Homeowners Insurance Discounts to Help You Save

Here are just some of the ways you can save:

  • Bundle Farmers Car & Homeowner policies and save on both.
  • Home improvements like renovations or a new roof can qualify you for discounts.
  • Non-smoker? Good for you! Non-smokers can get a Home insurance discount.


Depending on your state, you may be eligible for a variety of Homeowners insurance discounts. Check out some of our most popular discounts, and talk to a Farmers agent to see which insurance discounts you qualify for.


Farmers offers discounts to Homeowners who:

  1. 1

    Protect their home with security and fire protection devices.

  2. 2

    Updated their home’s major systems (plumbing, electrical, and heating) recently.

  3. 3

    Replaced their roof in the past few years.

  4. 4

    Don’t smoke, to lower the risk of fires and smoke damage.

  5. 5

    Bundle multiple Farmers policies, covering their car, their life, and their home together.

* Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. See the Insurance Terms Glossary for full descriptions.

This brief summary is not a policy document. Please read the actual policy documents for your state for important details on coverages, exclusions, limits, conditions and terms. If there is any conflict between this summary and the policy documents, the policy documents will control. Not all products and discounts are available in every state.