Manufactured Home Insurance

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Why did you choose your mobile or manufactured home? Maybe you wanted the convenience and amenities of a well-tended mobile home park. Or perhaps the custom potential of a manufactured home was an ideal option for your semi-rural acreage.

Your home represents a significant financial investment — protecting it takes careful research, and a Farmers agent can help as you choose the coverage you want.

Call 1-888-938-2121 for a quote today.

Types of risks:

You can help manage with Farmers insurance®

A windstorm damages your roof

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A sudden windstorm damages your kitchen skylight and numerous shingles on the roof of your manufactured home.


When you chose the optional replacement cost settlement provision, the cost of repairing damage caused by wind is covered — up to policy limits — by your policy.

A neighbor is injured

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While you’re taking an elderly neighbor on a tour of your new kitchen garden, she trips over a loose paving stone and breaks her ankle.


If you’re legally responsible for an injury, your policy can help with medical bills and other related expenses.

Lightning damages a tree in your yard

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Lightning strikes an old oak tree in your yard — fortunately, it falls away from your home, but you’ll need a professional to haul it away. 


Your coverage can help with the cost of removing debris when your trees are damaged by a covered scenario like lightning.

Food spoils during a power outage

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You’re away for the weekend when your neighborhood experiences a power outage. You arrive home to find a freezer full of spoiled steaks and fish fillets.


If your food supply goes bad due to a covered event, your coverage can help replace spoiled items.

A landslide destroys your mobile home

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A landslide caused by days of heavy rain crashes into your home—you’re able to evacuate, but the house is a total loss.


With agreed loss settlement, you get the full amount of insurance on your home so you can start rebuilding or looking for another place right away.

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Customize your manufactured home coverage

Popular options like this can help you with additional protection levels:

A burst water pipe causes damage

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Although your heat is set to 65 degrees, a water pipe in the ceiling bursts during a winter cold snap, soaking everything below. Your three-year-old living room set is ruined.


Instead of reimbursing you for a damaged item’s depreciated value, optional replacement cost coverage will pay the cost of replacing it with a new item of like kind and quality.

You can add a number of other optional coverages to your Farmers policy. For example: Earthquake; identity theft; hobby farming and ranching; water backup from sewers and drains; and while moving your home to a new location.

Maximize value with multi-policy discounts

Farmers can help you save on coverage with discounts when you buy multiple policies — be sure your mobile or manufactured home insurance quote includes quotes for auto, life, motorcycle, umbrella or any other coverage you want.

Farmers works to build strong customer relationships

Farmers has spent 90 years putting customers first. Are you shopping for coverage, or do you have a question about your policy? Maybe you’re ready for a mobile or manufactured home insurance quote. Whatever insurance you want, Farmers agents are ready to deliver personalized service and support.

You’ll experience a similar level of care from our knowledgeable claims representatives, who will provide assistance as quickly as possible.

To learn more about what Farmers can do for you, call an agent today.

Talk to a representative about mobile or manufactured home insurance

Learn about all the options and potential discounts so you can choose the coverage you want.

Call 1-888-938-2121 for a quote today.