Commercial Umbrella Insurance


You’ve worked hard for the success of your business — and a single unfortunate event could put its assets at risk if the cost of a covered claim exceeds the limits of your business liability insurance.

That’s where Farmers® business umbrella insurance can help. It’s an additional layer of liability insurance that begins at the limit of an underlying liability policy. Purchased in $1 million increments, it can provide up to $10 million of coverage for qualifying businesses with covered claims — and it allows you to help protect your business from risks like large jury awards.

Here are some typical risks you can manage with an umbrella policy:

Some popular business insurance options

Umbrella coverage is just one component in a full menu of business insurance options available from Farmers®. Your agent can also discuss available coverage options for other possible risks like:

Farmers works to build strong customer relationships

Farmers has spent almost 90 years putting customers first. Are you shopping for coverage, or do you have a question about your policy? Maybe you’re ready to get a business umbrella quote. Be sure to let a Farmers agent deliver personalized service and support. You’ll experience a similar level of care from our knowledgeable claims representatives, who will provide assistance as quickly as possible.

To learn more about what Farmers can do for your business, call an agent today.  

This brief summary is for illustrative purposes only and is not a policy document.  Please read the actual policy documents for your state for important details on coverages, exclusions, limits, conditions and terms.  If there is a conflict between this summary and the policy documents, the policy documents will control.  Not all products, coverages, options and discounts are available in every state.