NEW JERSEY HOMEOWNERS INSURANCE

What do you call home? Maybe it’s a ranch in the suburbs, a restored farmhouse, or a downtown high-rise. No matter where you live in New Jersey, your home is a special place you want to protect.

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Have more questions?

Get in touch with a Farmers agent in New Jersey

Home Insurance Coverage Options in New Jersey

Farmers® gives you multiple options for covering your home and everything in it. You can customize your policy to suit your lifestyle and dwelling type:

Single-family home
Condo
Mobile or manufactured
Seasonal or vacation
Rental property
Older home

Typical homeowners insurance policies in New Jersey cover damage caused by:

Windstorms
Hail
Lightning strikes
Fire
Vandalism and theft
Explosion
Falling objects
Damage caused by weight of snow or ice

New Jersey home insurance discounts

Farmers^® builds value into every policy — but you may be eligible for even more savings.

We offer a variety of discounts for our home insurance customers based in New Jersey. For example:

Multi-policy

Protective devices

Non-smoker

See a list of potential home insurance discounts. Not all listed discounts are available in New Jersey.

Smart home security that saves

Farmers is working with ADT^™ Security Services to bring you the best of both businesses – ADT industry-leading smart home security, and outstanding coverage with a Farmers home policy. Farmers customers and prospective customers receive special ADT pricing.

View more coverage options in New Jersey

Auto insurance

Find out minimum state requirements for auto insurance in New Jersey, available discounts and more.

View car insurance details and discounts for New Jersey

Learn From Experience

Expand your knowledge base with articles relevant to you.

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Advertisement produced on behalf of the following specific insurers and seeking to obtain business for insurance underwritten by Farmers Insurance Exchange, Fire Insurance Exchange, Truck Insurance Exchange, Mid-Century Insurance Company, Civic Property and Casualty Company, Exact Property and Casualty Company, Neighborhood Spirit Property and Casualty Company, Farmers Insurance Company of Washington (Bellevue, WA) or affiliates. In TX: insurance is underwritten by Farmers Insurance Exchange, Fire Insurance Exchange, Truck Insurance Exchange, Mid-Century Insurance Company, Farmers Texas County Mutual Insurance Company, Mid-Century Insurance Company of Texas or Texas Farmers Insurance Company. In NY: insurance is underwritten by Farmers Insurance Exchange, Truck Insurance Exchange, Mid-Century Insurance Company or Farmers New Century Insurance Company. Home office, Los Angeles, CA.

Each of following insurers who transact business in California are domiciled in California and have their principal place of business in Los Angeles, CA: Farmers Insurance Exchange (#R 201), Fire Insurance Exchange (#1267-4), Truck Insurance Exchange (#1199-9), Mid-Century Insurance Company (#1428-2), Civic Property and Casualty Company (#4241-6), Exact Property and Casualty Company (#4240-8), Neighborhood Spirit Property and Casualty Company (#4242-4).

Life insurance issued by Farmers New World Life Insurance Company, a Washington domestic company: 3120 139^th Ave. SE, Ste. 300 Bellevue, WA 98005 (CA#: 0378-0). Farmers New World Life is not licensed and does not solicit or sell in the state of New York.

Securities offered through Farmers Financial Solutions, LLC, (In NY: Farmers Financial Solutions and Insurance Agency), 31051 Agoura Road, Westlake Village, CA 91361. Member FINRA & SIPC

Each insurer has sole financial responsibility for its own insurance. List of all insurers at farmers.com. Not all insurers are authorized in all states. Not all products, coverages, features and discounts are available in every state and may vary by state. Restrictions, exclusions, limits, and conditions apply. See agent for details.