Massachusetts auto insurance minimum coverage requirements
Below are the required auto coverage amounts in Massachusetts. Keep in mind that these are state minimums, not the actual amounts you may want. Your local Farmers agent can help as you select the right level of coverage for your needs.
COVERAGE TYPE
MASSACHUSETTS REQUIREMENTS
Bodily injury
$20,000 per person; $40,000 per accident
Property damage
$5,000 per accident
Personal injury protection
$8,000
Uninsured motorist bodily injury
$20,000 per person; $40,000 per accident
COVERAGE TYPE
Bodily injury
MASSACHUSETTS REQUIREMENTS
$20,000 per person; $40,000 per accident
COVERAGE TYPE
Property damage
MASSACHUSETTS REQUIREMENTS
$5,000 per accident
COVERAGE TYPE
Personal injury protection
MASSACHUSETTS REQUIREMENTS
$8,000
COVERAGE TYPE
Uninsured motorist bodily injury
MASSACHUSETTS REQUIREMENTS
$20,000 per person; $40,000 per accident
Massachusetts auto insurance discounts
Farmers offers a variety of discounts for our car insurance customers based in Massachusetts. For example:

Multi-vehicle
Youthful driver
Multi-policy
See a list of potential auto insurance discounts. Not all listed discounts are available in Massachusetts.
View more coverage options in Massachusetts
Home insurance
Your home is an investment, and you want to protect it like that. Learn more about our Home insurance offerings to help you build the policy that works best for your lifestyle.
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