Commercial Umbrella Insurance Coverage

Extend the protection of your property and liability coverage so you can help keep your business assets safe in the event of a large loss.

Business umbrella insurance options

Additional Coverage To Protect Your Business From Major Losses

It’s the type of thing you only expect to read about in the news: a business faces financial ruin after being forced to pay a substantial jury award in a lawsuit. Higher limits of liability coverage are available to manage accidents, mistakes and injuries that can impact your business if there is liability.

Farmers® umbrella coverage can help you protect the assets you have today by providing added coverage where you want it most. Connect with a Farmers agent who can discuss your insurance options so you can select the specific coverage for your business.

No business is too small for umbrella coverage

No matter the size of your company or how well it's run, your business faces the potential of a devastating claim arising from an unforeseen event. A single slip and fall by a customer in a retail store, restaurant or apartment building could leave your business potentially liable for significant medical expenses, damages and other payments.

While existing business liability insurance can cover some of these payments, any gaps would have to be made up by your company’s revenue or cash on the balance sheet. Umbrella insurance Coverage goes above basic business liability insurance limits, allowing additional coverage limits of up to $10 million.

Get the additional asset protection for your business

Help protect your business assets with Farmers umbrella insurance.  Umbrella insurance can also provide additional protection for your personal assets as a business owner.

Talk to a Farmers agent to find out about business insurance coverage options so you can select the level of protection that you want for your business.

This brief summary is for illustrative purposes only and is not a policy document.  Please read the actual policy documents for your state for important details on coverages, exclusions, limits, conditions and terms.  If there is a conflict between this summary and the policy documents, the policy documents will control.  Not all products, coverages, options and discounts are available in every state.