Rideshare Insurance

If you are driving with a rideshare company like Uber, and using your personal car for commercial work, this may create an unexpected gap in your auto coverage. Here’s how that can happen:

•  There’s a good chance your personal auto policy excludes coverage when you’re logged into a rideshare company’s app as available to accept rides.
•  The rideshare company’s full commercial liability coverage probably doesn’t begin until you accept a ride.

So, while you’re waiting to be matched with your next rider, there’s a good chance you’re only covered by a rideshare company’s limited liability coverage. This often covers medical expenses and damage you cause to others if an accident is your fault — but won’t typically cover damage to you or your car.

Farmers Rideshare

With Farmers Rideshare, you can fill this gap when you’re logged into the rideshare company’s app but haven’t accepted a ride.

You can add Farmers Rideshare to your existing auto policy with a simple call to your Farmers agent. You can also call us directly at 1-855-808-6599.

And if you don’t have Farmers coverage, please contact your Farmers agent for a quick, no-obligation quote.