Commercial Real Estate Insurance

What’s in your commercial real estate portfolio? Maybe your renovated strip mall is attracting upscale tenants. Perhaps your family business thrives on a mix of industrial properties, warehouses and distribution centers. Or you might own office buildings and self-storage facilities.

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Each commercial property is unique, and a Farmers® agent can show you a full menu of business insurance options to help manage specific risks.

Here are just a few ways you can personalize a Farmers policy to help manage typical risks:


Property damage

Property damage icon

When an electrical outage conspires with freezing temperatures, your building is damaged by water flowing from burst pipes.

Business property insurance can help repair buildings and equipment damaged by vandalism, fires, hailstorms or other covered events.

Property damage

Property damage icon

You won’t be able to use a large section of your office park’s building until you’ve repaired fire damage.

Business income insurance can help replace lost rents and profits — and provide related operating expenses to keep your business going while a building is rebuilt. It can also help with temporary relocation that enables you to resume business while your building is being repaired.



Without giving proper notice to the tenant, an employee at your self-storage facility hosts an auction for the contents of a unit for which rent is unpaid. 

Sale and disposal liability insurance can help cover costs if your company is held liable when it doesn’t follow correct “notice of lien” procedures in a tenant’s rental agreement. 

Farmers builds value into its coverage

Here are some of the advantages a Farmers policy can provide:

  • Farmers offers between 12 and 36 months for Business Interruption coverage, depending on your state of residence.
  • Every policy includes building ordinance coverage for unanticipated costs when repairs of an older building must comply with new laws, ordinances or building codes.
  • Optional extended replacement cost coverage might help restore your building to its original condition when costs exceed the policy limit.

Farmers works to build strong customer relationships

Farmers has spent 90 years putting customers first. Are you shopping for coverage, or do you have a question about your policy? Maybe you’re ready to get a commercial real estate insurance quote. Be sure to let a Farmers agent deliver personalized service and support.

You’ll experience a similar level of care from our knowledgeable claims representatives, who will provide assistance as quickly as possible.

To learn more about what Farmers can do for your commercial real estate business,  call an agent today.

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