Home Insurance Coverage Options in Louisiana
Farmers builds value into every home policy with:
- Declining Deductibles® — Earn $50 toward your deductible each year.
- Claims Free Discount® — Receive a discount if you’ve been claim-free for three years.
- Claim Forgiveness — Your premium won’t increase due to a claim if you’ve been claim-free with Farmers for five years.
- Cosmetic Damage Coverage — File a claim for functional damage, and we’ll cover related cosmetic damage as well.
Typical home insurance policies offer coverage for damage caused by:
- Lightning strikes
- Vandalism and theft
- Falling objects
- Damage caused by weight of snow or ice
Louisiana homeowners insurance discounts
Farmers® builds value into every policy — but you may be eligible for even more savings.
We offer a variety of discounts for our home insurance customers based in Louisiana. For example:
See a list of potential home insurance discounts. Not all listed discounts are available in Louisiana.
View more coverage options in Louisiana
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