Ohio Homeowners Insurance
With a Farmers® home policy, you have the freedom to create a policy that reflects how you live and what matters most to you.
Home Insurance Coverage Options in Ohio
Farmers Smart Plan Home® in Ohio gives you three highly customizable packages as a starting point:
- Standard — Reduced coverage for a reduced price
- Enhanced — Provides higher coverage limits and extra features
- Premier — Comes with the highest coverage limits and greatest choice of features
Within each package, you have the flexibility to adjust coverage types and limits so that your home is covered the way you want.
Typical home insurance policies in Ohio offer coverage for damage caused by:
- Windstorms and hail
- Lightning strikes
- Vandalism and theft
- Damage caused by weight of snow or ice
Ohio home insurance discounts
Farmers® builds value into every policy —but you may be eligible for even more savings.
We offer a variety of discounts for our home insurance customers based in Ohio. For example:
See a list of potential auto insurance discounts. Not all listed discounts are available in Ohio.
Buy a Farmers® home policy, get a SimpliSafe home security system included.
With security system monitoring, you can also get a discount on your home policy.
View more coverage options in Ohio
Find out minimum state requirements for auto insurance in Ohio, available discounts, information on our Signal app and more.
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