Ohio Insurance Discounts


Auto Insurance Discounts

With one of the biggest and most complex highway systems in the country, it’s even more important for Buckeyes to have smart Auto coverage at smarter prices.

Discounts for the Family

Discounts for the Family

Multi-line Discounts – Combine your Farmers Auto policy with any of the following Farmers policies to cover your important investments, and you may save with multi-policy discounts:

  • Home
  • Renters
  • Mobile Home / Speciality Dwelling
  • Farmers Specialty (Motorcycle, boat, motor home, etc.)
  • Life

Signal℠ by Farmers® - Signal is an app that analyzes the mechanics of your trips and driving style to help give you insights into your driving patterns. Get smarter about your driving habits, work toward reducing distractions, and earn an additional insurance discount.

Business and Professional Group - Farmers offers unique discounts to approved occupational groups in Ohio to bring their employees, retirees, and members better rates. Contact Us to see if you qualify.

Distant Student – Earn this discount if your child goes to school at least 100 miles away from your home, and doesn’t have regular access to the covered car.

Multi-Car – Cover more than one car under the same Farmers Auto policy and save.

Youthful Driver – Reduce your premium rate when you add your child or grandchild (24 or younger) to your policy. To qualify, they must have a valid driver’s license and your policy must be in force for at least 1 year.

Planning Ahead Discounts

Planning Ahead Discounts

Alternative Fuel – Save on your Auto insurance, and on your gas budget when you drive a hybrid, electric, or other alternative fuel car.

Electronic Funds Transfer (EFT) – Select EFT as your premium payment method, and we’ll lower your rates.

Homeowner – As the name implies, if you own your home, you may be eligible for this additional discount.

Pay In Full – Lower your rates if you decide to pay your full-term premium with one lump sum.

Transfer – Switch to Farmers Auto insurance and save with this discount.

Classroom Discounts

Classroom Discounts

Good Student  Students under 25 can lower their auto insurance rates when they do well in school. The Good Student Discount applies to any of the following:

  • High school students with at least “B” average
  • College students with a 3.0 (out of 4.0) grade point average or higher
  • Dean’s List or Honor Roll students
  • Students ranked in the top 20% of their class or in the top 20% in national standardized tests

Be ready to submit proof of eligibility (a copy of a report card, grade-point average, etc.) when requesting this discount.

Mature Driver – Senior Ohioans, 55 and older, can complete a state-approved Safe Driver Program for a discount on their auto insurance. If you’ve taken this course in the past 3 years, please let us know!

Home Insurance Discounts

See the ways Farmers rewards you for smart and safe homeowner habits, and how even little things can save you big on your insurance.

Discounts for the Household

Discounts for the Household

Affinity - Farmers offers discounts to employees, members, and even retirees of certain professional groups and occupations. Contact us or a Farmers agent to see if you qualify.

Multi-line Discounts - Adding a Farmers Home, Auto and/or Life policy helps protect your investments, and may mean savings on your insurance premium.

Home Upkeep Discounts

Home Upkeep Discounts

Home Renovation - Home renovations to your heating and electrical or plumbing systems make your home more energy efficient, helping to save you money in the long-term. These recent renovations can also help save money on your Home insurance.

New Home - Moving into a new home is truly a great feeling. Saving cash on top of that isn’t too bad either.

New Roof - Here’s another insurance discount that keeps giving, for as long as 6 years after a roof replacement.

UL Approved Roofing Materials - Because some kinds of roofs are more durable than others, Farmers will reward homes with impact-tested asphalt or fiberglass shingles approved by Underwriters Laboratories.

Home Safety Discounts

Home Safety Discounts

Home Safety - Your home might be specialized to be more efficient and avoid losses. Home safety and environmental features like reinforced windows and walls, water leak or gas valve shut offs, or EPA, ENERGY STAR, or LEED certification may qualify you for a discount.

Protective Devices - Safety investments don’t get more basic than a fire alarm, security system, and/or internal sprinkler system. And at Farmers, we reward safe investments with discounts!

Simplify and save

Find out about multi-line insurance discounts when you buy an auto policy with a home policy.

You may be eligible for one or more of these discounts, subject to documentation. Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. Not all products and discounts are available in every state.  Please contact a Farmers agent for details.

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