With a Farmers® home policy, you have the freedom to create a policy that reflects how you live and what matters most to you.

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Home Insurance Coverage Options in Ohio

Farmers Smart Plan Home® in Ohio gives you three highly customizable packages as a starting point:

  • Standard — Reduced coverage for a reduced price
  • Enhanced — Provides higher coverage limits and extra features 
  • Premier — Comes with the highest coverage limits and greatest choice of features

Within each package, you have the flexibility to adjust coverage types and limits so that your home is covered the way you want.

Typical home insurance policies in Ohio offer coverage for damage caused by:

  • Windstorms and hail 
  • Lightning strikes 
  • Fire 
  • Vandalism and theft 
  • Explosion 
  • Damage caused by weight of snow or ice

Ohio home insurance discounts

Farmers® builds value into every policy —but you may be eligible for even more savings.

We offer a variety of discounts for our home insurance customers based in Ohio. For example:

Protective devices

See a list of potential home insurance discounts. Not all listed discounts are available in Ohio.

Buy a Farmers® home policy, get a SimpliSafe home security system included. 

With security system monitoring, you can also get a discount on your home policy.

Learn More


Smart home security that saves

Farmers is working with ADT Security Services to bring you the best of both businesses – ADT industry-leading smart home security, and outstanding coverage with a Farmers home policy. Farmers customers and prospective customers receive special ADT pricing.

View more coverage options in Ohio


Auto insurance

Find out minimum state requirements for auto insurance in Ohio, available discounts, information on our Signal app and more.

View car insurance details and discounts for Ohio

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