Signal℠ by Farmers® - Signal is an app that analyzes the mechanics of your trips and driving style to help give you insights into your driving patterns. Get smarter about your driving habits, work toward reducing distractions, and earn an additional insurance discount.
Distant Student – A discount for policyholders that cover a student who goes to school at least 100 miles away from the home, and doesn’t have regular access to your covered car.
Multi-Car – Cover multiple vehicles under the same Farmers Insurance policy, and save.
Youthful Driver – Add a child or grandchild to your policy, 24 and younger, and you may be eligible for this rate discount.
Electronic Funds Transfer (EFT) – Reduce your rate and the chances of missing a payment when you enroll in Automatic Electronic Payments.
Homeowner – Get a lower Auto insurance rate if you own your home.
Pay In Full – Choose to pay your entire premium in one lump installment this term, and we’ll lower your rate with a discount.
Transfer – Switch to Farmers from another approved insurance carrier, and you may be eligible for an additional rate discount.
Be ready to submit proof of eligibility (a copy of a report card, grade-point average, etc.) when requesting this discount.
Mature Driver – Senior drivers 55 and older can complete a state-approved Safe Driver Program for an extra discount on their bodily injury, property damage, medical payments, and collision coverage. If you’ve taken a course like this in the past 3 years, you’re eligible for this discount.
From the city to the suburbs and everywhere in between…wherever you call home in Michigan, protect it with smart Homeowners coverage at smarter prices with Farmers.
Affinity – Employees, retirees, and members of approved business and professional groups in Michigan may be eligible for an additional premium discount. Contact us to see if you qualify.
Multi-line Discounts – A discount is available for Farmers customers who carry Home insurance along with Farmers Auto and/or Life insurance.
New Home – If your home was built within the past 13 years, you’re eligible for this added discount.
New Roof – Earn this discount if you’ve replaced or built a new roof for your home sometime in the past 6 years.
UL Approved Roofing Materials – Roofs made of impact resistant materials, approved and tested by Underwriting Laboratories, like asphalt shingles or asphalt fiberglass, may qualify for this discount.
Protected Devices – Protect your home with a burglar alarm, central fire alarms, or fire protection sprinklers and Farmers will reward you with premium discounts.
You may be eligible for one or more of these discounts, subject to documentation. Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. Not all products and discounts are available in every state. Please contact a Farmers agent for details.