MICHIGAN CAR INSURANCE

Here is some important information on auto insurance requirements and discounts in Michigan. Did you know that each state has its own car insurance coverage requirements, or that you could earn discounts for being a safe driver? Learn more about minimum requirements and available discounts in Michigan.

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Michigan auto insurance minimum coverage requirements

Below are the required auto coverage amounts in Michigan. Keep in mind that these are state minimums, not the actual amounts you may want. Your local Farmers agent can help as you select the coverage you want for your needs.

COVERAGE TYPE	MICHIGAN REQUIREMENTS
COVERAGE TYPE	Bodily injury	MICHIGAN REQUIREMENTS	$20,000 per person; $40,000 per accident
COVERAGE TYPE	Property damage	MICHIGAN REQUIREMENTS	$10,000 per accident
COVERAGE TYPE	Uninsured motorist bodily injury	MICHIGAN REQUIREMENTS	$20,000 per person; $40,000 per accident
COVERAGE TYPE	Property protection	MICHIGAN REQUIREMENTS	$1 million per accident
COVERAGE TYPE	Personal injury protection	MICHIGAN REQUIREMENTS	Unlimited

Michigan auto insurance discounts

Farmers offers a variety of discounts for our car insurance customers based in Michigan. For example:

Multi-vehicle

Youthful driver

Multi-policy

See a list of potential auto insurance discounts. Not all listed discounts are available in Michigan.

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Signal by Farmers®

Earn rewards for safe driving with Signal, the mobile app that pays you in discounts.

Learn more about Signal

View more coverage options in Michigan

Home insurance

Your home is an investment, and you want to protect it like that. Learn more about our Home insurance offerings to help you build the policy that works best for your life style.

View home coverage details for Michigan

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Advertisement produced on behalf of the following specific insurers and seeking to obtain business for insurance underwritten by Farmers Insurance Exchange, Fire Insurance Exchange, Truck Insurance Exchange, Mid-Century Insurance Company, Civic Property and Casualty Company, Exact Property and Casualty Company, Neighborhood Spirit Property and Casualty Company, Farmers Insurance Company of Washington (Bellevue, WA) or affiliates. In TX: insurance is underwritten by Farmers Insurance Exchange, Fire Insurance Exchange, Truck Insurance Exchange, Mid-Century Insurance Company, Farmers Texas County Mutual Insurance Company, Mid-Century Insurance Company of Texas or Texas Farmers Insurance Company. In NY: insurance is underwritten by Farmers Insurance Exchange, Truck Insurance Exchange, Mid-Century Insurance Company or Farmers New Century Insurance Company. Home office, Los Angeles, CA.

Each of following insurers who transact business in California are domiciled in California and have their principal place of business in Los Angeles, CA: Farmers Insurance Exchange (#R 201), Fire Insurance Exchange (#1267-4), Truck Insurance Exchange (#1199-9), Mid-Century Insurance Company (#1428-2), Civic Property and Casualty Company (#4241-6), Exact Property and Casualty Company (#4240-8), Neighborhood Spirit Property and Casualty Company (#4242-4).

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Securities offered through Farmers Financial Solutions, LLC, (In NY: Farmers Financial Solutions and Insurance Agency), 31051 Agoura Road, Westlake Village, CA 91361. Member FINRA & SIPC

Each insurer has sole financial responsibility for its own insurance. List of all insurers at farmers.com. Not all insurers are authorized in all states. Not all products, coverages, features and discounts are available in every state and may vary by state. Restrictions, exclusions, limits, and conditions apply. See agent for details.