Louisiana Car Insurance

The auto coverage you need — with discounts available

Whether you drive a sports car, SUV, or luxury sedan, you recognize the need to protect your vehicles and financial assets.

Farmers® auto insurance could help you build a car insurance policy around your needs.

You may also qualify for discounts on your annual premium. Learn more about Farmers auto coverage options for Louisiana drivers.

Louisiana auto insurance minimum coverage requirements

Below are the required auto coverage amounts in Louisiana. Keep in mind that these are state minimums, not the actual amounts you may want. Your local Farmers agent can help as you select the right level of coverage for your needs.



Bodily injury

$15,000 per person; $30,000 per accident

Property damage

$25,000 per accident


Bodily injury


$15,000 per person; $30,000 per accident


Property damage


$25,000 per accident

Louisiana auto insurance discounts

Farmers offers a variety of discounts for our car insurance customers based in Louisiana. For example:

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Youthful driver

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See a list of potential auto insurance discounts. Not all listed discounts are available in Louisiana.

Drive safe and save with Signal

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Signal by Farmers®

Earn rewards for safe driving with Signal, the mobile app that pays you in discounts.

Learn more about Signal

View more coverage options in Louisiana

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Home insurance

Your home is an investment, and you want to protect it like that. Learn more about our Home insurance offerings to help you build the policy that works best for your lifestyle.

View home insurance coverage details for Louisiana

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