California Car Insurance
Here is some important information on auto insurance requirements and discounts in California. Did you know that each state has its own car insurance coverage requirements? Learn more about minimum requirements and available discounts in California.
California auto insurance minimum coverage requirements
Below are the required auto coverage amounts in California. Keep in mind that these are state minimums, not the actual amounts you may want. Your local Farmers agent can help as you select the coverage you want for your needs.
COVERAGE TYPE
CALIFORNIA REQUIREMENTS
Bodily injury
$15,000 per person; $30,000 per accident
Property damage
$5,000 per accident
Uninsured motorist bodily injury
$15,000 per person; $30,000 per accident
Uninsured motorist property damage
$3,500 per accident
COVERAGE TYPE
Bodily injury
CALIFORNIA REQUIREMENTS
$15,000 per person; $30,000 per accident
COVERAGE TYPE
Property damage
CALIFORNIA REQUIREMENTS
$5,000 per accident
COVERAGE TYPE
Uninsured motorist bodily injury
CALIFORNIA REQUIREMENTS
$15,000 per person; $30,000 per accident
COVERAGE TYPE
Uninsured motorist property damage
CALIFORNIA REQUIREMENTS
$3,500 per accident
California auto insurance discounts
Farmers offers a variety of discounts for our car insurance customers based in California. For example:

Multi-vehicle
You could save on your Auto insurance when you purchase multiple vehicle policies from qualifying Farmers companies.
Multi-policy
You could save on your Auto insurance when you purchase two or more qualifying policies (like Home, Umbrella, Life, Business Boat, or Motorcycle) from Farmers.
California Driver Discount
Take the pledge with your new driver to qualify for an auto insurance discount. Download the pledge, take the quiz, and sign the New Driver Agreement for savings of up to 10%.
Safety Quiz and Agreement
See a list of potential auto insurance discounts. Not all listed discounts are available in California.
View more coverage options in California
Home insurance
Your home is an investment, and you want to protect it like that. Learn more about our Home insurance offerings to help you build the policy that works best for your life style.
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