LOUISIANA HOMEOWNERS INSURANCE

With Farmers® home insurance, you could build a policy that reflects how you live and what matters most to you.

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Home Insurance Coverage Options in Louisiana

Farmers builds value into every home policy with:

  • Declining Deductibles® — Earn $50 toward your deductible each year.
  • Claims Free Discount® — Receive a discount if you’ve been claim-free for three years.
  • Claim Forgiveness — Your premium won’t increase due to a claim if you’ve been claim-free with Farmers for five years.
  • Cosmetic Damage Coverage — File a claim for functional damage, and we’ll cover related cosmetic damage as well.

Typical home insurance policies offer coverage for damage caused by:

  • Windstorms
  • Hail 
  • Lightning strikes 
  • Fire 
  • Vandalism and theft 
  • Explosion 
  • Falling objects 
  • Damage caused by weight of snow or ice

Louisiana homeowners insurance discounts

Farmers® builds value into every policy — but you may be eligible for even more savings.

We offer a variety of discounts for our home insurance customers based in Louisiana. For example:

Multi-policy
Protective devices
Non-smoker

See a list of potential home insurance discounts. Not all discounts available in Louisiana.

Smart home security that saves

Farmers is working with ADT Security Services to bring you the best of both businesses – ADT industry-leading smart home security, and outstanding coverage with a Farmers home policy. Farmers customers and prospective customers receive special ADT pricing.


View more coverage options in Louisiana

 

Auto insurance

Find out minimum state requirements for auto insurance in Louisiana, available discounts and more.

View car insurance details and discounts for Louisiana


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