It can be difficult to shop for insurance if you’re not sure what the different types of auto insurance are. Are you covered adequately? What does liability coverage cover? Just how comprehensive is comprehensive coverage?
We are here to help demystify the often confusing world of car and auto insurance and help you have all the resources you may need.
You might be looking to build your own personalized auto coverage plan, or maybe you would like to have a little more knowledge about a necessary part of car ownership. Regardless of the circumstances, we want you to be as educated as you can be. Below is a quick overview of various car insurance coverage types:
You might also hear the term Gap Insurance. This isn’t a coverage offered by Farmers — in fact, it’s most frequently sold by car dealers during the purchase process. What gap insurance covers is the difference between the amount you owe on your car and its value in the event of a total loss. It’s worth your consideration when you borrow more than a car is worth.
Now that you know what types of auto coverage are available, get a quote for the coverage that works best for you.
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Umbrella insurance helps cover your financial responsibility for injury or loss to someone else. It supplements the liability coverage provided by your home and auto policies. It’s an affordable way to protect your assets in case of a lawsuit. Umbrella coverage limits range from $1 million to $10 million.