Colorado Car Insurance
Here is some important information on auto insurance requirements and discounts in Colorado. Did you know that each state has its own car insurance coverage requirements, or that you could earn discounts for being a safe driver? Learn more about minimum requirements and available discounts in Colorado.
Colorado auto insurance minimum coverage requirements
Below are the required auto coverage amounts in Colorado. Keep in mind that these are state minimums, not the actual amounts you may want. Your local Farmers agent can help as you select the coverage you want for your needs.
COVERAGE TYPE
COLORADO REQUIREMENTS
Bodily injury
$25,000 per person; $50,000 per accident
Property damage
$25,000 per accident
Uninsured motorist bodily injury
$25,000 per person; $50,000 per accident
Medical payments
$5,000 per accident
COVERAGE TYPE
Bodily injury
COLORADO REQUIREMENTS
$25,000 per person; $50,000 per accident
COVERAGE TYPE
Property damage
COLORADO REQUIREMENTS
$25,000 per accident
COVERAGE TYPE
Uninsured motorist bodily injury
COLORADO REQUIREMENTS
$25,000 per person; $50,000 per accident
COVERAGE TYPE
Medical payments
COLORADO REQUIREMENTS
$5,000 per accident
Colorado auto insurance discounts
Farmers offers a variety of discounts for our car insurance customers based in Colorado. For example:

Multi-vehicle
Youthful driver
Multi-policy
See a list of potential auto insurance discounts. Not all listed discounts are available in Colorado.
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Home insurance
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