Massachusetts Car Insurance

The auto coverage you need — with discounts available

Whether you drive a sports car, SUV, or luxury sedan, you recognize the need to protect your vehicles and financial assets.

Farmers® auto insurance could help you build a car insurance policy around your needs.

You may also qualify for discounts on your annual premium. Learn more about Farmers auto coverage options for Massachusetts drivers.

Massachusetts auto insurance minimum coverage requirements

Below are the required auto coverage amounts in Massachusetts. Keep in mind that these are state minimums, not the actual amounts you may want. Your local Farmers agent can help as you select the right level of coverage for your needs.

COVERAGE TYPE

MASSACHUSETTS REQUIREMENTS

Bodily injury

$20,000 per person; $40,000 per accident

Property damage

$5,000 per accident

Personal injury protection

$8,000

Uninsured motorist bodily injury

$20,000 per person; $40,000 per accident

COVERAGE TYPE

Bodily injury

MASSACHUSETTS REQUIREMENTS

$20,000 per person; $40,000 per accident

COVERAGE TYPE

Property damage

MASSACHUSETTS REQUIREMENTS

$5,000 per accident

COVERAGE TYPE

Personal injury protection

MASSACHUSETTS REQUIREMENTS

$8,000

COVERAGE TYPE

Uninsured motorist bodily injury

MASSACHUSETTS REQUIREMENTS

$20,000 per person; $40,000 per accident

Massachusetts auto insurance discounts

Farmers offers a variety of discounts for our car insurance customers based in Massachusetts. For example:

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Multi-vehicle

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Youthful driver

multi-policy icon

Multi-policy

See a list of potential auto insurance discounts. Not all listed discounts are available in Massachusetts.

View more coverage options in Massachusetts

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Home insurance

Your home is an investment, and you want to protect it like that. Learn more about our Home insurance offerings to help you build the policy that works best for your lifestyle.

View home insurance coverage details for Massachusetts

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