With identity theft becoming more common and costly, having Farmers Identity Shield may give you some peace of mind for only pennies a day. This coverage can be added to your policy by endorsement providing coverage for losses due to identity theft; credit and public records monitoring, and identity or travel documents replacement.
Below are some of the features of Farmers Identity Shield that will help you fight the ever increasing threat of identity theft.
Victims of identity theft or those who suspect they may be victims receive:
Identity resolution services for the entire household.
24/7 access to an advocate at Identity Theft 911® to guide the victim through the identity recovery process.
Preparation of correspondence necessary to notify all relevant parties of the fraud (credit bureaus, financial institutions, etc.).
Creation and maintenance of a case file of all phone calls, documents and results.
Assistance in placing fraud alerts and security freezes with credit bureaus.
Even if you are not a victim of identity theft:
Professional on call to answer questions regarding identity safety concerns.
Assistance in replacing lost, stolen or damaged identification documents (birth certificate, passport, etc.).
E-mail tips and news to help prevent identity theft.
Access to Farmers' informative Web site FarmersIdentityShield.com.
Farmers Identity Shield also provides specialized services for military members, families with children and those who have lost a spouse. It also provides unique services for those traveling abroad.
With so much coverage and so many services included for pennies a day, Farmers Identity Shield is a phenomenal value. More importantly, it may help provide you some peace of mind during a time when identity theft can happen to anyone.
Note: Because Farmers Identity Shield is an endorsement, you will need to have an underlying Farmers Homeowners or Renters policy.
Identity theft can hit you no matter where you live or what your income. Know how to protect yourself:
Identity theft is the fastest growing crime in the U.S. It has been listed as the #1 consumer complaint for 12 consecutive years. The crime can be devastating, and is often costly and time-consuming to resolve. According to the Federal Trade Commission:
Identity theft has become so prevalent that most people, if not victims themselves, know someone who has been a victim. Farmers Identity Shield is a comprehensive solution that can help you safeguard your good name.
Sources: 2014 Federal Trade Commission; 2014 Javelin Strategy & Research
Check FarmersIdentityShield.com for more tips, plus daily updates on the latest schemes and tricks ID thieves use.