Washington Insurance Discounts

Auto Insurance Discounts

Rain or shine…or more rain, Farmers is there For Washington drivers with smart coverage and smarter discounts. Learn about the different ways Farmers helps you save on great Auto insurance in Washington.

Discounts for the Family

Multi-line Discounts – Combine your Farmers Auto policy with any of the following Farmers products and get quality coverage for all your important investments you may earn saving with  discounts:
  • Home
  • Condo
  • Renters
  • Mobile Home / Speciality Dwelling
  • Life

Signal® by Farmers - Sign up, download and use the Signal app and you’ll receive a 5% discount on your auto policy, with an opportunity to earn up to 15% each time you renew your policy. You can save an additional 10% if you have a young driver in your household. Learn more about Signal® by Farmers

Business and Professional Group - Earn additional discounts as an employee or retiree from an approved business or occupational group. Contact us to see if you qualify.

Distant Student – If your child goes away for school at least 100 miles from your home, does not have regular access to your covered car, and meets age limits, you may be eligible for this discount. Check with your local Farmers agent for details.

Multi-Car – Protect more than one vehicle under the same Farmers Auto policy and save.

Youthful Driver – Reduce your premium rate when your child or grandchild (24 or younger) has completed a driver safety course and is on your policy. To qualify, they must have a valid driver's license and your policy must be in force for at least 1 year.

Planning Ahead Discounts


Electronic Funds Transfer (EFT) – Enroll in automatic electronic payments and earn a premium discount.

Pay In Full – Earn this discount if you decide to pay your entire term premium with one lump sum.

Homeowner – Washington policyholders are eligible for an additional discount if they own their home.

Classroom Discounts


Good Student –Washington students with good grades can save on their Auto insurance with Farmers. Discounts apply to any of the following:

  • High school student with atleast a "B" average
  • College students with a 3.0 (out of 4.0) grade point average or higher
  • Dean’s List or Honor Roll students
  • Students ranked in the top 20% of their class or in the top 20% in national standardized tests

Be ready to submit proof of eligibility (a copy of a report card, grade-point average, etc.) when requesting this discount.

Mature Driver – Driver 55 and older can take state-approved Safe Driver Program and lower there Auto insurance rates with this discount. Valid for 3 years after finishing the course.

Home Insurance Discounts

Farmers believes in rewarding people for smart habits, especially when it comes to taking care of their homes. So check out our wide variety of Home Insurance discounts, and see how you can save today for the things you’ve been doing all along.

Discounts for the Household

Affinity – What if you could save money just by being yourself? You can with Farmers if you’re a retiree or member of a profession or group that’s been selected by Farmers. Talk to a Farmers agent to learn more.

Multi-line Discounts– What happens when you combine a Farmers Home, Auto and/or Life policy? Across the line savings from a discount on your premium!

Home Upkeep Discounts

Home Renovation – If there have been any renovations made to your home’s heating and electrical, or plumbing systems, we’d be happy to offer a discount.

New Home – New home, new Farmers discount. And this one repeats for up to several years.

U L Approved Roofing Materials – Some roofs are the best at withstanding wear and tear, making maintenance unnecessary. Another smart choice calls for one more Farmers discount when your roof has asphalt or fiberglass shingles approved by Underwriters Laboratories.

Home Safety Discounts

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Home Safety – Eligibility may include safe or green features like; reinforced windows and walls, automatic water leak or gas valve shut offs, or ENERGY STAR, EPA, or LEED certification.

Protective Devices Do you have a fire alarm, security system, and/or internal sprinkler system protecting your house? Well, you may have just gotten yourself another discount.

Simplify and save

Find out about multi-line insurance discounts when you buy an auto policy with a home policy.

You may be eligible for one or more of these discounts, subject to documentation. Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. Not all products and discounts are available in every state.  Please contact a Farmers agent for details.

Once you enroll in Signal® by Farmers® and complete 10 qualifying trips using the app, you will receive an initial 5% discount on your Farmers Insurance® auto policy. Only one discount can be applied per policy, regardless of the number of enrolled drivers who complete 10 trips. At renewal, the Signal discount may increase or decrease based on the percentage of enrolled drivers on your auto policy using the app and their driving scores. Your renewal discount could range between 0.5% and 15%, except in Colorado where your renewal discount can range from 0.5% to 20% and in Florida where your renewal discount will be 5%.

The youthful driver component of the Signal discount is not available in Florida and Georgia.

Restrictions apply. Discounts may vary. Not available in all states. See your agent for details. Insurance is underwritten by Farmers Insurance Exchange and other affiliated Insurance entities. Visit farmers.com for a complete listing of entities. Not all insurers are authorized to provide insurance in all states. Coverage not available in all states.