Homeowners Insurance Discounts

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How to Get Homeowners Insurance Discounts

Farmers® builds value into every policy — but you may be eligible for even more savings if you take actions like these.

Enhance your home’s safety and security

Making your home as safe as possible can help reduce the risk of fire and theft. So you may earn discounts if you secure your doors and windows with dead bolts and strong locks. Other actions you can take include installing:

A security system with an outside signal and connection to local police
A fire alarm that automatically alerts the local fire department

Be sure to let your agent know if you make changes or add these items to your home so you can see if you are eligible for any available discounts.

Don’t smoke

Because smoking raises the risk of fire damage, nonsmokers may qualify for lower homeowners insurance premiums by way of discounts. In most states, Farmers offers a discount if all members of a household haven’t smoked in the past two years.

Purchase multiple policy lines from Farmers

You’ll get more than convenience when you buy multiple policy lines from Farmers — you might also receive multiline discounts on each policy. Remember to ask your agent about pricing for auto and personal umbrella coverage when you request a homeowners insurance quote.

See if you’re eligible for additional savings

Are you a teacher, police officer, firefighter, member of the military, doctor, nurse, dentist, engineer or other professional? You may be eligible for a discount because of your career choice. And you may qualify for other discounts, regardless of your profession.

Your Farmers agent will be happy to help answer questions as you decide which coverage you want.

T Advertisement produced on behalf of the following specific insurers and seeking to obtain business for insurance underwritten by Farmers Insurance Exchange, Fire Insurance Exchange, Truck Insurance Exchange, Mid-Century Insurance Company, Civic Property and Casualty Company, Exact Property and Casualty Company, Neighborhood Spirit Property and Casualty Company, Farmers Insurance Company of Washington (Bellevue, WA) or affiliates. In TX: insurance is underwritten by Farmers Insurance Exchange, Fire Insurance Exchange, Truck Insurance Exchange, Mid-Century Insurance Company, Farmers Texas County Mutual Insurance Company, Mid-Century Insurance Company of Texas or Texas Farmers Insurance Company. In NY: insurance is underwritten by Farmers Insurance Exchange, Truck Insurance Exchange, Mid-Century Insurance Company or Farmers New Century Insurance Company. Home office, Los Angeles, CA.

Each of following insurers who transact business in California are domiciled in California and have their principal place of business in Los Angeles, CA: Farmers Insurance Exchange (#R 201), Fire Insurance Exchange (#1267-4), Truck Insurance Exchange (#1199-9), Mid-Century Insurance Company (#1428-2), Civic Property and Casualty Company (#4241-6), Exact Property and Casualty Company (#4240-8), Neighborhood Spirit Property and Casualty Company (#4242-4).

Life insurance issued by Farmers New World Life Insurance Company, a Washington domestic company: 3120 139^th Ave. SE, Ste. 300 Bellevue, WA 98005 (CA#: 0378-0). Farmers New World Life is not licensed and does not solicit or sell in the state of New York.

Securities offered through Farmers Financial Solutions, LLC, (In NY: Farmers Financial Solutions and Insurance Agency), 31051 Agoura Road, Westlake Village, CA 91361. Member Financial Industry Regulatory Authority & Securities Investor Protection Corporation

Each insurer has sole financial responsibility for its own insurance. List of all insurers at farmers.com. Not all insurers are authorized in all states. Not all products, coverages, features and discounts are available in every state and may vary by state. Restrictions, exclusions, limits, and conditions apply. See agent for details.