Home Insurance Coverage Options in Kentucky
Farmers Smart Plan Home® packages as a starting point:
- Standard — Reduced coverage for a reduced price
- Enhanced — Provides higher coverage limits and extra features
- Premier — Comes with the highest coverage limits and greatest choice of features
Within each package, you have the flexibility to adjust coverage types and limits so that your home is covered the way you want.
Typical home insurance policies in Kentucky offer coverage for damage caused by:
- Windstorms and hail
- Lightning strikes
- Vandalism and theft
- Falling objects
- Damage caused by weight of snow or ice
Kentucky home insurance discounts
Farmers® builds value into every policy —but you may be eligible for even more savings.
We offer a variety of discounts for our home insurance customers based in Kentucky. For example:
See a list of potential home insurance discounts. Not all listed discounts are available in Kentucky.
View more coverage options in Kentucky
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