New Jersey Homeowners Insurance
What do you call home? Maybe it’s a ranch in the suburbs, a restored farmhouse, or a downtown high-rise. No matter where you live in New Jersey, your home is a special place you want to protect.
Home Insurance Coverage Options in New Jersey
Farmers® gives you multiple options for covering your home and everything in it. You can customize your policy to suit your lifestyle and dwelling type:
- Single-family home
- Condo
- Mobile or manufactured
- Seasonal or vacation
- Rental property
- Older home
Typical homeowners insurance policies in New Jersey cover damage caused by:
- Windstorms
- Hail
- Lightning strikes
- Fire
- Vandalism and theft
- Explosion
- Falling objects
- Damage caused by weight of snow or ice
New Jersey home insurance discounts
Farmers® builds value into every policy — but you may be eligible for even more savings.
We offer a variety of discounts for our home insurance customers based in New Jersey. For example:
Multi-policy

Protective devices

Non-smoker
See a list of potential home insurance discounts. Not all listed discounts are available in New Jersey.
View more coverage options in New Jersey
Auto insurance
Find out minimum state requirements for auto insurance in New Jersey, available discounts and more.
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