverage:
Business property insurance can help pay for damages to your office and its contents — including valuable equipment and important business records — in the case of an unforeseen disaster.


Risk:
A child trips on frayed carpet in your waiting room and topples into the corner of a coffee table.

Coverage:
Business liability insurance  helps cover expenses when you’re liable for injuries sustained by clients or patients on your premises.


Risk:
An employee’s back is injured when he attempts to lift a heavy box of supplies.

Coverage:
Workers’ compensation insurance  helps cover employee-related medical costs that result from job-related incidents. It also helps insulate your practice against related lawsuits brought by current or former employees.


Risk:
You arrive at the office to find the door is unlocked, your medicine cabinet has been raided, and several computers are missing. You suspect one of your employees.

Coverage:
Business crime insurance can help offset losses resulting from robberies or employee fraud, forgery or theft.


“It’s about creating an enjoyable workplace — making it feel like, if you left, you would miss these people.”

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Farmers can help with personalized coverage and support

Farmers has the experience and knowledge to help you with your insurance needs. For example:

  • Your agent acts as a point of contact — someone who knows you, your practice and your policy.
  • With highly customizable coverage, you can select what you want for your business — including multiple practice locations and other lines of business — all in one easy-to-manage policy. 
  • A variety of coverage options include business income coverage, which can help if you’re unable to operate your practice as usual while damage from a covered claim is repaired.

Farmers works to build strong customer relationships

Farmers has spent 90 years putting customers first. Are you shopping for coverage, or do you have a question about your policy? Maybe you’re ready to get a professional office insurance quote. Be sure to let a Farmers agent deliver personalized service and support.

You’ll experience a similar level of care from our knowledgeable claims representatives, who will provide assistance as quickly as possible.

Talk to a Farmers® agent

Understand your options, to find the personalized coverage that works for your office and business.

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