Home Insurance Coverage Options in Louisiana
Farmers builds value into every home policy with:
- Declining Deductibles® — Earn $50 toward your deductible each year.
- Claims Free Discount® — Receive a discount if you’ve been claim-free for three years.
- Claim Forgiveness — Your premium won’t increase due to a claim if you’ve been claim-free with Farmers for five years.
- Cosmetic Damage Coverage — File a claim for functional damage, and we’ll cover related cosmetic damage as well.
Typical home insurance policies offer coverage for damage caused by:
- Lightning strikes
- Vandalism and theft
- Falling objects
- Damage caused by weight of snow or ice
Louisiana homeowners insurance discounts
Farmers® builds value into every policy — but you may be eligible for even more savings.
We offer a variety of discounts for our home insurance customers based in Louisiana. For example:
See a list of potential home insurance discounts. Not all listed discounts are available in Louisiana.
View more coverage options in Louisiana
Find out minimum state requirements for auto insurance in Louisiana, available discounts and more.
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