close icon
article-banner article-banner article-banner

Here’s What Happens When Stubborn Pedestrians Meet Disruptive Technology

A cherry-red ride, a country road... what could possibly go wrong? A Farmers agent shares his story from our Hall of Claims

 

One day, I drove my wife’s car outside the city to meet a client at his home. This car was a beauty—cherry red. My wife loved it.

 

The client’s house was far outside of town. After the meeting, as I pulled out of the driveway, a herd of goats stood in the middle of the dirt road that would take me back to the highway. I didn’t think much of it; I flashed my lights and revved the engine, thinking they’d mosey off the road. But they didn’t move. I inched forward a little. Still, they just... looked at me.

Finally, I honked the horn to see if I could scare them off the road. Well, it worked. I scared them right off the road, and ontothe car. Two goats jumped on the roof.

 

Another goat started rubbing its horns on the front driver’s side near the wheel. I kept honking, not knowing what to do, and a third goat jumped onthe roof.

 

I got out of the car and tapped one of the goats, which startled it and the others enough to make them scurry away. There were some serious dents and scratches on the car.

 

I don’t know what was more difficult: telling my co-workers what happenedand facing that ridicule, or telling my wife what happened to her beloved car. My Farmers adjuster definitely had a good laugh about it.

The Resolution: After paying the deductible and vowing to never honk at a herd of goats again, Farmers covered the damage repairs through my comprehensive auto policy.

 

 

Issued insurance policy documents control all claim determinations. Please read the actual policy documents for your state for important details on coverages, exclusions, limits, conditions, and terms. Not all products, coverages, and discounts are available in every state. Insurance is underwritten by Farmers Insurance Exchange and other affiliated insurance companies. Visit farmers.com for a complete listing of companies. Not all insurers are authorized to provide insurance in all states.