South Dakota Car Insurance
The auto insurance coverage you need — with discounts available
Whether you drive a sports car, SUV, or luxury sedan, you recognize the need to protect your vehicles and financial assets.
Farmers® auto insurance gives you the freedom to design a policy around your specific needs. You may also qualify for discounts on your annual premium.
Learn more about Farmers auto coverage options for South Dakota drivers.
South Dakota auto insurance minimum coverage requirements
Below are the required auto coverage amounts in South Dakota. Keep in mind that these are state minimums, not the actual amounts you may want. Your local Farmers agent can help as you select the right level of coverage for your needs.
COVERAGE TYPE
SOUTH DAKOTA REQUIREMENTS
Bodily injury
$25,000 per person; $50,000 per accident
Property damage
$25,000 per accident
Uninsured motorist bodily injury
$25,000 per person; $50,000 per accident
Underinsured motorist property damage
$25,000 per accident; $50,000 per accident
COVERAGE TYPE
Bodily injury
SOUTH DAKOTA REQUIREMENTS
$25,000 per person; $50,000 per accident
COVERAGE TYPE
Property damage
SOUTH DAKOTA REQUIREMENTS
$25,000 per accident
COVERAGE TYPE
Uninsured motorist bodily injury
SOUTH DAKOTA REQUIREMENTS
$25,000 per person; $50,000 per accident
COVERAGE TYPE
Underinsured motorist property damage
SOUTH DAKOTA REQUIREMENTS
$25,000 per accident; $50,000 per accident
South Dakota auto insurance discounts
Farmers offers a variety of discounts for our car insurance customers based in South Dakota. For example:
Multi-vehicle
Youthful driver
Multi-policy
See a list of potential auto insurance discounts. Not all listed discounts are available in South Dakota.
View more coverage options in South Dakota
Home insurance
Your home is an investment, and you want to protect it like that. Learn more about our Home insurance offerings to help you build the policy that works best for your life style.
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