Home Insurance Coverage Options in Colorado
Farmers Smart Plan Home® in Colorado gives you three highly customizable packages as a starting point:
- Standard — Reduced coverage for a reduced price
- Enhanced — Provides higher coverage limits and extra features
- Premier — Comes with the highest coverage limits and greatest choice of features
Within each package, you have the flexibility to adjust coverage types and limits so that your home is covered the way you want.
Typical home insurance policies in Colorado offer coverage for damage caused by:
- Windstorms and hail
- Lightning strikes
- Vandalism and theft
- Falling objects
- Damage caused by weight of snow or ice
Colorado home insurance discounts
Farmers® builds value into every policy — but you may be eligible for even more savings.
We offer a variety of discounts for our home insurance customers based in Colorado. For example:
See a list of potential home insurance discounts. Not all listed discounts are available in Colorado.
View more coverage options in Colorado
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