South Dakota Homeowners Insurance
What do you call home? Maybe it’s a ranch in the suburbs, a restored farmhouse, or a downtown high-rise. No matter where you live in South Dakota, your home is a special place you want to protect.
Home insurance coverage options in South Dakota
Farmers® gives you multiple options for covering your home and everything in it. You can customize your policy to suit your lifestyle and dwelling type:
- Single-family home
- Condo
- Mobile or manufactured
- Seasonal or vacation
- Rental property
- Older home
Typical homeowners insurance policies in South Dakota, cover damage caused by:
- Windstorms
- Hail
- Lightning strikes
- Fire
- Vandalism and theft
- Explosion
- Falling objects
- Damage caused by weight of snow or ice
South Dakota home insurance discounts
Farmers® builds value into every policy — but you may be eligible for even more savings.
We offer a variety of discounts for our home insurance customers based in South Dakota. For example:
Multi-policy

Protective devices

Non-smoker
See a list of potential home insurance discounts. Not all listed discounts are available in South Dakota.
View more coverage options in South Dakota
Auto insurance
Find out minimum state requirements for auto insurance in South Dakota, available discounts and more.
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