South Dakota Homeowners Insurance

What do you call home? Maybe it’s a ranch in the suburbs, a restored farmhouse, or a downtown high-rise. No matter where you live in South Dakota, your home is a special place you want to protect.

Home insurance coverage options in South Dakota

Farmers^® gives you multiple options for covering your home and everything in it. You can customize your policy to suit your lifestyle and dwelling type:

Single-family home
Condo
Mobile or manufactured
Seasonal or vacation
Rental property
Older home

Typical homeowners insurance policies in South Dakota, cover damage caused by:

Windstorms
Hail
Lightning strikes
Fire
Vandalism and theft
Explosion
Falling objects
Damage caused by weight of snow or ice

South Dakota home insurance discounts

Farmers^® builds value into every policy — but you may be eligible for even more savings.

We offer a variety of discounts for our home insurance customers based in South Dakota. For example:

Multi-policy

Protective devices

Non-smoker

See a list of potential home insurance discounts. Not all listed discounts are available in South Dakota.

View more coverage options in South Dakota

Auto insurance

Find out minimum state requirements for auto insurance in South Dakota, available discounts and more.

View car insurance details and discounts for South Dakota

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