Business Insurance for Restaurants and Food Trucks


What keeps your customers coming back? You might have earned a regional following for your gastropub’s sublime duck-fat fries. Maybe they can’t resist the authentic Vietnamese dishes served at your family’s second-generation restaurant. Perhaps your food truck’s lobster rolls remind everyone of summer in Maine.

Whatever your culinary specialty, you want to keep an “OPEN” sign in your restaurant’s window — and you can help protect your business with Farmers® coverage if the unexpected threatens to close your kitchen.

Farmers agents are small business owners like you, and understand challenges small businesses may face. They can discuss business insurance options as you choose coverage for your restaurant or food truck.

These are just some ways you can tailor a Farmers policy to help manage typical risks:

Customized coverage for restaurants and food trucks

Farmers has many coverage options designed for restaurateurs — including:

  • Equipment breakdown coverage can help when a covered equipment failure causes damage or lost income.
  • Spoilage insurance can help if food spoils when a refrigerator breaks or the power goes out.
  • Food contamination shutdown insurance can help with income lost when you’re forced to close for contamination — and it may even assist with the costs of complying with required fixes.
  • Business auto insurance can help with the cost of repairs and medical care when your delivery vehicle or food truck is responsible for an accident.
     

Farmers works to build strong customer relationships

Farmers has spent almost 90 years putting customers first. Are you shopping for coverage, or do you have a question about your policy? Maybe you’re ready to get a restaurant or food truck insurance quote. Be sure to let a Farmers agent deliver personalized service and support. You’ll experience a similar level of care from our knowledgeable claims representatives, who will provide assistance as quickly as possible.

To learn more about Farmers insurance options for your restaurant or food truck, call an agent today.

This material is for general informational purposes only. This material may not reflect your particular circumstances. None of the companies comprising the Farmers Insurance Group of Companies®, or their employees or agents provide tax or legal advice.  Always consult your own accountant, attorney or tax adviser as to the tax, financial, or legal consequences or advice on any particular transaction.  Not all products, coverages, & discounts are available in every state.  Restrictions, exclusions, limits, and conditions apply.