Washington Homeowners Insurance

Your home is major investment in your lifestyle and future. With a Farmers® home policy, you have the freedom to create a policy that reflects how you live and what matters most you.

Home Insurance Coverage Options in Washington

Your home is major investment in your lifestyle and future. With a Farmers® home policy, you select the types and amounts of coverage so that your personal kingdom is protected the way you want. 

Home Insurance Coverage Options in Washington:

  • Declining Deductibles® — Earn $50 toward your deductible each year.
  • Claims Free Discount® — Receive a discount if you’ve been claim-free for three years.
  • Claim Forgiveness — Your premium won’t increase due to a claim if you’ve been claim-free with Farmers for five years.
  • Cosmetic Damage Coverage —File a claim for functional damage, and we’ll cover related cosmetic damage as well.

Things typically covered by Washington home insurance:

  • Windstorms and hail
  • Lightning strikes
  • Fire
  • Vandalism and theft
  • Explosion
  • Falling objects
  • Damage caused by weight of snow or ice

Washington home insurance discounts

We offer a variety of discounts for our home insurance customers based in Washington. For example:

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Protective devices

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See a list of potential home insurance discounts. Not all listed discounts are available in Washington.

View more coverage options in Washington

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Auto insurance

Find out minimum state requirements for auto insurance in Washington, available discounts and more.

View car insurance details and discounts for Washington

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