If you are driving with a rideshare company like Uber, and using your personal car for commercial work, this may create an unexpected gap in your auto coverage. Here’s how that can happen:
So, while you’re waiting to be matched with your next rider, there’s a good chance you’re only covered by a rideshare company’s limited liability coverage*. This often covers medical expenses and damage you cause to others if an accident is your fault — but won’t typically cover damage to you or your car.
With Farmers Rideshare, you can fill this gap when you’re logged into the rideshare company’s app but haven’t accepted a ride.
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