Montana Homeowners Insurance Coverage

Home Insurance Coverage Options in Montana

Farmers^® gives you multiple options for covering your home and everything in it. You can customize your policy to suit your lifestyle and dwelling type:

Single-family home
Condo
Mobile or manufactured
Seasonal or vacation
Rental property
Older home

Typical homeowners insurance policies in Montana cover damage caused by:

Windstorms
Hail
Lightning strikes
Fire
Vandalism and theft
Explosion
Falling objects
Damage caused by vehicles
Damage caused by weight of snow or ice

Montana home insurance discounts

Farmers^® builds value into every policy — but you may be eligible for even more savings.

We offer a variety of discounts for our home insurance customers based in Montana. For example:

Multi-policy

Protective devices

Non-smoker

See a list of potential home insurance discounts. Not all listed discounts are available in Montana.

View more coverage options in Montana

Auto insurance

Find out minimum state requirements for auto insurance in Montana, available discounts and more.

View car insurance details and discounts for Montana

Learn From Experience

Expand your knowledge base with articles relevant to you.

A Home Addition Can Mean Extra Income, More Room for Family — Or Even a Dream Home

A modern take on the granny flat, the ADU, or Accessory Dwelling Unit, is going viral. Building one can be arduous and expensive, but these homeowners say they’re glad they did it.