Explore Connecticut's scenic highways and charming town centers with Farmers auto coverage that's tailored to your needs. The value gets even better with a variety discounts.
Signal® by Farmers - Sign up, download and use the Signal app and you’ll receive a 5% discount on your auto policy. You may earn up to 15% at your next renewal*. You can save even more if drivers enrolled on your policy and using Signal are younger than 25.**
Business and Professional Group – Farmers offers unique discounts to approved occupational groups in Connecticut to bring their employees, retirees, and members better rates. Contact us and we’ll see if you qualify.
Distant Student – Earn this discount if your child (22 or younger) goes to school at least 100 miles away from your home, and doesn't have regular access to the covered car.
On Your Own – Reduce your premium rate if you are under the age of 25 and become the Primary Named Insured on your own new policy after being on your parent's policy for at least 12 months.
Multi-Car – Cover more than one car under the same Farmers Auto policy and save.
Safe Driver – Earn this discount if you have a clean driving record with no accidents or incidents.
Shared Family Car – Reduce your premium rate when you have a driver (age 20 or younger) and more active drivers than vehicles in the household.
Youthful Driver – Reduce your premium rate when you add your unmarried child or grandchild (24 or younger) to your policy. To qualify, they must have a valid driver's license and your policy must be in force for at least 1 year. This discount will not apply if the child/grandchild was disclosed as the result of a claim with the company.
Electronic Funds Transfer (EFT) – Select EFT as your premium payment method, and we'll lower your rates.
Paperless – Enroll in Paperless and we’ll lower your rates.
Good Payer – Make all your premium payments on time with no late fees for 12 months and we'll lower your rates.
Homeowner – As the name implies, if you own your home, you may be eligible for this additional discount.
Pay In Full – Lower your rates if you decide to pay your full-term premium with one lump sum.
Be ready to submit proof of eligibility (a copy of a report card, grade-point average, etc.) when requesting this discount.
Mature Driver – Senior Connecticut drivers, 60 and older, can complete a state-approved Accident Prevention Course for a discount on their auto insurance. If you've taken this course in the past 2 years, please let us know.
Whether you live in one of Connecticut's leafy villages or bustling cities, Farmers gives you multiple ways to save on your home insurance.
Multi-Policy – Get a discount when you choose Farmers for your home and auto policies.
Non-Smoker – Members and employees of eligible Connecticut professional groups can save even more.
New Home – You could save once again if your home was built in the last 13 years.
New Roof – Has your roof been rebuilt or replaced in the last 6 years? If so, there's another potential discount for you.
UL Approved Roofing Materials – What's in your roof? You'll get a break if it's made of impact-resistant materials (like asphalt or fiberglass shingles) that have been tested and approved by Underwriters Laboratories.
Protective Devices – Things like security systems, fire alarms and sprinklers help protect your home from serious risk. That's why Farmers may reward you with a rate discount for having them.
You may be eligible for one or more of these discounts, subject to documentation. Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. Not all products and discounts are available in every state. Please contact a Farmers agent for details.
*Once you enroll in Signal® by Farmers® and complete 10 qualifying trips using the app, you will receive an initial 5% discount on your Farmers Insurance® auto policy. Only one discount can be applied per policy, regardless of the number of enrolled drivers who complete 10 trips. At renewal, the Signal discount may increase or decrease based on the percentage of enrolled drivers on your auto policy using the app and their driving scores. Your renewal discount could range between 0.5% and 15%, except in Colorado where your renewal discount can range from 0.5% to 20% and in Florida where your renewal discount will be 5%.
**The youthful driver component of the Signal discount is not available in Florida and Georgia.
Restrictions apply. Discounts may vary. Not available in all states. See your agent for details. Insurance is underwritten by Farmers Insurance Exchange and other affiliated Insurance entities. Visit farmers.com for a complete listing of entities. Not all insurers are authorized to provide insurance in all states. Coverage not available in all states.