Bank Account Storage Terms and Conditions

I agree to receive information via email regarding storage of Bank Account information therefore I will maintain a current email address with Farmers and ensure that it is active and capable of receiving new emails. I will ensure my email account has sufficient space for new emails and my email server and spam-blocking software do not block Farmers emails. I understand Farmers is not responsible for problems arising from emails sent to an inactive or out-of-date email address, unless they are solely negligent for using an incorrect address.

Definitions
“We,” “us” and “our” mean the insurance company(ies) authorized to process One-time or Automatic Bank Payment withdrawals for insurance payments. “You,” “your” and “yours” mean the person or persons authorizing the One-time or Automatic Bank Payment withdrawals for insurance payments. “One-time bank payment” means a single electronic withdrawal being deducted from your designated Bank Account on the date selected by you. “Automatic Bank Payment” means electronic funds transfer (EFT) withdrawals automatically being deducted from your designated Bank Account on the scheduled withdrawal dates for the amounts due. “Business day” means Monday through Friday, excluding our company holidays.

Service Provider
You authorize us to store, or to use a third party to store your Bank Account information.

Returned Payment Charges
We may assess a Returned Payment Charge if One-time bank payments or Automatic Bank Payment withdrawals are returned for reasons such as insufficient funds, closed Bank Account or revoked authorization.

Exclusions of Warranties and Limitation of Liabilities
THE ONE-TIME BANK PAYMENT AND AUTOMATIC BANK PAYMENT PROCESSING SERVICES AND RELATED DOCUMENTATION ARE PROVIDED ON AN “AS IS” BASIS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

In addition, we do not warrant, guarantee or make any representations regarding the security of Bank accounts, or that the web site is free from destructive materials, including but not limited to computer viruses, hackers, or other technical sabotage, nor does it warrant, guarantee or make any representations that access to this site will be fully accessible at all times, uninterrupted, or error-free.

IN NO EVENT WILL WE OR OUR AFFILIATES BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, COMPENSATORY, EXEMPLARY OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES, INCLUDING WITHOUT LIMITATION LOST OR MISDIRECTED APPLICATIONS, LOST PROFITS, LOST GOODWILL, OR LOST OR STOLEN PROGRAMS OR OTHER DATA, HOWEVER CAUSED AND UNDER ANY THEORY OF LIABILITY ARISING OUT OF OR IN CONNECTION WITH (1) USE OF THE WEB SITE, OR THE INABILITY TO USE THE WEB SITE BY ANY PARTY; OR (2) ANY FAILURE OR PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION; OR (3) LINE OR SYSTEM FAILURE OR THE INTRODUCTION OF A COMPUTER VIRUS, OR OTHER TECHNICAL SABOTAGE, EVEN IF WE OR OUR AFFILIATES, OR THE EMPLOYEES OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OR LIKELIHOOD OF SUCH DAMAGES, LOSSES OR EXPENSES.

System Requirements/Equipment
We use encryption to make your information unreadable as it passes over the Internet. Therefore, we strongly recommend that you use the latest version of your browser software for maximum security.

Privacy Policy
To view our privacy policy, go to http://www.farmers.com/disclaimer/privacy-policy/.

Storage of Information
Information stored on www.farmers.com is kept under physical, electronic or procedural controls that comply with or exceed government and industry standards. We authorize our employees and agents to get information about you only when they need it to do their work for us. We require companies working for us to protect information. They agree to use it only to provide services we ask them to perform for us.

Amendments to Terms and Conditions
We reserve the right to change these Terms and Conditions at any time.

Non-waiver
Any failure by us to act upon any breach of these Terms and Conditions shall not be deemed to constitute a waiver of any subsequent breach of that or any other term or condition, or of any right to thereafter enforce these Terms and Conditions.

Contact Us
You may visit your Farmers agent, or, you may call us at 1-877-327-6392 during normal business hours of Monday - Friday 7:00 am to 11:00 pm Central Time, Saturday - Sunday 8:00 am to 8:00 pm Central Time.