Massachusetts Homeowners Insurance

With Farmers® home insurance, you could build a policy that reflects how you live and what matters most to you.

Home Insurance Coverage Options in Massachusetts

Farmers® givesyou multiple options for covering your home. We can help you build your policy to suit your lifestyle and dwelling type:

  • Single-family home
  • Condo 
  • Mobile or manufactured 
  • Seasonal or vacation 
  • Rental property 
  • Older home  

Typical homeowners insurance policies in Massachusetts cover damage caused by:

  • Windstorms
  • Hail 
  • Lightning strikes 
  • Fire 
  • Vandalism and theft 
  • Explosion 
  • Falling objects 
  • Damage caused by weight of snow or ice

Massachusetts home insurance discounts

Farmers® builds value into every policy — but you may be eligible for even more savings.

We offer a variety of discounts for our home insurance customers based in Massachusetts. For example:

multi-policy icon


Protective devices icon

Protective devices

non-smoker icon


See a list of potential home insurance discounts. Not all listed discounts are available in Massachusetts.

View more coverage options in Massachusetts

auto icon

Auto insurance

Find out minimum state requirements for auto insurance in Massachusetts, available discounts and more.

View car insurance details and discounts for Massachusetts

Learn From Experience

Expand your knowledge base with articles relevant to you.

Your Roof Can't Wear a Puffy Coat in Cold Weather. Here's How You Can Keep It Cozy.

During snow and ice season, ice dams are an invisible threat that can cause major damage to your home and roof. Learn how you can help to keep them from forming.

Genius Ideas for Disaster-proofing Heirlooms and Mementos in Your Home

Professional conservators and curators offer ideas to help you protect your family's treasures when faced with even the worst calamities.

How Much Homeowners Liability Coverage Should I Consider?

The more assets you have, the more vulnerable they become if someone sues you. Read more to understand how much liability coverage you may want.