LEARN FROM EXPERIENCE
by Farmers
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Home Ownership Articles

4 Minute Read

Who Pays Closing Costs?

4 Minute Read

Will a Smoke Detector Detect Carbon Monoxide?

4 Minute Read

What Is Hazard Insurance for Homeowners?

4 Minute Read

What Is Earnest Money?

5 Minute Read

How to Lower Utility Bills

5 Minute Read

What Is the Right of First Refusal Clause?

4 Minute Read

What Does Homeowners Insurance Cover?

Learn what homeowners insurance typically covers — including your home, belongings and liability — plus common exclusions and optional protections.

5 Minute Read

How Do Rent-to-Own Homes Work?

Learn how rent-to-own homes work, including types of agreements, key advantages for aspiring homeowners and what to watch out for.

4 Minute Read

How to Insure Jewelry: Coverage Options & Steps

5 Minute Read

How to Shop for Homeowners Insurance: A Step-by-Step Guide

4 Minute Read

Does Homeowners Insurance Cover Theft?

4 Minute Read

Mortgage Insurance vs. Homeowners Insurance

4 Minute Read

High-Risk Homeowners Insurance Explained

5 Minute Read

Building vs. Buying a Home: Key Considerations

6 Minute Read

Moving? Here’s What You Need to Know

Here are a few things you should know if you're moving to a new home. Moving can be stressful, but getting insurance doesn’t have to be.

2 Minute Read

What Is a Homeowners Insurance Declarations Page?

A homeowners insurance declaration page is a summary of key details of your insurance policy. Learn what information is typically included in this document.

2 Minute Read

What Factors May Impact the Cost of Homeowners Insurance?

2 Minute Read

Is Homeowners Insurance Tax Deductible?

2 Minute Read

Can Homeowners Insurance Cover Tree Removal?

2 Minute Read

What Do Home Inspectors Look For?

2 Minute Read

How Long Does It Take to Buy a House?

2 Minute Read

What Do You Need to Know Before Buying a House?

2 Minute Read

When Should I Get Homeowners Insurance?

Lenders typically require you to show proof of homeowners insurance before funding your loan. Read more from the professionals at Farmers Insurance.

3 Minute Read

What Are Some Questions I Should Ask When Viewing a House?

Be ready to ask questions about the age of the roof when you view a home. Learn other questions to ask during a home viewing from Farmers®.

2 Minute Read

What Steps Are There in a Home Remodel?

2 Minute Read

Which Methods Can Help Secure Home Windows?

2 Minute Read

How Can I Help Prevent Pipes From Freezing?

2 Minute Read

How Should I Prepare to Buy My First Home?

2 Minute Read

What Is Renters Insurance, and What Does It Cover?

2 Minute Read

What Does an HOA Do?

2 Minute Read

What Does an Umbrella Insurance Policy Cover?

A $1 million umbrella policy covers you when you are liable for injuries or property damage. Contact a Farmers agent to learn about personal umbrella insurance.

8 Minute Read

The Pros and Cons of Owning a Condominium, According to Condo Owners

Condo ownership has many benefits, but it also has some drawbacks. Get advice on the pros and cons of buying a condo from Farmers Insurance.

5 Minute Read

When This Teacher’s School Shifted to Remote Learning, She Created a Tiny Classroom

7 Minute Read

You May Have Hundreds of Square Feet of Livable Space Hiding Away in That Dusty Attic

6 Minute Read

This Couple Closed on Their First Home During the COVID-19 Pandemic

8 Minute Read

Renovation Regrets? This Is How, Why and Where Renovations Can Go Wrong.

8 Minute Read

Their Home Sweet (First) Home Was Nothing Like They Imagined

10 Minute Read

Our Home Was Ready When Covid-19 Hit Because We Designed It to Accommodate the Unexpected

8 Minute Read

She Plays Drums, and the Downstairs Neighbors Have a New Baby: How Soundproofing Helped This Family (and Others) Restore Peace and Quiet

Adding carpets, replacing doors and windows, fortifying walls — small and big fixes add up when turning the volume down on everyday life.

6 Minute Read

Homeowner’s Guide to Summer Home Maintenance

Fixing, cleaning and maintaining a home while it’s warm and dry is like shopping for winter holidays in July. It pays to get it done early — before bad weather can cause emergencies.

9 Minute Read

When the Small Business Is a Band, Musicians Turn Detective to Track Stolen Gear

8 Minute Read

Rethink Bacon, Laundry Baskets and Other Tips from a Couple Who Downsized to 536 Square Feet

10 Minute Read

Flipping Houses for Profit Looks Easy on TV. These Pros Know a Different Story.

6 Minute Read

Homeowner's Guide to Spring Home Maintenance

8 Minute Read

Your Home Isn't Selling? It Could Be the Mailbox's Fault

2 Minute Read

How Much Does Umbrella Insurance Cost?

8 Minute Read

Moving? Take a Few Packing Tips From These Serial Movers

When you've moved 85 times, you're officially a packing expert. Here, super movers share how they saved thousands on fees, and a near-perfect box labeling technique. (You'll thank us when you unpack.)

3 Minute Read

What is the Difference between Dwelling Coverage and Home Insurance?

Dwelling coverage is one part of your overall home insurance policy and only covers your home's structure. Learn more about what dwelling coverage protects.

5 Minute Read

Is My Home Business Covered by Home Policy?

Moving