Business Insurance for Retail Stores


You’re always working to improve the way you do business. Maybe you switched to an eco-friendly dry cleaning process — or added ultra-premium hair products at your beauty shop. Perhaps you’re elevating the artistry of your shop’s floral arrangements.

Whatever your specialization, you know you need to protect your retail store from the unexpected. And because Farmers® agents are small business owners just like you, they can help you understand coverage options as you analyze your needs and select coverage.

Here are just some of the risks you can help manage with Farmers coverage:

Get insurance you can tailor to your particular needs

With coverage from Farmers, you can select the coverage you want — and decide what insurance is right for your business. For example:

  • Equipment breakdown coverage can help pay for damage — and the resulting loss of income — if covered equipment fails as a result of a covered cause of loss.
  • Spoilage coverage can help reimburse you if perishable goods are ruined by a mechanical breakdown or power outage.
  • Transportation and cargo insurance can help with the cost of goods you are transporting for others if they’re damaged or lost in transit. 
  • Personal and advertising injury insurance can help with legal liabilities if you inadvertently use another company’s slogan in an advertisement — or a competitor accuses you of slander.

Farmers works to build strong customer relationships

Farmers has spent almost 90 years putting customers first. Are you shopping for coverage, or do you have a question about your policy? Maybe you’re ready to get a retail store insurance quote. Be sure to let a Farmers agent deliver personalized service and support. You’ll experience a similar level of care from our knowledgeable claims representatives, who will provide assistance as quickly as possible.

To learn more about what Farmers can do for your retail store, call an agent today.

This material is for general informational purposes only. This material may not reflect your particular circumstances. None of the companies comprising the Farmers Insurance Group of Companies®, or their employees or agents provide tax or legal advice.  Always consult your own accountant, attorney or tax adviser as to the tax, financial, or legal consequences or advice on any particular transaction.  Not all products, coverages, & discounts are available in every state.  Restrictions, exclusions, limits, and conditions apply.